Justin was referred to my husband and I by our financial adviser and we are very glad that we went to him for our mortgage! As first-time home-buyers, we were so nervous and confused about the whole process, but Justin was there for us and helped us get a phenomenal rate on our mortgage. He really went above and beyond, explaining everything and answering the MANY questions that we had. Plus, he is a super nice guy. I would recommend Justin to anyone! He is great!