About Wendy Russell

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #390282), Wendy Russell can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Wendy welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Wendy has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Wendy Russell Anytime

Feel free to contact Wendy anytime by phone or email for personalized service and expert advice. Wendy Russell will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Wendy Russell is 203(k) Renovation Lending Certified

Wendy is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Wendy Russell values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Wendy by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Richard S. December 2018
“Easy to work with, good communication. Went the extra length to help us with our mortgage.”
Mindy Y. December 2018
“Had absolutely no issues!”
Edward G. December 2018
“Built rapport. Always communicated any updates, very nice.”
Todd S. December 2018
“Great expertise, customer service!”
Lawrence D. November 2018
“Friendly and had all of the answers to my questions.”
Geoffrey K. October 2018
“Very convenient and easy.”
Craig R. October 2018
“Got the job done.”
Melissa A. Aug-18
“The team was extremely helpful! They explained everything and made sure I was comfortable and understood.”
Melissa A. August 2018
“The team was extremely helpful! They explained everything and made sure I was comfortable and understood.”
Melissa A. August 2018
“The team was extremely helpful! They explained everything and made sure I was comfortable and understood.”
Kathleen T. June 2018
“Friendly and knowledgeable.”
Lorna G. May 2018
“Friendly and great communication.”
Howard K. March 2018
“Agents were professional, pleasant and very timely in all communications!”
Wyatt C. March 2018
“Super kind and always available. Easy to contact.”
Olivia T. March 2018
“They were very professional and friendly throughout the whole process. They made it very easy and little stress.”
Raul R. December 2017
“I have worked with some of the Loan Originators before.”
Karolyn R. December 2017
“Responsive, helpful.”
Joseph G. October 2017
“Tireless effort on our behalf. Friendly and timely.”
Patrick Z. October 2017
“Everyone was honest, upfront and straightforward during the entire loan process. We knew what to expect and it flowed smoothly.”
Johnny M. Ventura, CA
“Wendy and her staff kept right on top off everything during our purchase. I would not hesitate to send anyone to her.”
Edwin H. Oxnard, CA
“Explained all options, kept me well informed of progress and requirements.”
Ray G. Santa Paula, CA
“Wendy and Sarah did an outstanding job of being on top of things and constantly communicating with me and the buyers.”
Patricia B. Ventura, CA
“Wendy was very patient! She kept me up to date throughout the whole process.”
Bob R. Ventura, CA
“Wendy Russell was the consummate professional throughout the transaction. When asked for status both her and her staff were quick to respond. Wendy is without question one of the best Loan Officers I have ever dealt with in my 25+ years in real estate. Thank you Wendy!”
Joann C. Port Hueneme, CA
“Wendy streamlined the negotiation process and the execution of the loan. What I appreciated most was that she did not nickel and dime us to death like most of the other places tried to do. In response, I hope that we were efficient customers and made you guys money by her not having to spend too much time on any part of the process. Win win. Thanks.”
Paul H. Ventura, CA
“Wendy was great working with us in every step of the purchase. The loan process was made easier with Wendy '”
Maria S. Ventura, CA
“Wendy communicated throughout the whole process. She kept me up to date and returned my calls and emails promptly. Wendy made my job much easier! I would definitely recommend Wendy to future clients.”
Terri D. Ventura, CA
“Wendy Russell and team go above and beyond the expected customer service. I refer them to all my buyers.”
Loren L. Ventura, CA
“Wendy Russell was amazing throughout the process. I had the easiest time and the best experience in so far as obtaining my loan was concerned, as compared to all of the people I know who have gone through a similar process over the last coupe of years. My experience was nothing like any of theirs. Wendy was constantly available and always helpful. I will be sure to recommend Wendy and your company to everyone I know. This was the best experience of this type I have ever experienced, or heard of. Thanks for being there when it mattered.”
Jose M. Ventura, CA
“We feel that everyone demonstrated that they were very accommodating. We also appreciated the fact that the process was done very efficiently and in a timely manner. Even though we were not easily available Troy never gave up and was available various hours, so we are very grateful for his patience with us during this process. Please give a special thank you to Troy and Wendy for their assistance.”
Howard K. Oxnard, CA
“Troy and Wendy were extremely accessible and very responsive to all my questions.”
Bryan J. Ventura, CA
“Troy was helpful and responsive.”
Heidi W. Ventura, CA
“Tony did everything my clients and I needed him to do, with a great attitude, great professionalism and all the while with a warmth and care that made my clients feel like they were being taken care of in the best way possible. Mr. Compuzano is a gem.”
Julie Z. Camarillo, CA
“The loan process was probably the easiest part of this transaction. It was approved well before expected, we were able to close early and the lender was ready even before that. Great job Wendy and team!”
Roslyn T. Ventura, CA
“She was open about evaluating all options and contacted me when she found better options than something I was considering. She took the initiative to obtain terms I was satisfied with.”
Christopher D. Fillmore, CA
“She was always available, super qualified, and so patient with answering questions!”
Alphonse K. Westlake Village, CA
“She pays attention to detail. Kept me informed as to the progress of my paperwork and changes in interest rates. Communicated with the agent and escrow people. She is personable, understanding, and was a pleasure to work with.”
William H. Ojai, CA
“She really did do a good job”
Alan C. Oxnard, CA
“Provided personal assistance every step of the transaction, my clients fell in love with Wendy, she was very patient, she gave them assurance, created a simple and smooth transaction for everyone involved, her professionalism and knowledge certainly made this a success story..... not to mention closing on the target date! Wendy and her team are the best in the business!”
Karl P. Ventura, CA
“My Loan Officer worked well with my work schedule that has me out of town two weeks at a time.”
Crystal C. Ventura, CA
“Many thanks to Wendy, she a closer! She gave our loan 100% of her attention! She answered our calls, text and email in a timely manner, she was never too busy for us. She made us feel like we mattered. Other bank and mortgage companies just showed us the door, she opened it and I am forever grateful. Also her colleagues on the underwriting team are just that a team of professional getting the job done. Go team! Thank you all!”
Thomas J. Ventura, CA
“I can'”
David Z. Ventura, CA
Terri D. Ventura, CA
Harold P. Ventura, CA
“Great Job! No hassles and closed on time.”
Ryan W. Ventura, CA
“Excellent and professional!”
Harold P. Camarillo, CA
“Everything was done in a timely fashion.”
Jess S. Oxnard, CA
“Clear and precise info and worked hard to get loan approved.”
Terri D. Ventura, CA
“As always Wendy and team go above and beyond.”

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