I found Thomas on one of the online mortgage websites. I was quite leery using him at first. Once we got into the loan process, I realized I made the right choice. He communicated every step of the process. If he didn’t answer when I called, he responded back right away. I work long hours and Thomas made himself available evenings and even weekends. Once we were ready to close, he called me and advised that the rates had dropped and relocked my rate. This was my third mortgage, and by far the most pleasant process to date. I highly suggest you use him when you need home financing.