You may have found your dream home, but it might remain a dream without approved financing. Bank statement loans, as the name implies, use bank statements to determine your income. They are a... »
Read More of the post Non-Qualified Mortgage: Bank Statements
In honor of Earth Day, consider these 10 ideas for implementing energy-efficient improvements throughout your home. Not only will these strategies benefit the environment by reducing your carbon footprint, but they will help... »
Read More of the post 10 Ways to Make Your Home Energy Efficient
Ca Homeowners: Increase Wealth And Comfort With An Accessory Dwelling Unit
Recent state laws have made the creation of an Accessory Dwelling Unit (ADU) more straightforward than ever before. Homebridge is dedicated to helping... »
Read More of the post CA HOMEOWNERS: INCREASE WEALTH AND COMFORT WITH AN ACCESSORY DWELLING UNIT
2022 VA Loan Limits have increased
The Department of Veterans Affairs (VA) increased 2022 loan limits for potential VA homebuyers across the country! This means that active and retired military service members and their... »
Read More of the post 2022 VA LOAN LIMITS HAVE INCREASED
More Purchase Power For Homebuyers With New Conforming Loan Limits
New increases on conforming loan limits mean that you can expect to afford more for less when you begin shopping for a home. That’s... »
Read More of the post MORE PURCHASE POWER FOR HOMEBUYERS WITH NEW CONFORMING LOAN LIMITS
How Does a Cash Out Refinance Work?
Your home is a place of comfort and happiness – but it’s also an investment. In fact, homeownership is one of the primary ways Americans have built... »
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Housing Affordability: What It Really Means
In the last few years, the housing market has experienced an extreme surge in growth. Listings have flown off the market faster than buyers can get their hands... »
Read More of the post Housing Affordability: What It Really Means
This past week was a head-scratcher as home loan rates ticked up slightly week over week despite the 10-year Note yield hitting a historic low of 0.31% and stocks enduring heavy losses. Typically,... »
Read More of the post Rate Movements Explained
Higher loan limits have just been announced for 2018. This is great news for anyone looking to purchase a home in the coming year. It is not yet confirmed that FHA and VA... »
Read More of the post Loan Limits Increased For 2018
HomeBridge Financial Services serves the lending needs of home buyers, real estate professionals and builders across the country. Part of that service involves offering a variety of products that fit an ever-growing pool... »
Read More of the post Life is not one size fits all, so your mortgage shouldn’t be either.
Even with the great rates that a VA loan provides, unforeseen circumstances can arise where the veteran is unable to pay for their mortgage any longer. If a foreclosure seems likely the veteran... »
Read More of the post Foreclosure and VA Home Loans
According to multiple news outlets, ranging from the internationally known Wall Street Journal to newer financial websites, such as Nerd Wallet, many people are turning to non-bank lenders, for their mortgage lending needs.... »
Read More of the post Mortgage 411: Why Do People Use Non-Bank Mortgage Lenders?
The VA guidelines before 2012 stated that only spouses who died from military-related causes would be allowed to have VA benefits. Since then the VA has changed their stance on loan eligibility for... »
Read More of the post Can a Surviving Spouse Use a VA Loan?
Veterans are in a unique position when it comes to home loans. They are offered a number of great benefits such as easier qualifying, extremely competitive rates and of course zero money down. ... »
Read More of the post Can You Receive Gift Funds For a VA Home Loan?
Considering selling your home in the next year or two? You may be surprised to hear that some of the simpler home improvement projects often bring the greatest return on your investment when... »
Read More of the post Five Low Cost Home Improvements That Can Increase Property Value
One of the major reasons potential home buyers stay out of the real estate market is the affordability of down payment and closing costs.
Buying a home is one of the biggest financial purchases... »
Read More of the post How To Buy A Home With Little Or No Money Down!
There are many things to look at when deciding to buy a home. In addition to determining what you can afford (start with our mortgage calculator) and what type of loan works best for your personal... »
Read More of the post Three Questions to Ask Yourself Before You Start Looking for a Home
It's frustrating to make your way to grocery or retail registers only to find long, winding lines that await you. And, sometimes it feels like you get stuck in the slowest one.
These six... »
Read More of the post Six Checkout Line Hacks
Now that tax season has come to a close, there's no better time to get organized for next year while everything is fresh in your mind.
As a real estate agent, there are many... »
Read More of the post Beware of These IRS Audit Triggers
When pursuing a Home Mortgage, one can become very anxious when learning about all of the costs that comprise a monthly payment. The mortgage payment is commonly believed to ONLY be comprised of... »
Read More of the post MortgageSMART – ESCROW…Not Scarecrow!
