As first time home buyers, my husband and I could not have asked for a more knowledgeable, helpful, and pleasant lender to work with. Eric provided us with a great tool to be able to see where each dollar would go when buying a house. He was always available any time we had a question and explained the process very clearly. When Eric contacted us with the option to refinance, we knew we would be working with a quality professional. Unlike the other lenders, Eric did not force the process of refinancing and gave us time needed to make a decision. We highly recommend working with Eric. Thank you Eric!