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  • Home Purchase & Refinance
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
    • Home Mortgage Loans
      • Home Mortgage Loans
      • Conventional Loans
      • VA Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovation Loans
  • Loan Resources
    • Let’s Get Started
      • Find A Branch
      • Find A Loan Originator
      • Start Your Loan
      • Get a Free Rate Quote & Personalized Loan Comparison
    • Mortgage 101
      • Mortgage 101
      • Mortgage Glossary
      • Renting vs Owning
      • Credit Basics
      • Down Payment Options
      • Your Mortgage Payment
      • Appraisal Basics
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R. Michael Borgwardt

Mortgage Loan Originator

NMLS #414615
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For your home improvement needs, visit Service Finance Company to find a trusted local contractor.

About R. Michael Borgwardt

R. Michael Borgwardt is knowledgeable in all areas of the mortgage industry, including sales, operations and management. He understands how to build a mortgage solution perfect for each buyer’s unique needs. With this, Michael is committed to providing each customer with the highest level of service and professionalism. Michael’s innovative approach to business, emphasis on working as an integrated team and high standards for customer satisfaction make the mortgage process easy for everyone involved. Let Michael bring your home ownership dreams to life!

Bradenton Branch
NMLS #386145
5260 State Road 64 East
Bradenton, Florida 34208
mborgwardt@homebridge.com
O: (941) 782-2084
C: (941) 545-3032
F: (866) 515-2612
Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »

continue reading

Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Celebrate Earth Day, April 22, 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »

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Recent Reviews

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Customers, submit your HomeBridge Reviews

You will receive a secure email from our review Partner "TrustPilot" to complete your review. Reviews are intended only for current and/or past customers of HomeBridge and this Loan Originator.  If you are not a customer, please visit this page for contact info.

Gustavo P.

March 2018
“The best team and professional and friendly.”

Nancy D.

March 2018
“Michael Borgwardt and Cathy are so caring and they answer all questions and concerns, they were a blessing to work with! I am so happy to have had the opportunity to work with them.”

Cory G.

March 2018
“Great job!”

Christopher M.

March 2018
“They were very helpful and returned calls in a timely manner.”

Stephen B.

March 2018
“Very informative and easy to speak with.”

Megan P.

March 2018
“Mike and Cathy were wonderful people to work with! They explained everything to me and answered all of my questions.”

Roma H.

March 2018
“Communication was awesome.”

Michelle R.

March 2018
“Very nice, informative and always there to answer any questions or concerns.”

Stephanie R.

December 2017
“Everyone was very helpful and available 24/7.”

Lindsey A.

December 2017
“They were amazing. The information was always up-to-date and timely.”

Ernest F.

November 2017
“Referred by Realtor and very pleased with attention and assistance to close quickly.”

Javier A.

November 2017
“They helped me a lot. Mike give me the best service.”

Bruce A.

November 2017
“Because of the people. Great attitude and personable. Very good people.”

Elyan L.

November 2017
“Excellent service all time.”

Nicholas L.

October 2017
“All involved were very kind and professional.”

Priscilla I.

October 2017
“Michael and Licensed Loan Partner Catherine were very detailed about the loan, answered every question and kept me up to date with the loan process.”

Timothy G.

October 2017
“Made it easy.”

Francheska B.

November 2016
“I thought I wasn't going to get my house but, thankfuly I was introduced to Mike and Cathy at HomeBridge. They were very helpful and made the process so much easier and efficient! They are awesome! Everyone was so helpful and understanding! Everything was great!”

Sonnie and Schlonda D.

December 2016
“Mike and his team were very helpful and friendly! They are very good at what they do!”

Stacia D.

December 2016
“Mike was on top of all questions or concerns! He is very knowledgeable! Thank you!”

Karen P.

August 2017
“Mike and Cathy are extremely honest and very considerate! Mike is awesome!”

Kathleen H.

August 2017
“Mike and Cathy were very helpful with everything! I will recommend HomeBridge to others due to this positive experience!”

Benjamin L.

August 2017
“Of three institutions that we worked with to obtain a home loan, I can say that HomeBridge, specifically Mike and Cathy, went above and beyond any expectation we had! I cannot say enough! I would be glad to use HomeBridge again in the future because, I have complete confidence everything will be done right the first time! Don't change a thing! You're amazing!”

Chantah W.

August 2017
“Mike and his team provided excellent customer service and genuine care! Thank you!”

Kenny and Charlotte S.

August 2017
“Michael and his team were very helpful and informative! They kept us updated and gave us guidance! This was a great experience at HomeBridge, they made the process easy! They were all very good people to work with! Thank you!”

Jedd H. and Karissa M.

August 2017
“Mike and his team were very responsive and they provided good communication! Thank you HomeBridge!”

Candice M.

July 2017
“Mike and his team were really good! It was a breeze to work with such caring people! They were there every step of the way. Any time that I called they either picked right up or called me right back! I tell everyone about HomeBridge and about the awesome people that work there! They are so great!”

Courtney C.

July 2017
“Mike and his team provided incredible communication and they explained the process really well! They were super helpful and always made themselves available to answer any and all questions! They made this an easy, stress free experience! I am extremely happy with the service that I received at HomeBridge! Thank you!”

Dianne W.

July 2017
“Michael and his team were very helpful from the beginning to the final closing on the loan! They were very supportive, nice and kind! This was a great team to work with! Thank you!”

Elvis M. and Jaira R.

July 2017
“Mike and his team provided excellent service! Thank you!”

Gustavo P.

July 2017
“We called Mike after a recommendation from Christopher Gray. This was the best financial services ever! Very fast and clear! Everything was perfect!”

Kimberly H.

July 2017
“You guys were awesome! Thank you!”

Dustin B.

June 2017
“Mike was excellent to work with! He was very helpful, understanding and compassionate! Very knowledgeable too!”

Thomas and Mary P.

June 2017
“It felt good knowing that this team was there all the time if I needed them! They all worked hard to save us money! They were wonderful people to work with! I would definitely return to HomeBridge for any future needs because I know that I am in good hands!”

Veronica V.

“Michael and his team provided excellent service!”

Donald W.

June 2017
“Mike was extremely patient in explaining each step of the process.  The terms were better than our previous lender!  Thank you HomeBridge!”

Yania C.

June 2017
“I loved working with Mike and Cathy!  They made this process as easy as possible!  Thank you!”

Ronald and Leslie T.

May 2017
“Mike was easy to work with and he got the job done!  Excellent service was provided at HomeBridge!”

Jessie W.

May 2017
“Mike was very willing to answer any questions that I had.  He explained and explained even when I was half asleep!  I would love to work with Cathy and Mike again, they made this experience good!  They have the personal touch!  Thank you!”

Anthony M.

May 2017
“I think that HomeBridge is the best in the business!  Everything went great so I don't think they could be any better than amazing or awesome!  Don't change a thing!  Thank you!”

Hector M. and Frances F.

May 2017
“Mike and Cathy made this process very easy!  They provided nice and friendly service!  Love them!  Thank you HomeBridge!”

Shaun K.

May 2017
“Mike and his team were always there for all of my questions and concerns!  They looked out for my best interests throughout this process!”

Bobbie L.

April 2017
“Mike and his team made my experience at HomeBridge very easy!  They were helpful and always willing to answer my questions!  They were also kind and informative!  Everything went well!  Thank you!”

James and Sarah O.

April 2017
“Mike was very efficient and concise!  The communication and customer service that he provided was great as well!”

John G.

April 2017
“Mike and his staff made the home buying process easy and wonderful!  This was the best experience I have had!  Thank you!”

Jean O. and Marie P.

April 2017
“Mike and his team provided very fast and efficient service!  Everything was perfect!  Don't change a thing!”

Juanita E.

April 2017
“Mike and his team made this experience very easy!  They were so informative and helpful!  Keep up the great work!  Thank you!”

Joshua J.

March 2017
“Mike made everything very easy to understand!  Thank you HomeBridge!”

Parker J.

March 2017
“Mike and his team have been excellent to work with!  They were always pleasant to talk to and very straight forward.  The service provided by HomeBridge was great!  Thank you!”

Anthony and Chana R.

December 2016
“Michael and his team provided great customer service!  We worked with Michael on a previous loan and I loved how we were treated each time!  He provides very personalized service!  Thank you HomeBridge!”

Ewa S.

February 2017
“Michael and his team were very helpful and easy to work with!”

Kristin G.

February 2017
“Michael and his team gave us V.I.P. treatment!  Thank you HomeBridge!”

Zachary K.

February 2017
“Michael was very nice, proactive and professional!  I will definitely call on HomeBridge again in the future when needed!”

Samuel and Stephanie T.

January 2017
“The response time was incredibly fast!  We felt very well informed throughout the entire process.  As first time home buyers, we are so thankful for HomeBridge!  We had a great experience and we will gladly come back in the future!”

Osvaldo C.

October 2016
“Michael and his team explained everything to me clearly which helped me out a lot.  I liked the smooth process that HomeBridge provided!”

Anne B.

September 2016
“Mike and his team always followed up and they responded to all of my questions very quickly!  They were very professional , trustworthy and knowledgeable throughout the process!   This was a very pleasant process!”

Adam and Jennifer R.

September 2016
“Mike and his team were extremely helpful and thorough during the entire process!  They answered any questions that we had and were very nice and professional!  The process was very smooth from start to finish and it went much faster than we originally anticipated.  We have been very impressed with this entire process!   We would highly recommend HomeBridge to anyone and we would like to work with them again in the future!”

Miguel C.

August 2016
“Mike was great to work with!  He was very knowledgeable and helpful!  He was very patient and informative explaining the different types of loans available.  I am 100% happy with the service I received!   Thank you HomeBridge!”

Martha S.

August 2016
“HomeBridge has a strong leadership and they work together with you as a team!  I will definitely recommend them to others and I would return for any future needs!  Thank you Michael!”

Maureen S.

July 2015
“Mike is one of the best mortgage lenders that I have ever dealt with!  I will definitely recommend HomeBridge to others due to this positive experience!”

Alicia C.

July 2015
“Mike was very personable, responsive and knowledgeable!  Thank you HomeBridge!”

Mark K.

August 2015
“Mike and Cathy were awesome to work with!  They were very efficient in the entire loan process!  The communication was superior!”

Kenia T.

August 2015
“Michael was very helpful, patient and honest!   Don't change a thing, you guys are great!  Thank you HomeBridge!”

Brandon C.

September 2015
“Michael and his team were very friendly and they helped me buy my first home!  The service I received was great!  I would use HomeBridge again for any future needs!”

Roberto A.

September 2015
“Mike and Cathy were amazing to work with!  They went over and above for everything!  Tina was great too!  Our experience with HomeBridge was the best!”

Maria R.

October 2015
“Michael was very knowledgeable and he provided great customer service!”

Harold and Faith C.

November 2015
“Michael and his team were very pleasant to work with!  They kept us informed all the way through this process and were available to us at any time!  We had a very good experience at HomeBridge!”

Jeffrey and Clare B.

November 2015
“Michael and his team were very friendly and willing to take calls all hours of the day.  They went way above the 9-5 hours!”

James R.

October 2015
“Mike and his team were very attentive to our needs!  They made the home buying process very easy!   Thank you!”

Matthew and Courtney R.

October 2015
“Mike and his team were amazing at helping us out!  They were very knowledgeable and efficient!  Mike helped us with everything that we needed!  He was great!”

Lisa C.

November 2015
“Michael and his team went above and beyond to help me!  I will definitely recommend HomeBridge to others due to my positive experience!”

Thomas and Deborah Y.

November 2015
“Michael and his team were very knowledgeable and detail oriented!  Thank you HomeBridge!”

Niko M.

December 2016
“Mike and his team were great to work with and were very friendly!  They were always quick to respond!  Thank you for the fast closing!”

Raymond S.

December 2015
“Michael and his team were extremely professional and friendly!  Plus Mike was instrumental in every aspect of this loan process!”

Dallas C.

December 2015
“Michael and his team were very thorough, knowledgeable and quick to respond!  They were very easy to work with and we had no problems!  They made our first time home buying process perfect!  Thank you HomeBridge!”

Larry S.

January 2016
“Mike was always available for assistance!  He answered every question I had.  He was very helpful and he made this process stress free!  He did a perfect job!  Thank you HomeBridge!”

Victoria E.

January 2016
“Michael was very helpful and he made this a smooth process!”

Bernardino and Floren T.

March 2016
“It was nice that Michael and his team worked with my entire family to get this deal done!  Thank you HomeBridge!”

Sylvia C.

March 2016
“Michael answered all of my questions quickly and professionally!  He provided prompt personal attention throughout this process!  HomeBridge provided great service!”

Shirley C.

March 2016
“HomeBridge is really one of the top businesses that I have ever came in contact with!  Everything was explained and discussed in great detail and understanding of the process.  There was always someone available for assistance!  I would use HomeBridge again in the future because I think that they are very understanding and they provide all of the help that you need.  They are very considerate for others and are always on your side!”

Kyle E.

March 2016
“Michael and his team were very helpful with this loan process.  They were always available by phone or by email and responded to our questions quickly and efficiently without hesitation.  They went above and beyond in their customer service!  I would definitely use HomeBridge again in the future for the amazing service that I received this first time!”

Jeffrey and Beverly A.

March 2016
“Michael took care of all of the details!  This experience was flawless!  Thank you HomeBridge!”

Sandra B.

March 2016
“Michael and his team were very helpful and wonderful to work with!  They were all very informative and always available for assistance!”

Launat A.

April 2016
“Michael and his team provided excellent service!  You were all very motivated and helpful!  Thank you HomeBridge!”

Ronald P.

April 2016
“Michael was very polite and professional throughout this process!  He was very knowledgeable and helpful with my first home purchase!”

Kenneth and Doris R.

April 2016
“Mike and his team were very responsive and great to work with!  They did a great job!  Thank you Homebridge!”

Ruby D.

May 2016
“Michael and his team were very detailed and knowledgeable!  I will return to HomeBridge for any future needs and I will recommend them to anyone I know who wants to purchase a home!”

Jocina W.

May 2016
“I had a wonderful experience at HomeBridge!  Everyone I worked with was wonderful!  Thank you!”

Damon G.

May 2016
“Michael was very attentive to any of my questions or concerns!  He was available to meet any time if needed!  I received great service and I like the fact that HomeBridge will service my loan.  Thank you!”

Frederick B.

May 2016
“Michael was very friendly and helpful!  He provided excellent service!  Great job HomeBridge!”

Marvin R.

July 2016
“Congratulations Michael and Sonia!  Financing a home can be an exciting and sometimes overwhelming process.  As a team, you managed to not only meet your customer's expectations, but you exceeded them by conducting business the HomeBridge way!”

Justo B.

August 2016
“Michael and his team have been so great to work with!  They were always available and kept me informed all of the time!  They always looked for the best option for my needs!  I am so happy with the job that HomeBridge has done!  I don't think that they could do this any better!”

Marvin R.

July 2016
“Michael and his team have been awesome to work with!  They worked well with us and they answered any question that we had.  If we purchase another home we would definitely use HomeBridge again.  They are the most helpful people that we have ever dealt with.  Any time, any day they were there for us!  No improvements needed from HomeBridge!  Thank you!”

David and Takisha J.

July 2016
“Mike is the best!  I have already recommended him to three others!  HomeBridge is great!  We will return for any future needs due to our positive experience!  Thanks!”

Laewankia M.

July 2016
“Michael and his team provided excellent customer service and awesome teamwork!  I loved everyone!  Thank you HomeBridge!”

Roberto A.

September 2015
“Mike and his team were amazing to work with!  They went above and beyond for everything!  My experience was the best!   Because of this positive experience, I will recommend HomeBridge to others and I will return for any future needs!  Thanks!”

Michael F.

June 2016
“Mike and his team were so easy to work with!  They are the best!  I will recommend HomeBridge to everyone!  Thank you!”

Christopher L.

June 2016
“My personal experience has been outstanding!  I would like to use HomeBridge again for any future needs!”

Posts from HomeBridge

Apr 13 2018
HomeBridge Financial Services
HomeBridge
73 posts

Inflation Remains Tame

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »

continue reading

Apr 10 2018
HomeBridge Financial Services
HomeBridge
73 posts

Celebrate Earth Day, April 22, 2018

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »

continue reading

Apr 10 2018
HomeBridge Financial Services
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73 posts

Unison HomeBuyer for Down Payment Assistance

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »

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Jan 5 2018
HomeBridge Financial Services
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73 posts

Jobs Grow and Home Prices Continue Rise

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »

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Dec 26 2017
HomeBridge Financial Services
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73 posts

Bed Sheet Breakdown

They say you spend one-third of your life in bed, but with the right set of sheets you might want to make it even longer. Thread count. This refers to the number of threads... »

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Dec 22 2017
HomeBridge Financial Services
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73 posts

Strong Sales Despite Inventory

"I wish I was homeward bound." (Simon and Garfunkel) Home sales and construction data rose in November, helping more buyers head toward new homes. November housing starts rose 3.3 percent from October to an... »

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Dec 18 2017
HomeBridge Financial Services
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73 posts

Get Ready to Originate Loans with HomeBridge!

The proposed SAFE Transitional License Act will allow Bank Loan Originators the ability to immediately originate loans while awaiting licensing. This bill amends the S.A.F.E. Mortgage Licensing Act of 2008 and provides Loan... »

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Dec 15 2017
HomeBridge Financial Services
HomeBridge
73 posts

Solid Consumer Spending

"I've got nothing but money...and I wanna spend it all on you." (will.i.am) Solid consumer spending kicked-off the holiday shopping season on a bright note. The Commerce Department reported that retail sales jumped in... »

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Dec 12 2017
HomeBridge Financial Services
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73 posts

A Platform Built for Top Originators

A recent survey of top HomeBridge Loan Originators revealed the many reasons they choose HomeBridge. What do you think about HomeBridge’s Selling Solutions platform for Originators? “This is state of the art, contemporary and EXACTLY... »

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Dec 11 2017
HomeBridge Financial Services
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73 posts

What are the benefits of a VA loan?

The Veterans Administration gives veterans, active-duty military members and eligible spouses many benefits, including valuable VA home loan benefits. But, what does this mean and how does it work? Your VA loan benefit... »

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    Trustpilot
  • Column One
    • New Home Purchase
      • New Home Purchase
      • Buy Your First Home
      • Buy Your Next Home
      • Second Homes and Investment Properties
      • Documents You’ll Need
  • Column Two
    • Home Refinance
      • Home Refinance
      • Justifying a Refinance
      • Lower Your Monthly Payment
      • Documents You’ll Need
  • Column Three
    • Home Mortgage Loans
      • Conventional Loans
      • FHA Loans
      • Reverse Mortgage
      • Home Renovations
  • Column Four
    • About HomeBridge
      • Who We Are
      • Our Mission
      • Why HomeBridge
      • Working at HomeBridge
      • Customer Reviews of HomeBridge
  • Row 2
    • Loan Resources
      • Row Two Column One
        • Mortgage Glossary
        • Renting vs Owning
        • Credit Basics
        • Down Payment Options
        • Your Mortgage Payment
        • Appraisal Basics
      • Row Two Column Two
        • Find A Branch
        • Find A Loan Originator
      • Row Two Column Three
        • Frequently Asked Questions
        • Licensing
        • HMDA
          Home Mortgage Disclosure Act Notice
      • Row Two Column Four
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HomeBridge Financial Services, Inc.
NMLS #6521
194 Wood Avenue South, Ninth Floor
Iselin, NJ 08830
Direct: 732-738-7100
Toll Free: 866-933-6342
customerservice@HomeBridge.com
For more information about HomeBridge visit www.HomeBridgeInc.com

HomeBridge is not acting on behalf of or at the direction of HUD/FHA or the Federal Government

© 2018 HomeBridge Financial Services, Inc.

For more information about our corporation visit www.HomeBridgeInc.com

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