Stop Worrying about a 20% Down Payment
We still hear it all the time....I need to save 20% for a home down payment. The truth is, many mortgage programs do not require a 20% down payment. Just a few examples: VA... »
FHA Financing
Mortgages Offered by Jeff Stempler
The Wide Variety of Mortgages We Offer The Jeff Stempler team loves working for HomeBridge Financial because we offer our clients a large selection of mortgages, giving them many options to... »
How To Buy A Home With Little Or No Money Down!
One of the major reasons potential home buyers stay out of the real estate market is the affordability of down payment and closing costs. Buying a home is one of the biggest financial purchases... »
Three Questions to Ask Yourself Before You Start Looking for a Home
There are many things to look at when deciding to buy a home. In addition to determining what you can afford (start with our mortgage calculator) and what type of loan works best for your personal... »
FHA Reducing Annual Insurance Premiums
As the nation’s housing market continues to improve, U.S. Housing and Urban Development Secretary Julián Castro announced today the Federal Housing Administration (FHA) will reduce the annual premiums most borrowers will pay by... »
Millennials And Mortgages: Fixer Upper Loans Are The Housing Industry’s Best Kept Secret
When it comes to the mortgage needs of millennials, regardless of where they live, one of the things our associates consistently hear is that many of these first-time buyers are having a hard... »
5 Reasons Your Real Estate Agent Wants You To Be Pre-Approved
When you call your agent for the first time to ask about a home you’re interested in, they’ll probably ask you several questions to get to know you better. The most important question... »
2015 FHA 203(k) Enhancements
I recently read an article that portrayed the 1970s as an age of pivotal change. Novelist Tom Wolf even named the 1970s the “Me Decade.” During this time FHA/HUD rolled out a new... »
FREE Webinar for Business Partners
Are you aware of the upcoming FHA underwriting and eligibility changes and how they impact your clients? Join our FREE webinar to learn more! Date: Wednesday, August 19 Time: 2:00 to 3:00 p.m. EST Click here... »
FHA Lowers Mortgage Insurance Premiums
The Federal Housing Administration (FHA), a government insurer of home loans, cut 50 basis points (0.50%) from the annual premium for FHA backed loans with terms greater than 15 years. For most FHA... »
Special FHA Announcement: 2015 Loan Limits
The Federal Housing Authority (FHA) recently announced its 2015 loan limits effective with case numbers issued between January 1, 2015, and December 31, 2015. The maximum FHA loan limit (ceiling) for most areas remains... »
