Foreclosure and VA Home Loans
Even with the great rates that a VA loan provides, unforeseen circumstances can arise where the veteran is unable to pay for their mortgage any longer. If a foreclosure seems likely the veteran... »
home affordability
CalVet vs. VA Home Loans
CalVet Loans are based on CA bond rates Most active duty and veterans are aware that due to their service they are entitled to one of the best home loans... »
Extraordinary Closing Costs for Extraordinary People With Homes For Heroes
HomeBridge Financial Services and The Jamie Zeitz Team’s mission is to provide extraordinary savings to heroes who provide extraordinary services to our nation and our communities every day! Homes for Heroes, Inc. is the largest... »
How Can I Afford To Pay For The Repairs And Upgrades To The Home I’m Buying?
A recent success story from Jennifer C. – a new Raving Fan of The Jamie Zeitz Team at HomeBridge Financial Services! Jennifer, a new home buyer, started her search in a challenging inventory market and... »
Renting vs. Owning – The Power of the VA Loan in San Diego
Housing is the biggest expense for most Americans and it accounts for more than 30 percent of a household's yearly expenditures. Of course, housing costs vary greatly depending on where you live and... »
Property Tax Exemptions for Disabled Veterans in California
The Disabled Veterans' Exemption reduces property tax liability for qualified veterans. These veterans must have been rated 100% disabled or are being compensated at the 100% rate due to unemployment due to a... »
BEWARE! – The HERO Program can affect a VA Home Loan and the Sale of your Home
What is the Hero Program? HERO stands for Home Energy Renovation Opportunity. This is a program that provides financing for any energy improvements made to your house such as solar, windows, plumbing, etc. This... »
Can Student Loans Affect VA Loans?
Nearly 70% of College graduates have some sort of student loan debt, with an average of $37,000 in 2016. Just like any other debt, your student loans will be considered in your debt-to-income... »
Home Buying Secrets – Off-Season Home Shopping
As we’ve noted before, there was a substantial drop in mortgage rates this past summer. If you were ready to buy, you should have been able to take advantage of some very low and... »
Don’t Let Colder Temps Cause Your Home Ownership Dreams To Hibernate
Historically, summer is the time when most people are looking to buy and sell real estate. As you may have heard, there was an unexpected and significant drop in rates this summer, which was... »
Don’t Believe The Hype! Five Things Jeff Goldblum And Apartments.com Aren’t Telling You
As an actor, we appreciate a lot of what Jeff Goldblum has done in his career. But as a spokesperson, well… both he and Apartments.com have a very one-sided way of looking at... »
How much house can I afford with a VA loan?
How much house can one afford with a VA Loan? Well, the answer really depends on the person. Â Many financial experts say a home should not make up more than 1/3rd of a gross... »
How to Qualify for a VA Home Loan
How does one qualify for a VA loan/mortgage? Very simply put, pretty much just like any other mortgage, with several advantages in the borrower's favor versus conventional mortgages. Â First of all, the VA DOES... »
VA Loan – Am I Eligible?
Do I qualify for a VA Loan and am I VA loan eligible are two very different questions. Â Qualifying for a VA loan, like any mortgage, requires certain credit scores, income, and debt... »
Most Common VA Loan Questions and Myths
We've compiled a list of some of the most common VA questions and myths that we encounter on a daily bases while helping hundreds of veterans. In this series, we will strive to... »