Greg worked for me to keep my costs down and pushed to keep them down. Greg worked behind the scenes to keep everyone on the same page and making sure the closing of the refinance occurred on time. The Notary came to my home and had my full set of documents in copies and even sent my HUD and settlement statement with a duplicate disk of documents the next day without asking. It was an unexpectedly pleasant experience working with Greg who was up front, honest and made us feel comfortable about the serious issue of refi and the impact on our financial future. Greg saved me money on my monthly mortgage, fixed my problems with a screwed up negative escrow, and for once I came out much better as a result. I highly recommended doing business with Greg and I carry his business cards with me at all times in case I have the opportunity to discuss a refinance or purchase with anyone I come across.