If you haven’t refinanced your home you could be missing out on big savings. In fact, more than eight million homeowners are leaving cash on the table by not refinancing. While this number... »
Read More of the post VA Refinance: Understanding Your Two Options
In the last post, we discussed several reasons why a VA Loan may be the right choice for you and your family. In this article, you’ll learn if you’re eligible for a VA... »
Read More of the post VA Loan Qualifications: Who is Eligible for a VA Loan?
The VA Loan program was established to help our nation’s veterans and their families achieve the goal of homeownership. It has features unlike any other loan product and, if you qualify, is a... »
Read More of the post Why Choose a VA Loan?
In the past, marketing was considered a secondary or peripheral focus for a company, with other functions such as business development or recruiting being in the forefront. That all changed at the beginning... »
Read More of the post Tech-Centered Marketing Via Growth Engine
While having a comfortable home is always a priority, it’s more important than ever as we’re spending more and more time at home. For some of us, this includes working from home as... »
Read More of the post Make Working from Home More Enjoyable with 3 Key Upgrades
Since the outbreak of COVID-19 in the United States 3 months ago, many of our normal routines have been altered on a collective level. Companies such as Homebridge are no exception. Throughout the... »
Read More of the post How Homebridge is Responding to COVID-19
One week after home loan rates failed to improve further in the face of multiple bond-friendly stories, such as low inflation, high unemployment claims, and the Fed's continued commitment to purchase bonds, we... »
Read More of the post A Lesson in Supply and Demand
Home loan rates continue to hover near all-time lows, but there are three reasons why they should have improved but didn’t.
Let's take a look at some of the “bond-friendly” news from this week... »
Read More of the post Is This the Bottom?
During this time of uncertainty, several of our Mortgage Loan Originators have offered aid to their communities in the wake of the COVID-19 crisis. Homebridge's Aiea location and other Hawaii branches partnered up... »
Read More of the post Homebridge’s Hawaii Associates Help Out In Relief Efforts
One of the major effects of the coronavirus was the enormous destabilization of the mortgage-backed securities (MBS) market back in mid-March.
MBS pricing and trading activity determine home loan rates, so a big and... »
Read More of the post Stabilization in the MBS Market
The leading indicator on the health of the job market is the Initial Jobless Claims report, which essentially tells us the length of the unemployment line. And that line just grew.
Over the past... »
Read More of the post The Unemployment Line is Growing
The year of 2019 was a massive year for Homebridge and its associates. Top originators closed an unprecedented amount of loans in 2019, creating a high watermark for the company as a whole.... »
Read More of the post Homebridge Makes a Bold Statement in 2019 With Awards Sweep
The Coronavirus has impacted millions of Americans across the country due to job loss and furloughs making it difficult, and sometimes impossible, for homeowners to make their mortgage payments.
The U.S. government has stepped... »
Read More of the post Coronavirus Fallout to Hit Homeowners
This past week, thanks to the Federal Reserve, home loan rates declined. The high uncertainty around the coronavirus and its impact on homeowners and mortgage payments created a dire need for liquidity in... »
Read More of the post Liquidity Defined
The growth of any Homebridge Mortgage Loan Originator is dependent on how effectively they can communicate with leads, borrowers and referral partners. Growth Engine is our promise that as a Homebridge MLO, you... »
Read More of the post Expand and Build Your Influence with the Growth Engine Tech Stack
Each year Homebridge recognizes our incredible associates with an enchanting incentive trip for top producing Mortgage Loan Originators. This year our team spent time together in Cancun, Mexico on an All-Star trip of... »
Read More of the post An All-Star Trip for the Books! – Homebridge 2020 All-Star Recap
This past week, home loan rates ticked up again despite the Fed recently cutting rates by a full point and the 10-year Note remaining just above 1%. Why?
Mortgage backed securities (MBS) are bonds... »
Read More of the post Coronavirus and Extreme Volatility
This past week was a head-scratcher as home loan rates ticked up slightly week over week despite the 10-year Note yield hitting a historic low of 0.31% and stocks enduring heavy losses. Typically,... »
Read More of the post Rate Movements Explained
Home loan rates touched all-time lows this past week, fueling refinance activity and creating a sense of urgency for homebuyers to lock in purchase loans.
The question many people are asking is, "how low... »
Read More of the post How Low Can We Go?
2019 was a year of unparalleled growth and record-breaking volume which in turn, produced the largest number of All-Star qualifiers ever at Homebridge Financial Services.
Our tremendous success in 2019 was made possible by... »
Read More of the post Now Boarding Our 2019 Homebridge All Stars!
The continued strength of the labor market, along with historically low mortgage rates, will keep positive housing momentum alive in 2020.
The Unemployment Rate is currently at a 50-year low of 3.6% with expectations... »
Read More of the post A Great 2020 Housing Story
Home loan rates continue to hover near three-year lows. There are some on Wall Street who say rates are going to push even lower at some point — and they may be right.... »
Read More of the post What the Market Is Saying
When you first bought your house, everything felt new and there was a sense of excitement about your home. As time goes on, however, you may discover that your current home no longer... »
Read More of the post Using a Renovation Loan to Bring New Life to an Old Home
This past week was a bit rough for the bond market as home loan rates steadily ticked higher and off the best levels in three years.
The coronavirus has been a tailwind to the... »
Read More of the post Recovering From Coronavirus
The coronavirus outbreak in China continued to grip the financial markets this week. The total affected and number of deaths rose sharply throughout the week suggesting the virus is not yet contained.
Stocks hate... »
Read More of the post Rates Decline Again
Bonds love uncertainty and bad news. As a result, rates improve when not-so-good news emerges.
That was the story this past week, as China has reported a new deadly coronavirus has started to spread... »
Read More of the post Uncertainty Helps Rates
This past week was filled with so much good news — the biggest of which was the signing of Phase One of the U.S. and China trade pact.
This trade deal is a very... »
Read More of the post Back to Fundamentals
This past week, we watched home loan rates tick modestly higher and retreat from three-year lows.
Why? There are three main reasons:
U.S and Iran. On Wednesday, the de-escalation of tensions between the U.S. and... »
Read More of the post The Good News Continues
The new year and new decade started, and good news: some things don't change. Stocks picked up right where they left off in 2019 by touching all-time highs. And bonds, which also performed... »
Read More of the post Nice Start to 2020
2019 was an incredible year for stocks, which finished the final trading week of the year at all-time highs. Generally speaking, when stocks go higher, so do rates. And that was the case... »
Read More of the post Global Improvement
