About Cheryl Lucas

As a licensed Homebridge Mortgage Loan Originator in Virginia, Maryland and DC (NMLS #195435), Cheryl Lucas can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Cheryl welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Cheryl has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Cheryl Lucas Anytime

Feel free to contact Cheryl anytime by phone or email for personalized service and expert advice. Cheryl Lucas will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Kortni S. December 2018
“Cheryl was very responsive when communicating with me throughout the process of the loan.”
Janelle H. December 2018
Wymeteria F. Aug-18
“Cheryl was very helpful and trustworthy. I would like to thank her and her team for everything.”
Wymeteria F. Aug-18
“Cheryl was very helpful and trustworthy. I would like to thank her and her team for everything.”
Wymeteria F. August 2018
“Cheryl was very helpful and trustworthy. I would like to thank her and her team for everything.”
Wymeteria F. August 2018
“Cheryl was very helpful and trustworthy. I would like to thank her and her team for everything.”
Natasia C. December 2017
“My experience was pleasant and all of the staff was helpful and friendly. The staff made sure I understood the process being a first-time homeowner.”
Christopher K. December 2017
“They were responsive and patient. ”
Keyla K. November 2017
“Excellent customer service!”
Paul O. Woodbridge, VA
“She was so great!”
Robert H. Woodbridge, VA
“My Loan Officer was excellent and I feel that she went above and beyond to ensure that I had a smooth closing.”
Gregory B. Fort Washington, MD
“My Loan Officer saved me over $400 per month.”
Stephanie H. District Heights, MD
“Miss Cheryl Lucas is the absolute best Loan Officer I have ever known in my entire life. She is genuine she is relatable, she is honest, she is truly a wonderful person. And she handled the most important purchase in my life with the most dignity and respect I have ever experienced in any transaction. I will never get another Loan Officer when it comes to purchasing any type of property unless it is Miss Lucas.”
Keith A. Lanham , MD
“Let me take a moment to tell you about “my” Chery Lucas. My husband and I started working with Cheryl around June 2013. Our credit scores were stagnant, but just enough to qualify. While we started the home search, Cheryl directed us on how to boost my score in particular, so that we could aim to get the best rate available. Surprisingly, my score jumped almost 100 points. It would take us almost a year to find a home and get to closing, but Cheryl was just as professional, yet personable, as she was the day that we met her. So, what makes her so great? Well, I am a woman of many questions and very analytical. Cheryl always took time to go over everything, as many times as we needed. If we wanted to pursue programs, or scenarios she was always willing to research, inform and direct. In fact, we found and completed a down payment assistance program just after we’d won our bid. Buying a home for the first time was an emotional journey. So to have a Loan Officer who was not only professional, but friendly and personable was added value. Yes, we expected Cheryl do to her job, which she did exceptionally well. However, it’s the added value of patience, friendliest, willingness to exceed expectations and collaborate for the good of the client that makes her special.”
Raleigh R. Woodbridge, VA
“Kept me informed throughout the whole process. I knew what to do or what was expected of me ahead of any deadlines. Excellent job Loan Officer!”
Debra K. Bowie, MD
“Kept in contact with my client and gave a sense of team work throughout the transaction.”
Charlotte P. Woodbridge, VA
“Cheryl Lucas was amazing! She answered questions for both our client and myself as we went through the loan process. Thank you Cheryl, your patience and persistence was helpful and reassuring.”
Alexander B. Brandywine, MD
“Cheryl was fabulous.”

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