As the housing market evolves, understanding the motivations, financing goals, and concerns of different generations of homebuyers is essential for new home sales teams and lenders. In this article, we will discuss the... »
Read More of the post Understanding the Motivations, Financing Goals, and Concerns of Homebuyers across Generations
Home renovation loans are an excellent solution for covering the cost of minor repairs or large-scale upgrades on your home. But which loan option is right for you depends on your situation.
Many of... »
Read More of the post RENOVATION LOAN OPTIONS FOR 2023
Owning a home is seen by many millennials as a symbol of stability and financial security. For this generation, the idea of homeownership has changed from the traditional notion of buying a home... »
Read More of the post Stability and Financial Security: One of the Key Motivations of Millennial Home Buyers
Homebridge has been honored as one of the National Mortgage Professionals 2023 Diversity Leaders. It is a privilege to be recognized for our continued work toward prioritizing Diversity, Equity, and Inclusion, (DEI) within... »
Read More of the post Homebridge honored as NMP 2023 Diversity Leaders.
In the world of home building, the financing process is just as crucial as the construction process. By gaining an understanding of how buyers finance their home purchases, builders can unlock valuable insights... »
Read More of the post The Key to Boosting Home Sales: Understanding Buyer Financing Preferences
Mortgage rates officially hit their lowest levels in 4 months after this week's inflation data. Despite the recent progress, Fed officials continue to talk about keeping rates high "for as long as possible."... »
Read More of the post Lowest Rates in 4 Months, So Why Does Fed Say They’re Going Higher?
Are you a police officer or firefighter in New Jersey looking to purchase a home? The good news is that there is a special mortgage program specifically designed to deliver the support that... »
Read More of the post Understanding the New Jersey Police and Fire Retirement System(PFRS) Loan Program
Myths & Misconceptions of Reverse Mortgages
Myth #1: I changed the title to my property to my children’s names and I have a Life Estate, so I’m not able to obtain a Reverse Mortgage.
... »
Read More of the post Myths & Misconceptions of Reverse Mortgages
To improve your kitchen, consider adding a nook, redoing the floor or adding an appliance garage. These three projects don’t require much effort, but they can positively impact how you live and, most... »
Read More of the post Kitchen renovations: 3 upgrades that will improve the look and function of your kitchen
So Is There a Home Equity Boom On The Horizon?
As the volume of refinances fall with the rise of mortgage rates, homeowners are setting their sights on home... »
Read More of the post HELOCs Are On The Rise
JULY 2022
INFLATION FORCES THE FED’S HAND
The Federal Reserve hiked its Fed Funds rate by 75 basis points in June, due in large part to the hotter-than-expected Consumer Price Index reading reported on June... »
Read More of the post Inflation Forces The Fed’s Hand – The Duvall Group
The front of your home is the first thing a buyer looks for when considering a purchase. If you don’t plan on selling, that same area will be the first thing you see... »
Read More of the post Enhance Your Curb Appeal and Renovate the Front of Your Home!
Whether you are a Real Estate Agent or a borrower, not having the right mortgage lender could put the kibosh on your deal. If you want the right product mix, lowest
rate and... »
Read More of the post Why Work With A Mortgage Team?
MAY 2022
HIGHER HOME EQUITY
If you think the hot real estate market is just for sellers, think again. For homeowners, the equity in your home has grown substantially over the past year. According to... »
Read More of the post Higher Home Equity – The Duvall Group
Homebridge’s Chief Diversity and Inclusion officer, Brian “Woody” White, recently wrote an editorial for Scotsman Guide. In honor of April being Diversity Month, Woody’s article tackles the growing purchase power of people of... »
Read More of the post D&I Chief Featured in Scotsman Guide
You may have found your dream home, but it might remain a dream without approved financing. Bank statement loans, as the name implies, use bank statements to determine your income. They are a... »
Read More of the post Non-Qualified Mortgage: Bank Statements
Home improvement projects can make or break the look and feel of your bedroom and in turn, your entire home. Take a look at the three project ideas below and see how our... »
Read More of the post 3 Bedroom Upgrades You Can Make With a Fannie Mae Homestyle Loan®
Homebridge Is Leading The Mortgage Industry In D&I Transparency
Homebridge has recently launched “Our Community” in an effort to increase transparency in our various D&I activities. This online hub will exist on the Homebridge... »
Read More of the post Homebridge is Leading the Mortgage Industry in D&I Transparency
As the weather changes, many homeowners are ready to not only get some spring cleaning done but to upgrade their home and make the most of spring this year and every other year.... »
Read More of the post Three Backyard Renovations to Help You Enjoy the Spring!
APRIL 2022
HISTORICALLY LOW INTEREST RATES
Real estate agents and title agents recently surveyed by First America see the housing market as fairly resilient to rising rates and predict it will remain so even when... »
Read More of the post Historically Low Interest Rates – The Duvall Group
In honor of Earth Day, consider these 10 ideas for implementing energy-efficient improvements throughout your home. Not only will these strategies benefit the environment by reducing your carbon footprint, but they will help... »
Read More of the post 10 Ways to Make Your Home Energy Efficient
MARCH 2022
Pre-Qualification or Pre-Approval
Many buyers shop for a home with a Pre-Qualification or Pre-Approval, thinking these will give them an advantage in the buying process. That may be true, but an Underwritten Pre-Approval... »
Read More of the post Pre-Qualification or Pre-Approval – The Duvall Group
Renovation loans: what can they be used for?
A renovation loan is an excellent option for homeowners who want to change up their living space with a few improvements, whether big or small. It... »
Read More of the post RENOVATION LOANS: WHAT CAN THEY BE USED FOR?
FEBRUARY 2022
A Rare Opportunity for Homeowners May Disappear
A nationwide trend has seen home values skyrocket over the last two years. At the same time, interest rates have been trending in the opposite direction,... »
Read More of the post A Rare Opportunity for Homeowners May Disappear – The Duvall Group
