As a first time home buyer, I really had no idea what to expect. I was nervous about the whole process. The greatest decision I made was hiring AV Vaghela to be my Mortgage Loan Originator. They immediately returned phone calls and emails, and they were with me through the entire process. Also, they made sure that I submitted any necessary information in advance, so that there were no complications at closing. I know that I will recommend AV to anyone I know looking to buy a home forever. Do yourself a favor, save yourself a lot of aggravation and money and use AV Vagehla for your next home purchase!