Home Buying Tips
Read the latest blog posts from our mortgage experts, get the latest updates about the industry, tips and tricks for making your purchasing experience easy, and more!
5 Actions to Avoid Before HomebuyingAug 4 2020
Buying your first home is an exciting process. But as one of the most significant purchases you'll ever make, it can also be a little intimidating. To ensure a fun and straightforward experience,... »
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Buying a home can seem overwhelming. As possibly the largest purchase you’ll ever make, you may even convince yourself that homeownership is financially beyond your reach. However, there are several factors you can... »
Read More of the post 5 Factors In Making Buying a Home More Affordable
Today’s world is digital. Financial transactions such as a mortgage are no exception. Many companies offering majority-digital or completely digital transactions have opened within the past 10 years, making it appear as though... »
Read More of the post 4 Major Reasons Why Physical Lenders Are Better Than Digital Ones
In your search for the perfect place, you may have found homes in your market that are a bit out of your price range. Or, you may have found that you don’t have... »
Read More of the post How an FHA Loan Can Help You Secure Your Ideal Home
The current turbulent economic and social environment has changed how many Americans spend their time and money; that’s a fact. However, this doesn’t mean you can’t have the home you’ve always wanted. Whether... »
Read More of the post Four Ways to Capitalize on Homebuying During 2020
Moving to a new home can mean grappling with second guesses and big decisions. However, your move can be made much easier if you focus on the three factors critical to the choice... »
Read More of the post Three Factors that Affect the Move to Your Next Home
How to Prepare for Buying a New HomeMar 11 2020
After a lot of thought, you’ve decided to purchase a home. Great decision! As of March 2020, mortgage interest rates are at a record low. This makes it a perfect time to buy... »
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How to Financially Prepare for HomebuyingFeb 5 2020
Buying your first home is the biggest and arguably the most important purchase you will ever make. Preparing for that transition will require you to look at your finances in a different way.... »
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The down payment is one of the most important elements of the homebuying process. Your down payment could affect your finances for years to come. In this article, we’re going to breakdown the... »
Read More of the post How Does Your Down Payment Affect Homebuying?
After years of rising rent prices and an inability to make your home truly yours, you’ve had enough and are ready to officially break up with your landlord. You’re ready to become a... »
Read More of the post 3 Myths About Transitioning from Renter to Homeowner
For many, buying a home is a major transition in life. It’s one that comes with a long list of benefits like building long-term equity, the freedom to personalize your living space, and... »
Read More of the post Is Buying a Home the Next Step for You? (to Buy or Not to Buy)
Chapman Lending Team at HomeBridge Financial
The Federal Housing Finance Agency announced Tuesday that it is raising the conforming loan limits for Fannie Mae and Freddie Mac to more than $510,000.
In most of the U.S., the 2020 maximum conforming... »
Read More of the post Fannie Mae, Freddie Mac loan limit increases to $510,400
Are you on the hunt for your first home? Rethink what you’ve been told and take a look at these commonly thought of mortgage myths.
MYTH: “My credit score isn’t good enough to buy... »
Read More of the post Mortgage Mythbusting: First-Time Homebuyer Edition
As a self-employed business owner, you have a lot on your plate. While running a business and tending to your daily responsibilities, starting the home process might feel daunting. You may have even... »
Read More of the post How to Qualify for a Mortgage as a Self-Employed Professional
How to Use and Build Equity in Your HomeJun 18 2019
If you’re like most Americans, your home will be a major source of your net worth. As you continue to pay your mortgage, you will build equity in your home, which allows for... »
Read More of the post How to Use and Build Equity in Your Home
As of April 2020, interest rates are the lowest they’ve been in US history. This means it’s a great time to buy a home, or in some cases, refinance. Refinancing is not only... »
Read More of the post Is now the right time to refinance my home loan?
You may be in the process of looking for a home or you may have already gotten pre-approved. You’ve been saving for months or even years and your down payment is still short.... »
Read More of the post Should You Use Your 401(k) to Help Purchase a Home?
You’ve decided you want to renovate your home, or maybe you have your eye set on a home that needs a little work. Great! As the biggest renovation lender in the United States,... »
Read More of the post Should I Use a Renovation Loan to Improve, Buy, or Sell My Home?
According to a survey issued by Bank of the West, 69% of millennial homebuyers experienced some form of “buyer’s remorse” over their recent home purchase.
Most said they wished they had been more prepared... »
Read More of the post Advice for New Homebuyers from a Mortgage Industry Veteran
10 Reasons for Housing to CelebrateApr 5 2019
Spring is the peak home buying season for many parts of the country. After years of softer home sale activity — thanks to low housing inventory, affordability issues, and more — this Spring... »
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Dreaming of owning a home is great but setting realistic expectations can help make the process that much easier. A lot happens from the day you decide to buy a new home to... »
Read More of the post Fantasy or Reality? Setting Reasonable Expectations for Buying Your First Home
In a competitive homebuying market, sellers want to sell their homes quickly to someone who will be able to buy it with no issues. A pre-approval letter is an official document explaining the... »
Read More of the post How Pre-approval Can Help You Secure Your Ideal Home
The terms “pre-approval” and “pre-qualification” have likely come up while doing your research as a homebuyer. Understanding the differences between the two well set you up for success down your path to homeownership.
Read More of the post The Difference Between Pre-qualification and Pre-approval
Can I Afford to Buy a New Home?Mar 29 2019
You’ve always dreamt of owning your own home. You’ve thought about it, imagined it, and now you’re seriously considering it. At this point, you may have started to research homebuying and there’s a... »
Read More of the post Can I Afford to Buy a New Home?
What is a Mortgage? Why Do I Need One?Mar 29 2019
As a first-time homebuyer, you may find yourself overwhelmed by all the things you need to know when buying a home.
That’s where Homebridge comes in. We’re on a mission to make the homebuying... »
Read More of the post What is a Mortgage? Why Do I Need One?
Each year, thousands of people make the decision to purchase their first home. What often is seen as a daunting, complex process, is one your Homebridge team excels in. You see, we help... »
Read More of the post Welcome to Homebuying 101: Beginning Your New Adventure
11 Poisonous Plants in Home GardensJul 27 2017
There's no denying their beauty, but if these plants are ingested, or in some cases merely touched, reactions can range from discomfort to death. It pays to know these potentially poisonous plants, so... »
Read More of the post 11 Poisonous Plants in Home Gardens
Many potential home buyers are more than capable of making their monthly mortgage payment but lack the savings necessary for the minimum down payment to purchase the home of their dreams.
While there are... »
Read More of the post Having Trouble Saving For A Down Payment? Follow These Easy Money Saving Tips!
The purchase of a home is most likely the largest financial decision many people will ever make. Because of this, the HomeBridge team takes being your partner in home buying very seriously.
According to... »
Read More of the post J.D. Power Survey Shows Many Home Buyers Unhappy With Their Mortgage Lender
HomeBridge Financial Services and The Jamie Zeitz Team’s mission is to provide extraordinary savings to heroes who provide extraordinary services to our nation and our communities every day!
Homes for Heroes, Inc. is the largest... »
Read More of the post Extraordinary Closing Costs for Extraordinary People With Homes For Heroes
A recent success story from Jennifer C. a new raving fan of The Jamie Zeitz Team at HomeBridge Financial Services!
Jennifer, a new home buyer, started her search in a challenging inventory market and wondered... »
Read More of the post How Can I Afford To Pay For The Repairs And Upgrades To The Home I’m Buying?
Getting a Home Mortgage with Credit IssuesMay 3 2017
So, you are thinking about buying a home and are concerned that your credit may hold you back from your dream of home ownership. Well you are not alone; the number one reason... »
Read More of the post Getting a Home Mortgage with Credit Issues
The Right Pro for the JobMar 21 2017
Whether buying a fixer-upper or updating their home to sell, clients may be interested in home renovations. If it's their first renovation-rodeo, give them some guidance on where to start when hiring a... »
Read More of the post The Right Pro for the Job
What is the Hero Program?
HERO stands for Home Energy Renovation Opportunity. This is a program that provides financing for any energy improvements made to your house such as solar, windows, plumbing, etc. This... »
Read More of the post Beware! The HERO Program Can Affect a VA Home Loan And The Sale Of Your Home
FHA Reducing Annual Insurance PremiumsJan 9 2017
As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro announced today the Federal Housing Administration (FHA) will reduce the annual premiums most borrowers will pay by... »
Read More of the post FHA Reducing Annual Insurance Premiums
The FHA 203(k) Loan: Your Secret WeaponOct 21 2016
The FHA 203(k) is an often overlooked option when it comes to mortgage financing. This is a mortgage loan that allows you to purchase a home and finance in the renovation costs at... »
Read More of the post The FHA 203(k) Loan: Your Secret Weapon