I have been through several refinanced mortgages and I would say that this was by far the fastest and smoothest closing ever. I was referred to Libby by a co-worker who had used her in purchasing several homes and had only great things to say about their experience. Well, I concur and would say that she was professional and the rates and fees were much better than most that I had contacted prior to speaking with Libby. It was a great experience and will definitely plan to do continued business with her in the future! Thanks Libby!