One week after home loan rates failed to improve further in the face of multiple bond-friendly stories, such as low inflation, high unemployment claims, and the Fed's continued commitment to purchase bonds, we... »
Read More of the post A Lesson in Supply and Demand

Home loan rates continue to hover near all-time lows, but there are three reasons why they should have improved but didn’t. Let's take a look at some of the “bond-friendly” news from this week... »
Read More of the post Is This the Bottom?

One of the major effects of the coronavirus was the enormous destabilization of the mortgage-backed securities (MBS) market back in mid-March. MBS pricing and trading activity determine home loan rates, so a big and... »
Read More of the post Stabilization in the MBS Market

The leading indicator on the health of the job market is the Initial Jobless Claims report, which essentially tells us the length of the unemployment line. And that line just grew. Over the past... »
Read More of the post The Unemployment Line is Growing

The Coronavirus has impacted millions of Americans across the country due to job loss and furloughs making it difficult, and sometimes impossible, for homeowners to make their mortgage payments. The U.S. government has stepped... »
Read More of the post Coronavirus Fallout to Hit Homeowners

This past week, thanks to the Federal Reserve, home loan rates declined. The high uncertainty around the coronavirus and its impact on homeowners and mortgage payments created a dire need for liquidity in... »
Read More of the post Liquidity Defined