I can only say good things about Joe. He and his team are beyond great at what they do. My case or file was a little complicated, but Joseph was there all the way to the end. No matter what challenges came up, they always knew what to do next. I am now a proud homeowner. I got a great rate. I closed on the home in March 2015, and I am just so thankful for HomeBridge. Joe and his team are on point, and they always respond quickly and professionally. Thanks Joe! Oh, and also they give you small gifts in between. I got a gift card.