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Home Buying Tips

Read the latest blog posts from our mortgage experts, get the latest updates about the industry, tips and tricks for making your purchasing experience easy, and more!

Home Buying Tips

How to Bridge the Gap Between Selling and Buying – The Duvall Group

Oct 26 2022
Anne

OCTOBER 2022    HOW TO BRIDGE THE GAP BETWEEN SELLING AND BUYING  Can you buy before you sell? There are many ways to bridge the gap between selling your home and buying a new one. We... »
Read More of the post How to Bridge the Gap Between Selling and Buying – The Duvall Group

The Mission of Changing Homeownership

Oct 24 2022
Homebridge

  At Homebridge, our vision is to make the dream of homeownership a reality for every customer, every day. One way we live that vision is by providing greater access to homebuyer education. By... »
Read More of the post The Mission of Changing Homeownership

Why Rate Isn’t Everything

Sep 1 2022
Michael Pennington

      If you’re in the market to purchase a home and concerned that rising interest rates could price you out of the home you’re looking at, then this article is for you. First, you... »
Read More of the post Why Rate Isn’t Everything

Why the Market Won’t Crash

Aug 19 2022
Michael Pennington

No Crash Zone. A Current Outlook on the Housing Market. By: Michael Pennington   Are you concerned that the housing market will crash like it did in 2008? That the cost of homes has skyrocketed so... »
Read More of the post Why the Market Won’t Crash

Are 3D Printed Homes The Answer to Our Housing Issues? – The Duvall Group

Aug 15 2022
Anne

AUGUST 2022    ARE 3D PRINTED HOMES THE ANSWER TO OUR HOUSING ISSUES? A recent collaboration between Habitat for Humanity and Alquist has created the world’s first owner-occupied 3D printed home. While it might be hard... »
Read More of the post Are 3D Printed Homes The Answer to Our Housing Issues? – The Duvall Group

FHA Loans: What Are The Benefits And Features

Aug 8 2022
Homebridge

FHA loans offer a 3.5% down payment requirement as well as lenient Debt-to-Income ratios (DTI) and credit requirements. They are ideal for low-to-moderate income earners, and people buying a home with less-than-perfect credit. Backed... »
Read More of the post FHA Loans: What Are The Benefits And Features

Helping 1099 Contract Employees Buy A Home

Jul 11 2022
Homebridge

There are definite benefits to being a freelance worker or independent contractor. You’re able to set your own schedule, and you can spend only a few hours at different jobs to get a... »
Read More of the post Helping 1099 Contract Employees Buy A Home

The Fed Increase: For Better Or Worse?

Jul 8 2022
Homebridge

Why Interest Rates Increase To Combat High Inflation Inflation rates are at a forty year high and consumers across the country are feeling the impact. From the higher cost of gas to higher prices... »
Read More of the post The Fed Increase: For Better Or Worse?

What Determines Your Mortgage Interest Rate?

Jun 23 2022
Homebridge

Current mortgage interest rates are always a hot topic for homebuyers or those who are curious about the affordability of homeownership. Knowing the general market rate can be helpful when budgeting for an... »
Read More of the post What Determines Your Mortgage Interest Rate?

Benefits of Pre-Approval: Get the Upper Hand

Apr 27 2022
Homebridge

The supply of houses on the market has fallen from an average of 1.6 million units monthly in 2018 and 2019 to just over 1 million in 2021 – and the monthly figures... »
Read More of the post Benefits of Pre-Approval: Get the Upper Hand

4 Stops Along the Road to First Time Homebuying

Mar 31 2022
Homebridge

Your first time buying a home will be exciting, offering a window into the setting of your future. At Homebridge, we delight in the opportunity to help first-time homebuyers because we are reminded... »
Read More of the post 4 Stops Along the Road to First Time Homebuying

USING GIFT FUNDS TO BUY A HOME

Feb 1 2022
Homebridge

USING GIFT FUNDS TO BUY A HOME For many homebuyers, gift funds are a needed boost to help them cover the necessary down payment on their dream home. Although it’s common practice to receive... »
Read More of the post USING GIFT FUNDS TO BUY A HOME

New Conforming Loan Limits – The Duvall Group

Jan 1 2022
Anne

JANUARY 2022   New Conforming Loan Limits The Federal Housing Finance Agency (FHFA) recently announced 2022 conforming loan limits for Fannie Mae (FNMA) and Freddie Mac (FHLMC) loans. Limits increased for single-family homes from $548,250 to... »
Read More of the post New Conforming Loan Limits – The Duvall Group

5 Tips For Getting a Home Loan

May 25 2021
Homebridge

  Becoming a homeowner may be one of the most rewarding experiences you'll ever have. But before you start picking out a living room set, you'll want to take a step back and start... »
Read More of the post 5 Tips For Getting a Home Loan

5 Reasons to Buy A Home

Aug 4 2020
Homebridge

Making the move from living with others to renting your own home is the first step many of us take in establishing our independence. As time goes on, however, you may begin to... »
Read More of the post 5 Reasons to Buy A Home

5 Actions to Avoid Before Homebuying

Aug 4 2020
Homebridge

Buying your first home is an exciting process. But as one of the most significant purchases you'll ever make, it can also be a little intimidating. To ensure a fun and straightforward experience,... »
Read More of the post 5 Actions to Avoid Before Homebuying

5 Factors That Make Buying a Home More Affordable

Jul 29 2020
Jamie Zeitz

Buying a home can seem overwhelming. As possibly the largest purchase you’ll ever make, you may even convince yourself that homeownership is financially beyond your reach. However, there are several factors you can... »
Read More of the post 5 Factors That Make Buying a Home More Affordable

4 Major Reasons Why Physical Lenders Are Better Than Digital Ones

Jun 1 2020
Homebridge

Today’s world is digital. Financial transactions such as a mortgage are no exception. Many companies offering majority-digital or completely digital transactions have opened within the past 10 years, making it appear as though... »
Read More of the post 4 Major Reasons Why Physical Lenders Are Better Than Digital Ones

How an FHA Loan Can Help You Secure Your Ideal Home

May 18 2020
Homebridge

In your search for the perfect place, you may have found homes in your market that are a bit out of your price range. Or, you may have found that you don’t have... »
Read More of the post How an FHA Loan Can Help You Secure Your Ideal Home

Four Ways to Capitalize on Homebuying During 2020

Apr 30 2020
Homebridge

The current turbulent economic and social environment has changed how many Americans spend their time and money; that’s a fact. However, this doesn’t mean you can’t have the home you’ve always wanted. Whether... »
Read More of the post Four Ways to Capitalize on Homebuying During 2020

Three Factors that Affect the Move to Your Next Home

Mar 23 2020
Ben Chapman

Moving to a new home can mean grappling with second guesses and big decisions. However, your move can be made much easier if you focus on the three factors critical to the choice... »
Read More of the post Three Factors that Affect the Move to Your Next Home

How to Prepare for Buying a New Home

Mar 11 2020
Homebridge

After a lot of thought, you’ve decided to buy a home. Great decision! Mortgage interest rates are at a record low. This makes it a perfect time to buy a home. Before you meet... »
Read More of the post How to Prepare for Buying a New Home

Lowest. Rates. Ever.

Feb 28 2020
Homebridge

Bonds love bad news, uncertainty and fear, which are causing rates to move lower. This past week, the escalation of the coronavirus fears caused enough anxiety to push rates down to the lowest levels... »
Read More of the post Lowest. Rates. Ever.

How to Financially Prepare for Homebuying

Feb 5 2020
Homebridge

Buying your first home is the biggest and arguably the most important purchase you will ever make. Preparing for that transition will require you to look at your finances in a different way.... »
Read More of the post How to Financially Prepare for Homebuying

How Does Your Down Payment Affect Homebuying?

Feb 5 2020
Homebridge

The down payment is one of the most important elements of the homebuying process. Your down payment could affect your finances for years to come. In this article, we’re going to breakdown the... »
Read More of the post How Does Your Down Payment Affect Homebuying?

3 Myths About Transitioning from Renter to Homeowner

Jan 9 2020
Ben Chapman

After years of rising rent prices and an inability to make your home truly yours, you’ve had enough and are ready to officially break up with your landlord. You’re ready to become a... »
Read More of the post 3 Myths About Transitioning from Renter to Homeowner

Is Buying a Home the Next Step for You? (to Buy or Not to Buy)

Dec 6 2019
Homebridge

For many, buying a home is a major transition in life. It’s one that comes with a long list of benefits like building long-term equity, the freedom to personalize your living space, and... »
Read More of the post Is Buying a Home the Next Step for You? (to Buy or Not to Buy)

Fannie Mae, Freddie Mac loan limit increases to $510,400

Nov 26 2019
Chapman Lending Team

Chapman Lending Team at HomeBridge Financial The Federal Housing Finance Agency announced Tuesday that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than $510,000. In most of the U.S., the 2020 maximum conforming... »
Read More of the post Fannie Mae, Freddie Mac loan limit increases to $510,400

Mortgage Mythbusting: First-Time Homebuyer Edition

Oct 21 2019
Homebridge

Are you on the hunt for your first home? Rethink what you’ve been told and take a look at these commonly thought of mortgage myths. MYTH: “My credit score isn’t good enough to buy... »
Read More of the post Mortgage Mythbusting: First-Time Homebuyer Edition

How to Qualify for a Mortgage as a Self-Employed Professional

Jun 18 2019
Ben Chapman

As a self-employed business owner, you have a lot on your plate. While running a business and tending to your daily responsibilities, starting the home process might feel daunting. You may have even... »
Read More of the post How to Qualify for a Mortgage as a Self-Employed Professional

How to Use and Build Equity in Your Home

Jun 18 2019
Ben Chapman

If you’re like most Americans, your home will be a major source of your net worth. As you continue to pay your mortgage, you will build equity in your home, which allows for... »
Read More of the post How to Use and Build Equity in Your Home

Is now the right time to refinance my home loan?

May 2 2019
Ben Chapman

  As of June 2021, interest rates are still at record lows. This means it’s a great time to buy a home, or in some cases, refinance. Refinancing is not only used to get... »
Read More of the post Is now the right time to refinance my home loan?

Should You Use Your 401(k) to Help Purchase a Home?

May 2 2019
Ben Chapman

You may be in the process of looking for a home or you may have already gotten pre-approved. You’ve been saving for months or even years and your down payment is still short.... »
Read More of the post Should You Use Your 401(k) to Help Purchase a Home?

Should I Use a Renovation Loan to Improve, Buy, or Sell My Home?

May 2 2019
Ben Chapman

You’ve decided you want to renovate your home, or maybe you have your eye set on a home that needs a little work. Great! As the biggest renovation lender in the United States,... »
Read More of the post Should I Use a Renovation Loan to Improve, Buy, or Sell My Home?

Advice for New Homebuyers from a Mortgage Industry Veteran

Apr 29 2019
Ben Chapman

According to a survey issued by Bank of the West, 69% of millennial homebuyers experienced some form of “buyer’s remorse” over their recent home purchase. Most said they wished they had been more prepared... »
Read More of the post Advice for New Homebuyers from a Mortgage Industry Veteran

10 Reasons for Housing to Celebrate

Apr 5 2019
Homebridge

Spring is the peak home buying season for many parts of the country. After years of softer home sale activity — thanks to low housing inventory, affordability issues, and more — this Spring... »
Read More of the post 10 Reasons for Housing to Celebrate

Fantasy or Reality? Setting Reasonable Expectations for Buying Your First Home

Mar 29 2019
Ben Chapman

Dreaming of owning a home is great but setting realistic expectations can help make the process that much easier. A lot happens from the day you decide to buy a new home to... »
Read More of the post Fantasy or Reality? Setting Reasonable Expectations for Buying Your First Home

How Pre-approval Can Help You Secure Your Ideal Home

Mar 29 2019
Ben Chapman

In a competitive homebuying market, sellers want to sell their homes quickly to someone who will be able to buy it with no issues. A pre-approval letter is an official document explaining the... »
Read More of the post How Pre-approval Can Help You Secure Your Ideal Home

The Difference Between Pre-qualification and Pre-approval

Mar 29 2019
Ben Chapman

The terms “pre-approval” and “pre-qualification” have likely come up while doing your research as a homebuyer. Understanding the differences between the two well set you up for success down your path to homeownership. Pre-qualification:... »
Read More of the post The Difference Between Pre-qualification and Pre-approval

Can I Afford to Buy a New Home?

Mar 29 2019
Ben Chapman

You’ve always dreamt of owning your own home. You’ve thought about it, imagined it, and now you’re seriously considering it. At this point, you may have started to research homebuying and there’s a... »
Read More of the post Can I Afford to Buy a New Home?

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