About Ane-Marie Barbettini

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #450740), Ane-Marie Barbettini can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Ane-Marie welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Ane-Marie has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Ane-Marie Barbettini Anytime

Feel free to contact Ane-Marie anytime by phone or email for personalized service and expert advice. Ane-Marie Barbettini will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Ane-Marie Barbettini is 203(k) Renovation Lending Certified

Ane-Marie is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Ane-Marie Barbettini values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Ane-Marie by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
Earl S. June 2018
“They all worked hard and were dedicated to close the property. They are all nice people.”
Leydi M. May 2018
“Professional and very helpful.”
Hector V. April 2018
“Ane-Marie was very straight forward.”
Robert R. March 2018
“Very professional.”
Samantha L. March 2018
“Amazing service!”
Chris B. March 2018
“Ane-Marie always does a good job.”
Sheryl S. March 2018
“My ranking is based on Ane-Marie. She is exceptional, professional and I would not work with anyone else. Two successful transactions!”
Vladimir M. March 2018
“Communicated with us and updated us quickly.”
Carlos Z. December 2017
“Very friendly and fast assistance. ”
Lisa G. November 2017
“Couldn't have made the process any easier!”
Bryan Z. Oxnard, CA
“Ane-Marie is always a great person to work with, she is very knowledgable and always does whatever she can to help. Really appreciate her help and glad that I was able to work with her again.”
Maurice H. Port Hueneme, CA
“Worked hard and stayed after it untill completion.”
Natty R. Oxnard, CA
“Wonderful job. Well done Ane Marie, thank you for such wonderful and smooth job. Thank you!”
Gloria V. Oak View, CA
“We funded the loan as scheduled even as we struggled working with an out of state escrow company. The buyers, seller and all involved can appreciate how all was handled in a timely manner.”
Tom T. Port Hueneme, CA
“Transaction went forward in a expedient fashion.”
Wen F. Oxnard, CA
“Stellar job as always!!!”
Bulmaro S. Oxnard, CA
“She worked with us whenever we needed anything, we could count on her advice. She was very flexible to work with.”
Kiran L. Port Hueneme, CA
“She was excellent. Very proactive and gave great guidance to the buyer to ensure a smooth loan transaction.”
Desti C. Oxnard, CA
“She was ahead of everything and totally engaged with my client which made it a seamless transaction for me. I didn'”
Teresa T. Camarillo, CA
“She did the job with no hassle and no stress! And great follow through and good updates.”
Arnel O. Oxnard, CA
“Our Loan Officer was always on top of things throughout the whole process, from beginning to end. It seemed as if she never sleeps. She was always available to answer any questions we had, no matter what time it was. My wife and I were very impressed with her devotion to helping us, her clients. We couldn 't be more happier with our experience. Thank you so much, Ane-Marie.”
Araceli R. Oxnard, CA
“My wife and I are truly grateful for tremendous work that Ane-Marie Barbettini did on our refinance transaction. She is extremely knowledgeable and efficient in every sense of the word. Would highly recommend her for any mortgage transaction.”
Ryanel D. Thousand Oaks, CA
“Mrs. Ane-Marie Barbettini was a very nice person and a Loan Officer who gave us a confidence as a first time home buyer. All the transactions happened so fast and the right way. And she guided us since the beginning up to the end. I will surely, absolutely and highly recommend her. Again we thank you so much.”
Eric M. Oxnard, CA
“Great communication.”
Anita P. Santa Paula, CA
“Communication was good. Thank you! Closed on time, in fact ready to close sooner as clients decided to mutually do. Happy with the process! Good job Anne-Marie Barbettini!”
Jacqueline S. Oxnard, CA
“Anne Marie was great!!”
Randyll F. Oxnard, CA
“Ane-Marie has been our Loan Officer for the past three mortgages transactions and she consistently met our expectations. Been a pleasure to do work with her every time. Thanks!”
Cathy M. Oxnard, CA
“Ane-Marie is great as usual!”
Heather C. Camarillo, CA
“Ane-Marie is great to work with and I can always count on her to get the job done. Thank you.”
Sherryl R. Oxnard, CA
“Ane-Marie is great. She is very professional, thorough, and so friendly. She constantly kept me up-to-date. I was able to get a hold of her any time I had questions. She is the best Loan Officer! Wish all Loan Officers were like her.”
Jason F. Oxnard, CA
“Ane-Marie is one of the best in the biz!”
Maxi C. Oxnard, CA
“Ane-Marie is simply the BEST!!! Thank you so much for everything, I really appreciate her help and support throughout my home buying process.”
Marvin M. Oxnard, CA
“Ane-Marie was so good regardless what time is, she's very nice and a kind person. She helped us a lot to get this loan. Thank you Anne.”
Christopher W. Oxnard, CA
“Ane-Marie was very helpful even through the difficult times with getting our loan. She was very professional, and we had a pleasant experience. Thank you for all of your help!”
Andres M. Port Hueneme, CA
“Ane-Marie was very professional and hard working.”
Susan O. Oxnard, CA
“Ane Marie Barbettini was wonderful. We had a long difficult escrow and she guided the way.”
Null G. Oxnard, CA
“Ane Marie is patient and informs the client through the process. The transaction also closed on time with much appreciation by the buyers. I will continue to work with her on future transactions. Great Job!”
Gloria V. Oxnard, CA
“Ane Marie works so hard for her clients, most of which is behind the scenes and clients don 't know how much she does for them. She fights for them from the beginning of the process, through out of her control delays and without ever giving up. She always puts her clients first, works late hours so we don 't have to, and facilitates the process for the REALTORS, escrow and the clients. She goes out of her way to meet them after hours and accommodating their schedules. She is the best at what she does and I appreciate her hard work and commitment to her craft. Great job!”
Elizabeth C. Oxnard, CA
“Ane-marie always does an excellent job! Thank you Ane-marie.”
Manuel L. Oxnard, CA
“Ane-Marie Barbettini worked effectively and efficiently in processing and closing the loan on time even though she was not the original lender for the buyer.”
N T. Port Hueneme, CA
“Ane-Marie Barbettini, a very professional lady who goes above all the tests. She gives 110% of herself to clients and agents. I would not hesitate to refer to her in the future. Thank You.”
Patricia Z. Oak View, CA
“Ane-Marie did an excellent job! She took the time and patience to guide us through the loan process. We '”
Todd L. Oxnard, CA
“Ana is a warrior! She fights and fights for you to get your loan. She worked at all hours and was always willing to help answer any questions. I knew she was putting in her all at every step of the process. I couldn'”

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