Wendy Ludlow

“Wendy and her team were on point, readily available to answer questions, and processed everything quickly and smoothly.”

“Such wonderful people and so professional. Helped me through an intricate process that eventually would involve remove co-signers who didn't understand technology solutions. Wendy and Kristin were deft and responsive in getting my loan through. So grateful!”

“Wendy has been my preferred lender not only for my personal purchases over the years but the only source for my clients who I refer her to over my 18 years as a Real Estate Broker. She is amazing at communicating throughout the process and making sure the client's are always aware of the process from beginning to end...she's amazing!”

“Wendy and her team went above and beyond to provide excellent, timely service. They were exceptionally responsive to questions and kept us updated about every step of the process. We loved working with her!”

“It was a pleasure working with Wendy. My husband and I appreciated that she keep us informed during the entire loan process. We would feel comfortable recommending her services to our friends and family.”

“Wendy and her team did a phenomenal job for us in a very small time frame they pushed so they can help us get into our home!!! We are very thankful for everything they did for us they were very pleasant to talk to and answered all our questions either over the phone or email almost instantly!! Thank you so much!! Looking forward of doing more business together!”

“Working with Wendy and Kristin was an absolute pleasure from day 1. The helped me with what I thought was an overwhelming and daunting task and talked me through each step in a way that was easy to understand. I could not have asked for a better team to work with on my home purchase!”

“Wendy and Kristin did a fantastic job with my transaction. They checked my documentation for accuracy which helped my file be moved through underwriting quickly.”

“Wendy and Kristin were incredibly helpful and responsive throughout the entire refinancing process. We had anticipated going through an online lender who offered better rates than we had seen anywhere else in the area, but reached out to Wendy just in case because we had worked with her in the past. She was able to match the best rates we had seen online, with very reasonable closing costs, as well as great communication and personal attention that the online lenders could not approach. Her team was easy to reach, responsive to any concerns, and provided the best experience we've had with a mortgage company -- especially remarkable given all the restrictions of the pandemic.”

“Wendy and her team were amazing to work with. As a first time homebuyer I came into the process with a lot of questions and anxiety and they helped alleviate my concerns and made sure the process was as seamless as possible.”

“Kristin started and finished my loan. Very detailed and helpful with everything! I was very pleased!”

“Wendy was a very big help in my refinance process! She made the whole process very easy for me since this was my first time. Wendy is VERY knowledgeable and helpful! I felt safe with her. She answered any questions or concerns I had immediately. Given a chance in the future she would be my first choice! Highly recommended!”

“This was our first home purchase and they made everything very clear and easy. We dealt with Kristin, who was super helpful and responsive. She was speedy and took great care of us.”

“Wendy was a pleasure to work with. Very knowledgable and always quick to respond to email or phone calls. Her assistant, Kristen, helped us a lot throughout the process as well and was equally fast to respond and get our documents pushed through. Both gals were very patient with us as this was our first time buying a home and we had a lot of questions. They were also patient when we ran into road blocks or became stressed due to the overall process of buying a home. Very professional and very kind.”

“Wendy and Kristin are the best in the business. I have done multiple real-estate transactions and wouldn't want to use anyone else. I have referred several people to them as well.”

“Both Wendy and Kristin Hutzenbiler were excellent with the process and quick responses to all of our questions. We closed on the very last day possible with our rates, which we believe was mostly due to circumstances out of their control (i.e. high volume of people refinancing currently). They are our go to team for this and will recommend them to anyone we know.”

“Wendy and Kristen provided excellent service throughout the refinance process and were responsive to questions via e-mail and phone. Appreciate their ability to explain mortgage refinance details in easy to understand terms.”

“Wendy was phenomenal! Will recommend to anyone I know in need of her services. 10/10!”

“Wendy and Kristin were great to work with. Very responsive to my questions and emails. Had to close while on vacation, and they were helpful in that process.”

“Wendy and Kristin were outstanding. They were extremely professionally yet very accessible and easy to work with. I had somewhat of a unique situation with how Covid impacted my personal life and Wendy not only reached out during the weekend to the bank but she got the answer for me extremely promptly and assured me we would figure it all out. Wendy also personalized my experience by taking the time to explain everything step by step and called every selling agent and let them know what a good candidate I was for a loan. Kristin works at a remarkable speed, whether it was emails or processing my application, it was incredible how fast and thorough she is. It was just the easiest and streamlined experience and I was blown away at our interest rate!”

“Wendy and Kristin are wonderful to work with”

“Wendy Ludlow-Hoffman and team made buying and closing on our first home very smooth. They were very responsive to all of our questions throughout the process, and due to COVID-19 and us closing remotely, we had a lot of questions! They worked with us to lock in at a great rate and kept us informed throughout the process. There's not much we would have changed and we look forward to connect with Wendy & team again in the future.”

“Wendy Ludlow-Hoffman and team made buying and closing on our first home very smooth. They were very responsive to all of our questions throughout the process, and due to COVID-19 and us closing remotely, we had a lot of questions! They worked with us to lock in at a great rate and kept us informed throughout the process. There's not much we would have changed and we look forward to connect with Wendy & team again in the future.”

“Wendy made re-fi process so easy. She was wonderful to work with and made the process easy to navigate. I'd work with her again in a heartbeat! Kristin Hutzenbiler was also wonderful to work with. These two ladies make a great team!”

“Wendy and Kristin are an awesome team. 1 Give them a bonus or an award!!!! 2, don't break them up... unless of course Kristin wants a promotion or other career advancement. I started this process beore COVID-19 and because of COVID 19 this process was crazy. Lots of changes and they did a great job of keeping me informed and making sure I understood everything that was happening and why it was happening. They were polite, kind and courteous. At this point my loyalty is with them, SO KEEP THEM HAPPY!! This is my second mortgage process with them and I will seek them out if I ever need any additional mortgage lending.”

“Wendy is exceptionally professional and fast. Thank you!”

“We've worked with Wendy on 3 different mortgages, and will continue to work with her in the future. Great attention to detail, attentive support staff (especially Kristin,) and timely, accurate closings”

“Wendy and Kristin Hutzenbiler are a dynamic team that has all the knowledge and professionalism that one can ask for during a home purchase or refi. They are so responsive, thoughtful, and on top of things that it makes for a seamless transaction. I would refer them to anyone and everyone i know for any mortgage needs.”