Read the latest blog posts from our mortgage experts, get the latest updates about the industry, tips and tricks for making your purchasing experience easy, and more!
Mortgage rates are unpredictable. They are determined by a number of economic factors that are hard to pin down and which move the rate up and down from day to day. That’s to... »
Read More of the post London Bridges and Rates: Falling Down?
We’re still in the first quarter of the new year, but I wanted to share some housing data that I think can be useful in housing market predictions in 2023. Mainly, I want... »
Read More of the post Housing Price Thoughts for 2023
With the close of the NFL season, I began thinking about how I could provide something to help the game plan of my customers and the housing professionals they work with. In today’s... »
Read More of the post Seller Concessions Make Today’s Market a Great One for Buyers
At Homebridge, our vision is to make the dream of homeownership a reality for every customer, every day. One way we live that vision is by providing greater access to homebuyer education. By... »
Read More of the post The Mission of Changing Homeownership
FHA loans offer a 3.5% down payment requirement as well as lenient Debt-to-Income ratios (DTI) and credit requirements. They are ideal for low-to-moderate income earners, and people buying a home with less-than-perfect credit.
Backed... »
Read More of the post FHA Loans: What Are The Benefits And Features
Why Interest Rates Increase To Combat High Inflation
Inflation rates are at a forty year high and consumers across the country are feeling the impact. From the higher cost of gas to higher prices... »
Read More of the post The Fed Increase: For Better Or Worse?
Current mortgage interest rates are always a hot topic for homebuyers or those who are curious about the affordability of homeownership. Knowing the general market rate can be helpful when budgeting for an... »
Read More of the post What Determines Your Mortgage Interest Rate?
You may have found your dream home, but it might remain a dream without approved financing. Bank statement loans, as the name implies, use bank statements to determine your income. They are a... »
Read More of the post Non-Qualified Mortgage: Bank Statements
The supply of houses on the market has fallen from an average of 1.6 million units monthly in 2018 and 2019 to just over 1 million in 2021 – and the monthly figures... »
Read More of the post Benefits of Pre-Approval: Get the Upper Hand
Your first time buying a home will be exciting, offering a window into the setting of your future. At Homebridge, we delight in the opportunity to help first-time homebuyers because we are reminded... »
Read More of the post 4 Stops Along the Road to First Time Homebuying
USING GIFT FUNDS TO BUY A HOME
For many homebuyers, gift funds are a needed boost to help them cover the necessary down payment on their dream home. Although it’s common practice to receive... »
Read More of the post USING GIFT FUNDS TO BUY A HOME
Moving to a new home can mean grappling with second guesses and big decisions. However, your move can be made much easier if you focus on the three factors critical to the choice... »
Read More of the post Three Factors that Affect the Move to Your Next Home
