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Mortgage Loan Originator
heather.ducker@homebridge.comCMA: Certified Mortgage AdvisorCMPS: Certified Mortgage Planning Specialist
Mortgage Loan Originator

Heather Ducker, Loan Originator for Homebridge in Eugene Oregon, tailors your financing to your own unique lifestyle and personal goals. A mortgage is not just a loan, but one of the most important financial decisions you can make. With 15 years of lending experience, Heather is passionate about helping people achieve the American Dream of Homeownership. With Heather, you can expect a genuine experience defined by honesty, integrity, and simplicity.

Heather has become an expert in the local industry and is currently president of the Oregon Mortgage Association Willamette Valley Chapter.  Whether you are financing your first home, refinancing, or purchasing an investment, you deserve a smooth, respectful and personal transaction. As a Certified Mortgage Planning Specialist, Heather’s goal is to improve the economic situation of all of her clients.  She reviews each situation individually, looking at the entire financial portfolio with the mind on how to add long term wealth in her client’s portfolios. Best of all, she will go the extra mile to partner with you and share her knowledge by being open and transparent through your entire transaction, start to finish.

Licensed in CA, WA, OR, AZ, TX


Tanner Kloke is a dedicated mortgage loan originator whose focus is on delivering nothing but the absolute best experience possible for all his customers. As an Oregon native, Tanner understands the state’s growing and ever-changing real estate market. He strives to create mortgage solutions tailored to each individual customer and works to meet their short and long-term financial objectives. He is committed to providing each customer with the highest level of service and professionalism. With this, Tanner enjoys educating each client throughout the mortgage process and sharing in the excitement of buying a home. Tanner’s approach is to provide clear and proactive communications. He’ll work to learn about your short and long-term goals finically and unique financial situation to offer the right loan product for you. Tanner prides himself on providing customized advice and options. His role is to educate and guide you through the loan process—making sure you remain in the driver’s seat the entire time.





Hailey Eckerdt is a Mortgage Processor for Homebridge Financial Services working on Heather Ducker’s team. Going on five years in the industry, she enjoys being at the center of the many moving parts of the mortgage process and takes pride in navigating the fast-paced, high-pressure environment with equanimity and a smile. Every day Hailey strives to use all her experience, skill, and knowledge to provide clarity and ease to homebuyers.“I want my clients to know their question and concerns are always welcome. Putting your mind at ease is my favorite part of the job.”

How do you know when you can lower your loan payments or perhaps even pay your mortgage off sooner? I hope you know you can always ask me questions like these. Now, I’m sharing an easy way for you to explore options for yourself, too.

With just a few clicks, you can compare a current sample rate to your own plus answer other important questions.




Scotsman Guide Top originator 2022 Top Women Originator 2022





The information and calculations provided via this site are for educational and/or informational purposes only and has been provided in this format by Top of Mind. This is not an offer to lend. The above calculators are for fixed rate scenarios. The rates/APRs shown may not be available at this time and the rates/APRs/loan terms provided do not constitute an offer to lend. The P&I payments shown are monthly payments for principal and interest only, unless specifically noted.