About Tom Huntley

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #251159), Tom Huntley can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Tom welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Tom has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Tom Huntley Anytime

Feel free to contact Tom anytime by phone or email for personalized service and expert advice. Tom Huntley will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Tom Huntley is 203(k) Renovation Lending Certified

Tom is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Tom Huntley values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Tom by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Richard S. December 2018
“Tom has been most helpful.”
Daphne H. October 2018
“Our loan processor, Oomai went far and above her job. She was very professional and a problem solver during the entire loan process.”
Paula W. September 2018
“Extremely helpful and made this difficult loan happen!”
Steven H. March 2018
“Tom Huntley was great to work with and made it all easy!”
Quinton S. December 2017
“We pursued a Fannie Mae homestyle loan with another lender and it was a terrible experience. We were in escrow for five months. We got fed up and switched to HomeBridge and closed in less than two months!”
Martha M. December 2017
“Timely, careful explanation of all terms and processes. Cordial and helpful at every stage of the process.”
William J. November 2017
“Tom has been very responsive and helpful the whole way through this process!”
Jose P. October 2017
“Great service all around.”
Ty N. Palm Desert, CA
“Communicated throughout and timely with ordering appraisal, loan docs, etc. Great team.”
Jack D. Pittsburg, CA
“Tom Huntley is the best Loan Officer that I know. He helped me with my FHA Loan in 2011 and refinanced my loan in 2016. I will tell all people that I know about how great you are. Thank you Tom.”
Justin S. Napa, CA
“Tom and team made the experience so effortless that I will definitely be working with them in the future.”
Dana F. Amador City, CA
“They were expeditious on all responses and were courteous and professional always!”
Zenaida M. Benicia, CA
“The team of Tom Huntley particularly Larry Hillix was very helpful and always courteous. I feel that I came out a winner in that they where able to restructure my first mortgage for a better rate and pay off all my loans so that I can purchase a home for my mom. This was a more complicated transaction than I had anticipated but they were always very helpful.”
Francisco O. Ukiah, CA
“Team Huntley went over and beyond!”
Michele B. Napa, CA
“No delays, events occurred as predicted.”
Charles K. Santa Rosa, CA
“Kept on top of all the fine details that the lender required and answered all my questions quickly and accurately.”
Patrick P. Santa Rosa, CA
“He was efficient and knew what he was doing so the process was not a bore.”
Lorie L. Santa Rosa, CA
“Everything was super easy and everyone was very polite to work with. Thank you.”
New C. Citrus Heights, CA
“As the listing agent, I really appreciate that I was always able to connect with either Ardythe Brandon, or in her absence, an alternate connection to keep forward movement or abreast of status on loan for the buyer and projected timelines.”

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