About Art Verbit

As a licensed HomeBridge Mortgage Loan Originator in Pennsylvania (NMLS #3897), Art Verbit can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Art welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Art has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Art Verbit Anytime

Feel free to contact Art anytime by phone or email for personalized service and expert advice. Art Verbit will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Art Verbit is 203(k) Renovation Lending Certified

Art is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Art Verbit values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Art by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Ayman H. Aug-18
“Very pleasing experience.”
Stephanie E. Aug-18
“Everyone at Homebridge has been very helpful and has gone above and beyond to meet my needs.”
Ayman H. Aug-18
“Very pleasing experience.”
Stephanie E. Aug-18
“Everyone at Homebridge has been very helpful and has gone above and beyond to meet my needs.”
Stephanie E. August 2018
“Everyone at Homebridge has been very helpful and has gone above and beyond to meet my needs.”
Ayman H. August 2018
“Very pleasing experience.”
Ayman H. August 2018
“Very pleasing experience.”
Stephanie E. August 2018
“Everyone at Homebridge has been very helpful and has gone above and beyond to meet my needs.”
Jennifer G. June 2018
“Art Verbit is top notch. He is professional and handsome!”
Edlina T. May 2018
“I really enjoyed working with the HomeBridge team. They worked really hard and quickly. Art is full of knowledge about the business and I was totally comfortable.”
Omar W. December 2017
“Art was excellent! He returned all my calls promptly! He guided me through this whole process! He was great!”
Michael R. October 2017
“The loan structure and program provide checks and balances to ensure the project is done correctly.”
Gregory H. October 2017
“It went well.”
William M. Coudersport, PA
“Over and above service by both Art Verbit and Vicky Wood!”
Joseph F. Bensalem, PA
“He provided great service despite the many requirements needed to get this loan.”
Chad R. Atco, NJ
“He handled everything quickly and clearly.”
Brett G. Coopersburg, PA
“Art worked very hard to overcome all the obstacles that were put in front of him to get us to closing. Including calling in while he was on vacation.”
Rae G. Jamison, PA
“Art always gives 100%. He does his best using his heart and soul. I have done difficult deals along with Art in Real Estate and Mortgage for nearly 30 years! Now I am a Broker in Florida but still licensed in both states. Bravo!”
Joe M. Philadelphia, PA
“Art Verbit has been a rock for my customers for over 20 years. No one is better!”
Andrew M. Erdenheim, PA
“Art Verbit helped provide us with a loan that will enable us to plan for the future with two small children that will go to college. He listened to our needs and really found the best package for us and our situation.”
Joe M. Philadelphia, PA
“Art Verbit is a true professional. The best.”
Joe M. Philadelphia, PA
“Art Verbit is simply the best Loan Officer in the business. I have been using his services for over 20 years. Always honest, professional and available.”
Stephen P. Jamison, PA
“Art went above and beyond to get my loan done. My loan was a very difficult and complex loan to do. He always kept me informed during the entire process while he navigating through the many obstacles that we faced. Art's knowledge in accounting, finance and real estate as it relates to the mortgage process is second to none. I had two very close friends that declined the loan that Art got done. I can't thank him enough, for what he was able to do for me and my family, his hard work and expertise allowed us to purchase the home of our dreams. Many thanks to Art and his team!!!”

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