I am a first time home buyer, who didn’t know where to start nor whom to talk to about a mortgage loan with a grant attached. One call to Kelly and he was there to assist me with exceptional services. I called Kelly asking thousands of question and he showed outstanding professionalism answering them all. Thanks to Kelly and REMN I’m a home owner. If I ever buy another home Kelly will be the first person I call. Thank you Kelly for your time and your patience!