In the world of home building, the financing process is just as crucial as the construction process. By gaining an understanding of how buyers finance their home purchases, builders can unlock valuable insights... »
Read More of the post The Key to Boosting Home Sales: Understanding Buyer Financing Preferences
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Mortgage rates officially hit their lowest levels in 4 months after this week's inflation data. Despite the recent progress, Fed officials continue to talk about keeping rates high "for as long as possible."... »
Read More of the post Lowest Rates in 4 Months, So Why Does Fed Say They’re Going Higher?
Are you a police officer or firefighter in New Jersey looking to purchase a home? The good news is that there is a special mortgage program specifically designed to deliver the support that... »
Read More of the post Understanding the New Jersey Police and Fire Retirement System(PFRS) Loan Program
Myths & Misconceptions of Reverse Mortgages
Dec 2 2022Myths & Misconceptions of Reverse Mortgages
Myth #1: I changed the title to my property to my children’s names and I have a Life Estate, so I’m not able to obtain a Reverse Mortgage.
... »
Read More of the post Myths & Misconceptions of Reverse Mortgages
To improve your kitchen, consider adding a nook, redoing the floor or adding an appliance garage. These three projects don’t require much effort, but they can positively impact how you live and, most... »
Read More of the post Kitchen renovations: 3 upgrades that will improve the look and function of your kitchen
HELOCs Are On The Rise
Jul 29 2022
So Is There a Home Equity Boom On The Horizon?
As the volume of refinances fall with the rise of mortgage rates, homeowners are setting their sights on home... »
Read More of the post HELOCs Are On The Rise
JULY 2022
INFLATION FORCES THE FED’S HAND
The Federal Reserve hiked its Fed Funds rate by 75 basis points in June, due in large part to the hotter-than-expected Consumer Price Index reading reported on June... »
Read More of the post Inflation Forces The Fed’s Hand – The Duvall Group
The front of your home is the first thing a buyer looks for when considering a purchase. If you don’t plan on selling, that same area will be the first thing you see... »
Read More of the post Enhance Your Curb Appeal and Renovate the Front of Your Home!
Why Work With A Mortgage Team?
May 31 2022
Whether you are a Real Estate Agent or a borrower, not having the right mortgage lender could put the kibosh on your deal. If you want the right product mix, lowest
rate and... »
Read More of the post Why Work With A Mortgage Team?
Higher Home Equity – The Duvall Group
May 26 2022
MAY 2022
HIGHER HOME EQUITY
If you think the hot real estate market is just for sellers, think again. For homeowners, the equity in your home has grown substantially over the past year. According to... »
Read More of the post Higher Home Equity – The Duvall Group
D&I Chief Featured in Scotsman Guide
May 13 2022
Homebridge’s Chief Diversity and Inclusion officer, Brian “Woody” White, recently wrote an editorial for Scotsman Guide. In honor of April being Diversity Month, Woody’s article tackles the growing purchase power of people of... »
Read More of the post D&I Chief Featured in Scotsman Guide
Non-Qualified Mortgage: Bank Statements
May 12 2022
You may have found your dream home, but it might remain a dream without approved financing. Bank statement loans, as the name implies, use bank statements to determine your income. They are a... »
Read More of the post Non-Qualified Mortgage: Bank Statements
Home improvement projects can make or break the look and feel of your bedroom and in turn, your entire home. Take a look at the three project ideas below and see how our... »
Read More of the post 3 Bedroom Upgrades You Can Make With a Fannie Mae Homestyle Loan®
Homebridge Is Leading The Mortgage Industry In D&I Transparency
Homebridge has recently launched “Our Community” in an effort to increase transparency in our various D&I activities. This online hub will exist on the Homebridge... »
Read More of the post Homebridge is Leading the Mortgage Industry in D&I Transparency
As the weather changes, many homeowners are ready to not only get some spring cleaning done but to upgrade their home and make the most of spring this year and every other year.... »
Read More of the post Three Backyard Renovations to Help You Enjoy the Spring!
APRIL 2022
HISTORICALLY LOW INTEREST RATES
Real estate agents and title agents recently surveyed by First America see the housing market as fairly resilient to rising rates and predict it will remain so even when... »
Read More of the post Historically Low Interest Rates – The Duvall Group
10 Ways to Make Your Home Energy Efficient
Mar 29 2022
In honor of Earth Day, consider these 10 ideas for implementing energy-efficient improvements throughout your home. Not only will these strategies benefit the environment by reducing your carbon footprint, but they will help... »
Read More of the post 10 Ways to Make Your Home Energy Efficient
MARCH 2022
Pre-Qualification or Pre-Approval
Many buyers shop for a home with a Pre-Qualification or Pre-Approval, thinking these will give them an advantage in the buying process. That may be true, but an Underwritten Pre-Approval... »
Read More of the post Pre-Qualification or Pre-Approval – The Duvall Group
RENOVATION LOANS: WHAT CAN THEY BE USED FOR?
Feb 7 2022Renovation loans: what can they be used for?
A renovation loan is an excellent option for homeowners who want to change up their living space with a few improvements, whether big or small. It... »
Read More of the post RENOVATION LOANS: WHAT CAN THEY BE USED FOR?
FEBRUARY 2022
A Rare Opportunity for Homeowners May Disappear
A nationwide trend has seen home values skyrocket over the last two years. At the same time, interest rates have been trending in the opposite direction,... »
Read More of the post A Rare Opportunity for Homeowners May Disappear – The Duvall Group
Ca Homeowners: Increase Wealth And Comfort With An Accessory Dwelling Unit
Recent state laws have made the creation of an Accessory Dwelling Unit (ADU) more straightforward than ever before. Homebridge is dedicated to helping... »
Read More of the post CA HOMEOWNERS: INCREASE WEALTH AND COMFORT WITH AN ACCESSORY DWELLING UNIT
2022 VA LOAN LIMITS HAVE INCREASED
Jan 19 2022
2022 VA Loan Limits have increased
The Department of Veterans Affairs (VA) increased 2022 loan limits for potential VA homebuyers across the country! This means that active and retired military service members and their... »
Read More of the post 2022 VA LOAN LIMITS HAVE INCREASED
More Purchase Power For Homebuyers With New Conforming Loan Limits
New increases on conforming loan limits mean that you can expect to afford more for less when you begin shopping for a home. That’s... »
Read More of the post MORE PURCHASE POWER FOR HOMEBUYERS WITH NEW CONFORMING LOAN LIMITS
How Does a Cash Out Refinance Work?
Jan 18 2022
How Does a Cash Out Refinance Work?
Your home is a place of comfort and happiness – but it’s also an investment. In fact, homeownership is one of the primary ways Americans have built... »
Read More of the post How Does a Cash Out Refinance Work?
Do You See the Market?
Nov 18 2021Do You See the Market?
Understanding your buyers’ financing preferences can give you a distinct advantage in changing market conditions.
Although the demand for new construction homes is growing, builders are right to spend time... »
Read More of the post Do You See the Market?
Bob Mirman points out that there have been dramatic pandemic-induced changes in homebuyers’ attitudes during the past 18-months. Homebuyers who were – just last year – incredibly understanding, patient, and forgiving have become... »
Read More of the post The Honeymoon is Over! The Rise and Fall of Homebuyers’ Pandemic-Based Empathy