We’ve been doing business with Alvin since 2008 when we purchased our first home (which he made happen). Alvin is amazing! In 2011 we refinanced our mortgage with another program which got us a lower AP. Alvin was always there to answer any questions and to walk us through the paperwork and he is always willing to go above and beyond for us. Alvin is the ONLY person we call to handle our home loan request and we ONLY recommend him to anyone in the process of buying or refinancing a home. Thank you Alvin for all your hard work.