John helped us through our first experience as home buyers. He walked us through every step and even helped us in other areas. He understood our needs and wants, and made our home buying experience pleasurable. Buying a home is a long process, but John removed the complications and made our lives easier. John stayed in constant communication with us daily to ensure we closed on time. He was a pleasure to work with over the last 90 days. I would use him again for all of our financial needs. I would recommend John anyone who wants a smooth home buying and mortgage experience.