Alvin came in and saved me from a bunch of stress and unnecessary non-sense that I was receiving from a well-known bank. Alvin was able to give me a better deal and was able to close my loan immediately. And if that was not enough, Alvin was very professional, hard working, kind and always quick to respond to each e-mail or phone call. Alvin made my first time home buying experience what it should have been. Working with Alvin was like the calm after the storm.