Mike provided me and my family with a great offer that stayed a great offer throughout the close of our loan. This was an important detail to our growing family. Above this, he answered my questions from his friends wedding in Hawaii (6 hours times difference), called me back within a short period of time after emailing or calling him, and explained every detail of the loan in a simple, knowledgeable way. There is no question; I will definitely use Mike again for a new mortgage or refinance. He is simply a consistent, nice, and knowledgeable Sales Manager/ Mortgage Loan Originator.