Mr. Healey helped me refinance my primary residence in Galloway, NJ, and managed the entire deal professionally and effectively with success. In the recent past, I have had experiences with several Mortgage Loan Originators and Mr. Healey ranks at the top position among all. He clearly understood the nature of the loan program I qualified for and exactly what needed to be done. Mr. Healey answered my questions promptly and appropriately without delay. He did not hesitate to answers even during off hours and on weekends. I was just amazed and charmed the way he responded to many requests with a positive attitude. I enjoyed working with him thoroughly.l He is very knowledgeable and a valuable person for anyone with refinancing needs.