About Martha Morales

Martha Morales is a veteran of the mortgage industry with more than 20 years of experience helping borrowers in Santa Barbara County and beyond reach their home financing goals. She’s done so by offering bilingual service (English and Spanish) along with a diverse range of loan options that include the following:

  • Conventional loans
  • Conventional Conforming loans
  • VA, FHA, USDA loans
  • Refinancing
  • Renovation loans
  • Down Payment Assistance (CalHFA & GSFA)

In addition to refinancing and renovation, Martha also works with buyers who need the support of a Down Payment Assistance program. She strives to make the dream of homeownership a reality for each of her customers by educating them on the loan process and providing financial solutions tailored to their unique homebuying needs.

When Martha isn’t helping her customers close on a loan, she’s working through her church to support charitable foundations like Salvation Army and Angel Tree or getting directly involved in the needs of her community. She and her husband have two adult children, and Martha enjoys spending time with them as well as hosting barbecues for both family and friends.

Martha Morales is an experienced Mortgage Loan Originator who will put her dedication and track record of excellent service to work for you. Contact her today to learn how she can help you reach your home financing dreams!

What Our Customers Say About Me

Daniel N. Mar-22
“Martha was a blessing and a great partner in the process very informative and a great person”
Jazmin C. Feb-22
“Martha, she continues to be very professional and knowledgeable about he industry. She thinks outside the box and follows through with communication. Thank you Martha for your excellent service.”
Edgar H. Feb-22
“Great, and was there to answer any of my question at any moment. best Experience.”
Alexandra F. Feb-22
“Martha is great to work with. She was very helpful and answered all my questions. She made me feel comfortable about the refinance process. Made it simple to understand.”
John G. Sep-21
“Martha was very professional and helpful through the whole process best homebuying experience ever”
Juan A. Sep-21
“Thank you for all the work you did I really appreciated all the attention and answering of questions even if it was late at night early morning or if I had already asked it once you made this process easy even tho their was some hectic parts to it I really do appreciate it.”
Juanita P. Apr-21
“Martha was so helpful through the whole process from beginning to end. As first time home buyers, we had a lot of questions and uncertainty and Martha was able to explain every step as simplified as possible without missing any of the important details. I highly recommend HomeBridge and our amazing loan originator to anyone looking!”
Mario M. Jan-21
“The way I was able to lower my payments and very nice the person I worked with.”
Luis D. Dec-20
“Martha Morales was great to work with. She always made sure all our questions were answered and was available for any additional questions we had for her via text. She was awesome to work with. We met multiple times during our home shopping process and was always very kind and helpful along the way.”
Raul G. Nov-20
“I was very pleased with Martha Morales, She made my experience such a positive one! I look forward to working with Martha again in the future. Thank you for all your help!”
Collin P. Oct-20
“Martha was very professional and always replied in a timely manner I would definitely recommend her to my friends and family. I had such a great experience with home bridge financial because of Martha. My decision to use home bridge financial a second time was solely because of Martha and her work ethic, this goes for future use as well.”
Jaime J. Aug-20
“Martha was very helpful and was always available for any questions and concerns during the loan application. For being a first time buyer I had a very good experience and Martha went above and beyond in helping me understand every step of the loan process. I want to give Martha a 100% on her customer service skills she's definitely the best in the area, thank you Martha Morales. ”
Saul Z. Jul-20
“Martha Morales was very professional in helping Understanding the buying process in both English and Spanish language. She goes beyond in keeping her clients informed and involved in the process. Thank you so much Martha ??”
Maria C. Jun-20
“Martha Morales Works closely in the interest of her clients. She goes above and beyond in what is expected. I am very satisfied with her services and will recommend her service with Home bridge Financial to others.”

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