About David Snover

Homebridge Financial Services Mortgage Loan Originator in Massachusetts
David Snover is a seasoned mortgage industry veteran and has been helping clients navigate the mortgage process since 2002. David views his role as one of a consultant, and always ensures that his clients make an informed decision on the specific type of loan program that best suits their needs. He and his support team communicate with his clients throughout the entire loan process to ensure a smooth transaction.

In this constantly changing mortgage environment, it has never been more important to have a qualified Mortgage Loan Originator on your team clearly communicating to everyone involved in the transaction. David is a dedicated lending partner who can attend open houses with homebuyers, and provide access to a wide array of program options to first-time buyers, repeat buyers and investors.

David grew up in upstate New York and came to the Boston area to attend and graduate from Northeastern University. He has lived on the North Shore of Boston since graduation and has resided in Lynnfield with his wife and three daughters for many years. David loves all family activities, is a big sports fan, and enjoys reading and music.

Contact David Snover Anytime

Feel free to contact David anytime by phone or email for personalized service and expert advice. David Snover will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

David Snover is 203(k) Renovation Lending Certified

David is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

David Snover values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact David by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Christina C. March 2018
“Experience.”
Christopher M. December 2017
“This was a quick and easy process.”
Jose G. October 2017
“Extremely friendly, great communication.”
Richard B. Danvers, MA
“This is my second time refinancing with David Snover. Always easy to make contact with and always answers our questions in a timely manner. Process was easy and seamless.”
June S. Dracut, MA
“There was a very tight turn-a-round on this loan. David and his team were successful in bringing it to closing as scheduled/”
Sadie G. South Easton, MA
“Returned calls in prompt manor kept me updated.”
Lauren C. Ipswich, MA
“Responsive to questions, updates etc”
Kevin O. North Andover, MA
“Led me all the way. Never left in dark. And thoroughly satisfied.”
Annette P. Wilmington, MA
“David Snover is the BEST!! Always made himself available for questions and returned calls quickly. Truly understands the emotions involved when it comes to purchasing a new home.”
Jessica B. Peabody, MA
“David Snover moved heaven and earth to make my closing happen. It was uphill the entire way but he did it, with his team. This was truly "Hail Mary" pass and he did it.”
Crystal L. Peabody, MA
“David Snover was fantastic! He helped us with the process that spanned two years. He immediately returned phone calls and emails and even called us from his vacation when we had questions about something. He was kind and caring. We would HIGHLY recommend him to anyone!!”
Cheryl V. Reading, MA
“David was on top of the process from the start to even after the transaction closed. I never had to worry that there would be a surprise or that something would come up that couldn'”
Nancy D. North Andover, MA
“David communicates to clients exceptionally well, which is important since many people are often unfamiliar with the process. He keeps things on track and his attention to detail helps move the process along in a timely manner.”
Andrew S. Quincy, MA
“David is always on top of his game with his knowledge, process and communication.”
Shari M. Danvers, MA
“David provided a smooth transcation! What else could I possible want? thank you”
Timothy R. Bedford, MA
“Dave Snover and the whole team did an excellent job at assisting me through the mortgage process.”
Dee F. Wakefield, MA
“Communicated regularly with my client and kept me abreast of progress.”
Nancy J. Ipswich, MA
“As I said before, the most important thing, I believe, that any loan officer can do for everyone involved in the transaction is to keep the communication frequent as to the status of the loan. David is so reliable in his communication that not only does it create reassurance for the buyer and seller, in the long run it keeps the loan process moving forward.”
Jessica B. Peabody, MA
“Again, there are no words to explain how much work and time was put into my closing. David Snover went over and above to make my closing happen. It was David, Pat, Mark and so many others who went out of their ways, spent time after hours and just showed up to make me a home owner. I am indebted and in awe.”

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