Justin is helping us with a cash out refinance so we can pay off our investment property and ultimately lower our monthly payment. You can tell Justin actually enjoys his job. He takes the time to explain everything in detail so that you understand each process 100%. He makes sure he is getting you the best deal possible & truly looks out for your best interest. Working with Justin has been an absolute pleasure and we will certainly recommend him to anyone looking for a new mortgage or to restructure a current one.