CalVet vs. VA Home Loans
CalVet Loans are based on CA bond rates Most active duty and veterans are aware that due to their service they are entitled to one of the best home loans... »
Dan Chapman
Branch Manager, Mortgage Loan Originator
NMLS #1100657
Author: Chapman Lending Team
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Posts from Chapman Lending Team
Can a Surviving Spouse Use a VA Loan?
The VA guidelines before 2012 stated that only spouses who died from military-related causes would be allowed to have VA benefits. Since then the VA has changed their stance on loan eligibility for... »
Can You Receive Gift Funds For a VA Home Loan?
Veterans are in a unique position when it comes to home loans. They are offered a number of great benefits such as easier qualifying, extremely competitive rates and of course zero money down. ... »
What is the VA EEM?
Today’s buyers are considered to be more energy efficient than ever and they are choosing to find homes that are considered to be more eco-friendly.  However, finding the right home for the right... »
What Happens When a VA Appraisal Comes in Low?
When purchasing a home, a crucial part of the process is to have the home appraised. VA Appraisers inspect the interior and surrounding property in order to establish the value of a home. ... »
VA Loan Assumption
After using your VA loan many active duty military find themselves in the position in the future where they need to sell their home. This can be because they may face a permanent... »
How Solar Affects Buying, Selling and Refinancing a House
Solar is becoming more popular than ever due to the fact that homeowners can save money as well as make their house "green." But when buying or selling a home solar panels can... »
VA Loan Allowable and Non-Allowable Closing Costs
Why is there a misconception out there that if a seller accepts a VA offer, they  will have to pay more in closing costs? Whether you are the buyer or seller, closing costs are... »
Tax Benefits of Being a Homeowner
THE TAX BENEFITS OF BEING A HOMEOWNER When purchasing or selling a home, one should consider the many tax benefits. Â Buying a home is usually the biggest investments a person will ever make. Due... »
VA Loan Bonus Entitlements
This topic is sometimes difficult for veterans to understand therefore when we break it down it seems to be a little less frustrating. First of all, when addressing the bonus entitlement if you... »
Posts from HomeBridge
Squeeze Your Smartphone Storage
Phone software updates often require you to free up space on your smartphone. But if you’re like most users, photos and videos probably take up the most space on your phone, and deleting... »
Five Low Cost Home Improvements That Can Increase Property Value
Considering selling your home in the next year or two? You may be surprised to hear that some of the simpler home improvement projects often bring the greatest return on your investment when... »
Three Questions to Ask Yourself Before You Start Looking for a Home
There are many things to look at when deciding to buy a home. In addition to determining what you can afford (start with our mortgage calculator) and what type of loan works best for your personal... »
Helping Prospects Who Have a Friend in the Business
Don't let objections scare you off. In fact, each objection you hear is an opportunity to get valuable information and help move a step closer to gaining authentic trust with clients. While "I... »
Six Ways to Declutter Your Countertops
If you find yourself short on counter space, these six inventive tips can help you organize and maximize any counter in the house: On the wall. Take a look around your walls, particularly walls where... »
Timing Testimonials
As more and more homeowners head online for real estate information, getting great testimonials and reviews needs to become a key component of a well-rounded marketing plan. Since you already provide stellar customer service,... »
A New Take on Old Tech
It used to be that electronics and devices performed a single job. But at this year's Consumer Electronics Show (CES), manufacturers unveiled a host of products that expand our notions of what household... »
You Gotta Have Heart
February is American Heart Month, and a perfect reminder to make small changes that can have a big impact in your heart health. Heart disease is the number one cause of death in the... »
Dessert in 6 Ingredients or Less
Dive into dessert with these simple recipes in no time flat—all requiring six ingredients or less. Trouble-Free Tiramisu (Serves 2) 14 vanilla wafers, divided 1 teaspoon instant coffee granules 2 tablespoons hot water 2 snack-size... »
HomeBridge Purchases Operating Assets of Prospect Mortgage
HomeBridge Purchases Operating Assets of Prospect Mortgage, Becoming One of the Largest Non-Bank Mortgage Lenders in the United States ISELIN, N.J. (February 2, 2017): HomeBridge Financial Services, Inc., a national independent mortgage lender, completed... »