Wayne was extremely helpful, and by far the most knowledgeable, of anyone I spoke to. From the beginning, he offered us the best rates possible, and when they could be even lower, he made it so. He quickly responded to every question I had, regardless of how small. The paperwork portion of things that I heard so many horror stories about was not even close to what most people told me to expect. I kept hearing from friends “next you will have to do this and this and this, etc.,” but that didn’t happen. I highly recommend Wayne to anyone looking to purchase a home.