Congratulations Deborah!!! I just wanted to say that even though I have not met you in person, I’ve enjoyed our e-mail and phone conversations. As a Realtor, we do our best in helping our clients feel comfortable about the home buying process. But we understand that we are not the only game players. For folks who have to get financing to purchase a home, real estate agents also rely on the knowledge and expertise of the mortgage professionals such as yourself because you guys are an integral part of the success of the transaction. Working with you most recently, you demonstrated that you are very knowledgeable of the mortgage industry, professional, and you demonstrated an expertise which can put clients at ease during their home mortgage process. You always took the time to address important issues. With your thoughtful and caring ways, our transaction closed successfully! And I just wanted to say THANK YOU… and that I am thankful that our paths crossed.