Author: Homebridge

Read the latest blog posts from our mortgage experts, get the latest updates about the industry, tips and tricks for making your purchasing experience easy, and more!

FHA Loans: What Are The Benefits And Features

Aug 8 2022

FHA loans offer a 3.5% down payment requirement as well as lenient Debt-to-Income ratios (DTI) and credit requirements. They are ideal for low-to-moderate income earners, and people buying a home with less-than-perfect credit. Backed... »
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HELOCs Are On The Rise

Jul 29 2022

So Is There a Home Equity Boom On The Horizon? As the volume of refinances fall with the rise of mortgage rates, homeowners are setting their sights on home... »
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Helping 1099 Contract Employees Buy A Home

Jul 11 2022

There are definite benefits to being a freelance worker or independent contractor. You’re able to set your own schedule, and you can spend only a few hours at different jobs to get a... »
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The Fed Increase: For Better Or Worse?

Jul 8 2022

Why Interest Rates Increase To Combat High Inflation Inflation rates are at a forty year high and consumers across the country are feeling the impact. From the higher cost of gas to higher prices... »
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What Determines Your Mortgage Interest Rate?

Jun 23 2022

Current mortgage interest rates are always a hot topic for homebuyers or those who are curious about the affordability of homeownership. Knowing the general market rate can be helpful when budgeting for an... »
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D&I Chief Featured in Scotsman Guide

May 13 2022

Homebridge’s Chief Diversity and Inclusion officer, Brian “Woody” White, recently wrote an editorial for Scotsman Guide. In honor of April being Diversity Month, Woody’s article tackles the growing purchase power of people of... »
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Non-Qualified Mortgage: Bank Statements

May 12 2022

You may have found your dream home, but it might remain a dream without approved financing. Bank statement loans, as the name implies, use bank statements to determine your income. They are a... »
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Benefits of Pre-Approval: Get the Upper Hand

Apr 27 2022

The supply of houses on the market has fallen from an average of 1.6 million units monthly in 2018 and 2019 to just over 1 million in 2021 – and the monthly figures... »
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Homebridge is Leading the Mortgage Industry in D&I Transparency

Apr 20 2022

Homebridge Is Leading The Mortgage Industry In D&I Transparency Homebridge has recently launched “Our Community” in an effort to increase transparency in our various D&I activities. This online hub will exist on the Homebridge... »
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Three Backyard Renovations to Help You Enjoy the Spring!

Apr 19 2022

As the weather changes, many homeowners are ready to not only get some spring cleaning done but to upgrade their home and make the most of spring this year and every other year.... »
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4 Stops Along the Road to First Time Homebuying

Mar 31 2022

Your first time buying a home will be exciting, offering a window into the setting of your future. At Homebridge, we delight in the opportunity to help first-time homebuyers because we are reminded... »
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10 Ways to Make Your Home Energy Efficient

Mar 29 2022

In honor of Earth Day, consider these 10 ideas for implementing energy-efficient improvements throughout your home. Not only will these strategies benefit the environment by reducing your carbon footprint, but they will help... »
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RENOVATION LOANS: WHAT CAN THEY BE USED FOR?

Feb 7 2022

Renovation loans: what can they be used for? A renovation loan is an excellent option for homeowners who want to change up their living space with a few improvements, whether big or small. It... »
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USING GIFT FUNDS TO BUY A HOME

Feb 1 2022

USING GIFT FUNDS TO BUY A HOME For many homebuyers, gift funds are a needed boost to help them cover the necessary down payment on their dream home. Although it’s common practice to receive... »
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CA HOMEOWNERS: INCREASE WEALTH AND COMFORT WITH AN ACCESSORY DWELLING UNIT

Jan 19 2022

Ca Homeowners: Increase Wealth And Comfort With An Accessory Dwelling Unit Recent state laws have made the creation of an Accessory Dwelling Unit (ADU) more straightforward than ever before. Homebridge is dedicated to helping... »
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2022 VA LOAN LIMITS HAVE INCREASED

Jan 19 2022

2022 VA Loan Limits have increased The Department of Veterans Affairs (VA) increased 2022 loan limits for potential VA homebuyers across the country! This means that active and retired military service members and their... »
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MORE PURCHASE POWER FOR HOMEBUYERS WITH NEW CONFORMING LOAN LIMITS

Jan 19 2022

More Purchase Power For Homebuyers With New Conforming Loan Limits New increases on conforming loan limits mean that you can expect to afford more for less when you begin shopping for a home. That’s... »
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How Does a Cash Out Refinance Work?

Jan 18 2022

How Does a Cash Out Refinance Work? Your home is a place of comfort and happiness – but it’s also an investment. In fact, homeownership is one of the primary ways Americans have built... »
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MBA Diversity, Equity and Inclusion Committee Requests Homebridge’s Brian “Woody” White

Oct 14 2021

The Mortgage Bankers Association's Diversity, Equity and Inclusion Advisory Committee Brings In Homebridge's Brian "Woody" White We are pleased to announce that our Chief Diversity and Inclusion Officer, Brian "Woody" White, has been asked... »
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Homebridge’s Diversity & Inclusion Advisory and Support Council

Sep 15 2021

Homebridge’s Diversity & Inclusion Advisory and Support Council In our continuing efforts to create a more equitable workplace, Homebridge established its Diversity & Inclusion Advisory and Support Council. This group will have two primary roles.... »
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Understanding the Wealth and Homeownership Gap

Aug 6 2021

Understanding the Wealth and Homeownership Gap In June of 2021, President Biden gave a speech to address the 100th anniversary of the race massacre at Tulsa – an area that was called "Black Wall Street" due to... »
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5 Tips For Getting a Home Loan

May 25 2021

Becoming a homeowner may be one of the most rewarding experiences you'll ever have. But before you start picking out a living room set, you'll want to take a step back and start... »
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Stories from the Frontline

Oct 13 2020

There's no place like home, just ask Mackenzie Holowach. When the pandemic hit, Holowach was transferred to assist at a COVID testing site and later worked in a New Jersey ICU. Changing clothes before entering... »
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Homebridge Launches Office of Diversity and Inclusion

Oct 12 2020

Homebridge Launches Office of Diversity and Inclusion as Part of Commitment to Employees, The Housing Industry, And Customers Homebridge announced their newest commitments to diversity, inclusion and empowerment for borrowers and employees of the... »
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Top 3 Home Renovations & How to Achieve Them

Sep 14 2020

Fall is here and as the leaves change colors you may be asking yourself, what would make my home the one I’ve always dreamed of? Maybe an inground pool, a backyard deck or... »
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3 Reasons to use a Renovation Loan

Sep 14 2020

As homeowners across the country spend more and more time at home, there’s been an explosion of home remolding. With the fall season arriving, you may also be feeling the need to change... »
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Why & How to Buy & Reno a Fixer-Upper

Sep 2 2020

Let’s break down exactly why a fixer-upper is a great choice and how you can turn one into the home you’ve always dreamed of. Many homebuyers look for the “perfect” home rather than the... »
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Helping Housing Professionals Grow Their Business

Aug 28 2020

Marketing to the modern homebuyer means constantly evolving your strategy and method of communications. With a 30-year history of industry leadership, Homebridge has always thrived by staying ahead of this dynamic communications. On September... »
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5 Reasons to Buy A Home

Aug 4 2020

Making the move from living with others to renting your own home is the first step many of us take in establishing our independence. As time goes on, however, you may begin to... »
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5 Actions to Avoid Before Homebuying

Aug 4 2020

Buying your first home is an exciting process. But as one of the most significant purchases you'll ever make, it can also be a little intimidating. To ensure a fun and straightforward experience,... »
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Purchase with No Reno Loan!

Aug 4 2020

Shopping for a new home is an amazing experience. For many first-time homebuyers, getting to finally see the homes they’ve long researched is the best part of the process. To expand that search,... »
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VA Refinance: Understanding Your Two Options

Jul 1 2020

If you haven’t refinanced your home you could be missing out on big savings. In fact, more than eight million homeowners are leaving cash on the table by not refinancing. While this number... »
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VA Loan Qualifications: Who is Eligible for a VA Loan?

Jul 1 2020

In the last post, we discussed several reasons why a VA Loan may be the right choice for you and your family. In this article, you’ll learn if you’re eligible for a VA... »
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Why Choose a VA Loan?

Jul 1 2020

The VA Loan program was established to help our nation’s veterans and their families achieve the goal of homeownership. It has features unlike any other loan product and, if you qualify, is a... »
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Tech-Centered Marketing Via Growth Engine

Jun 9 2020

In the past, marketing was considered a secondary or peripheral focus for a company, with other functions such as business development or recruiting being in the forefront. That all changed at the beginning... »
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Make Working from Home More Enjoyable with 3 Key Upgrades

Jun 5 2020

While having a comfortable home is always a priority, it’s more important than ever as we’re spending more and more time at home. For some of us, this includes working from home as... »
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How Homebridge is Responding to COVID-19

Jun 2 2020

Since the outbreak of COVID-19 in the United States 3 months ago, many of our normal routines have been altered on a collective level. Companies such as Homebridge are no exception. Throughout the... »
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4 Major Reasons Why Physical Lenders Are Better Than Digital Ones

Jun 1 2020

Today’s world is digital. Financial transactions such as a mortgage are no exception. Many companies offering majority-digital or completely digital transactions have opened within the past 10 years, making it appear as though... »
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How an FHA Loan Can Help You Secure Your Ideal Home

May 18 2020

In your search for the perfect place, you may have found homes in your market that are a bit out of your price range. Or, you may have found that you don’t have... »
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A Lesson in Supply and Demand

May 8 2020

One week after home loan rates failed to improve further in the face of multiple bond-friendly stories, such as low inflation, high unemployment claims, and the Fed's continued commitment to purchase bonds, we... »
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