Author: Ben Chapman

Read the latest blog posts from our mortgage experts, get the latest updates about the industry, tips and tricks for making your purchasing experience easy, and more!

Three Factors that Affect the Move to Your Next Home

Mar 23 2020

Ben Chapman

Moving to a new home can mean grappling with second guesses and big decisions. However, your move can be made much easier if you focus on the three factors critical to the choice... »
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3 Myths About Transitioning from Renter to Homeowner

Jan 9 2020

Ben Chapman

After years of rising rent prices and an inability to make your home truly yours, you’ve had enough and are ready to officially break up with your landlord. You’re ready to become a... »
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What Renovation Loan Options Are Available to Me?

Nov 15 2019

Ben Chapman

One of the best parts of homeownership? You are in the driver’s seat when it comes to choosing home financing options. When it’s time to fund a renovation, you can pick from a... »
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The VA Renovation Loan – A Thank You to Our Nation’s Veterans

Nov 7 2019

Ben Chapman

If you’ve served in the United States armed forces for a specific length of time or are the surviving spouse of a deceased service member, there are many benefits available to you as... »
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How to Qualify for a Mortgage as a Self-Employed Professional

Jun 18 2019

Ben Chapman

As a self-employed business owner, you have a lot on your plate. While running a business and tending to your daily responsibilities, starting the home process might feel daunting. You may have even... »
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How to Use and Build Equity in Your Home

Jun 18 2019

Ben Chapman

If you’re like most Americans, your home will be a major source of your net worth. As you continue to pay your mortgage, you will build equity in your home, which allows for... »
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Is now the right time to refinance my home loan?

May 2 2019

Ben Chapman

As of April 2020, interest rates are the lowest they’ve been in US history. This means it’s a great time to buy a home, or in some cases, refinance. Refinancing is not only... »
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Should You Use Your 401(k) to Help Purchase a Home?

May 2 2019

Ben Chapman

You may be in the process of looking for a home or you may have already gotten pre-approved. You’ve been saving for months or even years and your down payment is still short.... »
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Should I Use a Renovation Loan to Improve, Buy, or Sell My Home?

May 2 2019

Ben Chapman

You’ve decided you want to renovate your home, or maybe you have your eye set on a home that needs a little work. Great! As the biggest renovation lender in the United States,... »
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Advice for New Homebuyers from a Mortgage Industry Veteran

Apr 29 2019

Ben Chapman

According to a survey issued by Bank of the West, 69% of millennial homebuyers experienced some form of “buyer’s remorse” over their recent home purchase. Most said they wished they had been more prepared... »
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Fantasy or Reality? Setting Reasonable Expectations for Buying Your First Home

Mar 29 2019

Ben Chapman

Dreaming of owning a home is great but setting realistic expectations can help make the process that much easier. A lot happens from the day you decide to buy a new home to... »
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How Pre-approval Can Help You Secure Your Ideal Home

Mar 29 2019

Ben Chapman

In a competitive homebuying market, sellers want to sell their homes quickly to someone who will be able to buy it with no issues. A pre-approval letter is an official document explaining the... »
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The Difference Between Pre-qualification and Pre-approval

Mar 29 2019

Ben Chapman

The terms “pre-approval” and “pre-qualification” have likely come up while doing your research as a homebuyer. Understanding the differences between the two well set you up for success down your path to homeownership. Pre-qualification:... »
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Can I Afford to Buy a New Home?

Mar 29 2019

Ben Chapman

You’ve always dreamt of owning your own home. You’ve thought about it, imagined it, and now you’re seriously considering it. At this point, you may have started to research homebuying and there’s a... »
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What is a Mortgage? Why Do I Need One?

Mar 29 2019

Ben Chapman

As a first-time homebuyer, you may find yourself overwhelmed by all the things you need to know when buying a home. That’s where Homebridge comes in. We’re on a mission to make the homebuying... »
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Welcome to Homebuying 101: Beginning Your New Adventure

Mar 29 2019

Ben Chapman

Each year, thousands of people make the decision to purchase their first home. What often is seen as a daunting, complex process, is one your Homebridge team excels in. You see, we help... »
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Case Study | How HomeBridge Establishes Customer Satisfaction as a Key Differentiator

Nov 21 2016

Ben Chapman

HomeBridge had a mission to be the most highly recommended mortgage company in the country. So they set out to achieve it by working hard to satisfy every customer’s needs, going beyond merely... »
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