There are rumors that our Fed is considering an idea to abandon its present 2% target rate for inflation in favor of a floating target where inflation would be allowed to rise above 2% for some time before considering hiking rates. This comes with two consequences that mortgage lenders, real estate…
Easy, Simple and Trusted Home Financing
We know that this process can feel overwhelming. Whether you’re buying a home for the very first time or doing renovations to build your dream home, we’re here to make it easier for you.
Ready to buy a home? Discover the three easy steps to get started.
Is now the time for you to refinance? Find out what you’ll need to know.
Bought a fixer-upper or ready to give your current home a refresh? We can help.
Meet Our Mortgage Loan Originators
A local licensed Mortgage Loan Originator (MLO) is always available to meet with you, answer your questions and walk you through the process. You can have in-person meetings or use email to sign documents electronically. Find expert guidance that works for you.
Charlotte Pat Smith
Reverse Mortgage Loan Originator
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25 Years of Trust
For over 25 years, families have put their trust in the Homebridge team to help them navigate one of the largest purchases they will ever make. While this is the beginning of an exciting new step, we also understand that this experience can sometimes be stressful and often confusing. That's why we make it our mission to ensure your homebuying process is simple, transparent, affordable and easy.
Our Latest Thinking
For many, buying a home is a major transition in life. It’s one that comes with a long list of benefits like building long-term equity, the freedom to personalize your living space, and possible tax deductions. That said, making the transition from renter to owner isn’t something to be taken…
Chapman Lending Team at HomeBridge Financial The Federal Housing Finance Agency announced Tuesday that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than $510,000. In most of the U.S., the 2020 maximum conforming loan limit will be raised to $510,400, up from 2019’s level to $484,350. The San Diego limit is…
Whether you’re hosting a few out-of-towners for the weekend or housing the entire extended family, the holidays can force you to realize how much more space your home really needs. Using a 203(k) loan to combine your mortgage payment with renovation costs is a great way to affordably update your…