FHA Financing

Read the latest blog posts from our mortgage experts, get the latest updates about the industry, tips and tricks for making your purchasing experience easy, and more!

FHA Loans: What Are The Benefits And Features

Aug 8 2022

Homebridge

FHA loans offer a 3.5% down payment requirement as well as lenient Debt-to-Income ratios (DTI) and credit requirements. They are ideal for low-to-moderate income earners, and people buying a home with less-than-perfect credit. Backed... »
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USING GIFT FUNDS TO BUY A HOME

Feb 1 2022

Homebridge

USING GIFT FUNDS TO BUY A HOME For many homebuyers, gift funds are a needed boost to help them cover the necessary down payment on their dream home. Although it’s common practice to receive... »
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5 Factors That Make Buying a Home More Affordable

Jul 29 2020

Jamie

Buying a home can seem overwhelming. As possibly the largest purchase you’ll ever make, you may even convince yourself that homeownership is financially beyond your reach. However, there are several factors you can... »
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How To Buy A Home With Little Or No Money Down!

May 17 2017

One of the major reasons potential home buyers stay out of the real estate market is the affordability of down payment and closing costs. Buying a home is one of the biggest financial purchases... »
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Three Questions to Ask Yourself Before You Start Looking for a Home

May 16 2017

Homebridge

There are many things to look at when deciding to buy a home. In addition to determining what you can afford (start with our mortgage calculator) and what type of loan works best for your personal... »
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FHA Reducing Annual Insurance Premiums

Jan 9 2017

Homebridge

As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro announced today the Federal Housing Administration (FHA) will reduce the annual premiums most borrowers will pay by... »
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Millennials And Mortgages: Fixer Upper Loans Are The Housing Industry’s Best Kept Secret

Aug 31 2016

Homebridge

When it comes to the mortgage needs of millennials, regardless of where they live, one of the things our associates consistently hear is that many of these first-time buyers are having a hard... »
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5 Reasons Your Real Estate Agent Wants You To Be Pre-Approved

Jun 8 2016

Candy

When you call your agent for the first time to ask about a home you’re interested in, they’ll probably ask you several questions to get to know you better. The most important question... »
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2015 FHA 203(k) Enhancements

Oct 9 2015

Steven Marshall

I recently read an article that portrayed the 1970s as an age of pivotal change. Novelist Tom Wolf even named the 1970s the “Me Decade.” During this time FHA/HUD rolled out a new... »
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FREE Webinar for Business Partners

Aug 13 2015

Homebridge

Are you aware of the upcoming FHA underwriting and eligibility changes and how they impact your clients? Join our FREE webinar to learn more! Date: Wednesday, August 19 Time: 2:00 to 3:00 p.m. EST Click here... »
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FHA Lowers Mortgage Insurance Premiums

Jan 13 2015

Homebridge

The Federal Housing Administration (FHA), a government insurer of home loans, cut 50 basis points (0.50%) from the annual premium for FHA backed loans with terms greater than 15 years. For most FHA... »
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Special FHA Announcement: 2015 Loan Limits

Dec 23 2014

Homebridge

The Federal Housing Authority (FHA) recently announced its 2015 loan limits effective with case numbers issued between January 1, 2015, and December 31, 2015. The maximum FHA loan limit (ceiling) for most areas remains... »
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