About Vincent Petrolle

As a licensed Homebridge Mortgage Loan Originator in Maryland (NMLS #532639), Vincent Petrolle can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Vincent welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Vincent has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Vincent Petrolle Anytime

Feel free to contact Vincent anytime by phone or email for personalized service and expert advice. Vincent Petrolle will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Vincent Petrolle is 203(k) Renovation Lending Certified

Vincent is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Vincent Petrolle values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Vincent by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

William W. Aug-18
“Great service, prompt call backs. Any questions I had Vince stayed on top of answering everything.”
Julie L. Aug-18
“Smooth process.”
Annabel H. Aug-18
“Vince is awesome! Best customer service ever!”
Bram D. Aug-18
“Great responsive service!”
Patricia P. Aug-18
“We are extremely happy with the care and attention provided. All of our questions were answered quickly and thoroughly.”
Tina R. Aug-18
“Vince and his team are very helpful!”
Tina R. August 2018
“Vince and his team are very helpful!”
William W. August 2018
“Great service, prompt call backs. Any questions I had Vince stayed on top of answering everything.”
Julie L. August 2018
“Smooth process.”
Annabel H. August 2018
“Vince is awesome! Best customer service ever!”
Bram D. August 2018
“Great responsive service!”
Patricia P. August 2018
“We are extremely happy with the care and attention provided. All of our questions were answered quickly and thoroughly.”
Tina R. August 2018
“Vince and his team are very helpful!”
William W. August 2018
“Great service, prompt call backs. Any questions I had Vince stayed on top of answering everything.”
Julie L. August 2018
“Smooth process.”
Annabel H. August 2018
“Vince is awesome! Best customer service ever!”
Bram D. August 2018
“Great responsive service!”
Patricia P. August 2018
“We are extremely happy with the care and attention provided. All of our questions were answered quickly and thoroughly.”
Matthew F. June 2018
“They made it easy and enjoyable!”
Megan B. June 2018
Steven G. June 2018
“Vince was very personable and responsive!”
Robin M. May 2018
“Great communication during the loan and closing process.”
Daniel C. May 2018
“Vince was great! He answered every question.”
Ashley P. May 2018
“They were prompt, caring and explained all questions proposed.”
Kristina D. May 2018
“They were very helpful at every aspect of this process.”
Paige W. March 2018
“Every time I ever had a question, no matter who I talked to, it was a very effortless and peaceful conversation. They never made it seem like I was being a bother.”
Kevin K. March 2018
“Vince was very informative and organized. He was always available to answer questions. He was amazing to work with.”
Jennifer R. March 2018
“Everyone was great! Very helpful and dedicated.”
Alexis L. March 2018
“They were very helpful.”
Jennifer D. March 2018
“The process flowed seamlessly with very few hiccups. Great communication throughout the process.”
Amy A. March 2018
“Efficient and informative.”
Mark M. March 2018
“Excellent customer service. Stayed on top of everything each step of the process.”
Lynda S. March 2018
“The process was seamless and straight forward.”
Lisa G. March 2018
“Friendly, clear and easy. Best way to do business.”
Andrea D. February 2018
“Vincent is extremely good and he really takes care of customers. He was always making sure I understood the loan process.”
Jarred W. December 2017
“Their overall commitment was very evident. They were professional, consistent, friendly and very communicative. ”
Hannah A. December 2017
“They were very patient with us and explained the loan application process very well. They were quick to respond to our questions and any concerns we had. Great customer service. ”
Jaimee S. November 2017
“Staff was very professional and easy to work with.”
Eric F. October 2017
“Very friendly and informative.”
Ivan A. October 2017
“Very helpful with explaining confusing aspects of the process. Worked with us very well and very good communication.”
Tracy M. October 2017
“The team worked hard to put the deal together and they communicated regularly along the way.”
Jacob Y. October 2017
“Everyone very helpful, the process was organized and thorough.”
Christine H. Frederick, MD
“Worked diligently to get buyer'”
Nicole G. Adamstown, MD
“Vince was very proactive. He met a tight timeline that got us to closing in under 30 days. Throughout the process, he provided regular updates and let us know what was happening with the loan.”
Nideen A. Frederick, MD
“Vince was, as always, awesome to work with! He makes a (behind the scenes) difficult transaction, appear easy and smooth sailing to the client. He always know how to control the situation and explore all options for the customer, even if it means more work for him. I refer all my clients to Vince and will continue to do so!”
Bram W. New Market, MD
“Vincent is very knowledgeable and helpful to both myself and my clients. He is also ALWAYS reachable which makes the process so much better! He is down the earth and very easy to talk to.”
Christine H. Frederick, MD
“Vince Petrolle and team were always professional, knowledgeable and went the extra mile to get this loan closed. Thank you for all your hard work!”
Patrick H. Frederick, MD
“Vince Petrolle was the lender on this deal. I couldn't ask for a better Loan Officer!! He is great and when any situation got a little sticky or required patience, Vince jumped right in to reassure the buyers and sellers. He kept everyone in constant contact so everyone was on the same page. He was even answering emails while he was on vacation! He is great and I will continue to refer my clients to him. I know that I can trust him to do a wonderful job time and time again.”
Sara L. Baltimore, MD
“Vince was an excellent Loan Officer. His timeliness was outstanding as he would respond to emails and phone calls within minutes even on the nights and weekends.”
James B. Glen Allen, VA
“Vince was great. He was amazingly fast and responsive to all my queries. He stood ready to preserve our rate lock for several more days when it looked for a time like our closing was in jeopardy due to tardy actions by the sellers.”
Patrick H. Frederick, MD
“Vince was great. I would recommend him to anybody who's in the market for a mortgage. He will give his clients all of his attention, and will work relentlessly to achieve customer satisfaction.”
Susan E. Ijamsville, MD
“Vince was great. Prompt, clear communication. Thanks for everything.”
Christel M. Boonsboro, MD
“Vince was on top of all the details and always very responsive! He is great to work with! Can'”
Stephanie B. Petersburg, VA
“Vince was one on one with me through the process. He was always available to answer questions, and made the process smooth and easy. He explained options clearly and gave me a level of comfort in a new venture.”
Kenner S. Frederick, MD
“Vince was very proactive and extremely professional.”
Marie L. Middletown, MD
“Vince and Jennifer are true professionals. They met their promised deadlines and made closing a smooth process. I will continue to recommend this team.”
Robert C. Grasonville, MD
“Vince and Jennifer performed above and beyond to work with us in accomplishing our documentation. Their instructions and help were clear, concise and were always on target. You should be proud to have these dedicated and productive people on your team. Thank you.”
Christel M. Frederick, MD
“Vince did an excellent job of staying on top of all aspects of the loan to be sure we settled on time! Great job! Thanks for taking such wonderful care of my clients!”
Frances M. Frederick, MD
“Vince did an excellent job with the loan. He met all the deadlines and was very knowledgeable about the process. It was a great experience.”
Gail M. Hagerstown, MD
“Vince is awesome he addresses all of my questions.”
Anne S. Inwood, WV
“Vince kept this first time home buyer on target and well-informed at each step. This deal probably would have fallen apart without Vince'”
Rachel E. Hagerstown, MD
“Vince Petrolle and his office made the mortgage process as stress free as possible for a first time homebuyer. He answered all my questions and was always available if I needed him. His assistant was very prompt in helping me collect the documents needed to approve the loan. Everything went very smoothly and I would absolutely go back to Vince for future loans and also recommend him to family and friends.”
Marcia D. Clinton, MD
“Vince Petrolle and his staff were very helpful and attentive to my needs. They worked very hard to ensure that the process went smoothly even when there were bumps along the way! I would highly recommend his office to handle your lending needs!”
Paul K. Middletown, MD
“Very responsive. Went the extra mile.”
Brita J. Ijamsville, MD
“Very organized, timely email response, quick approval, and personable service!”
Peggy K. Thurmont, MD
“Top notch service.!!!!”
Jacqueline C. Knoxville, MD
“This was truly a painless transaction. Communication is key and my Loan Officer was spot on with communication.”
Max M. Hagerstown, MD
“This process was awesome. I have been so grateful about how the Loan Officer handled the deal, it 's more than happy; wanted to say thank you so much for everything.”
Adam R. Frederick, MD
“They were prompt with their responses to my questions and provided valuable feedback in a very professional and courteous manner.”
Isaac W. Frederick, MD
“They did a lot of extra work on a complicated loan with some difficult parties. Thank you Vince!”
Dale M. Ona, WV
“The whole team answered any questions at hand and was quick to respond no matter the hour of the day. There was excellent communication through the whole process. I worked with Vince more than anyone. And saying that he went above and beyond in out of his way through the process would be an understatement. Excellent people to work with. Excellent experience.”
Gary D. Middletown, MD
“The initial conference with the buyers was excellent, and the follow-through and communication was excellent. My buyers said Vince is the "best of the best ".”
Anne S. Ranson, WV
“Swift follow up!”
Jerry S. Frederick, MD
“Professional, efficient, responsive, and available. Great job!”
Max M. Hagerstown, MD
“My Loan Officer was the best one ever, he is excellent.”
Trudy B. Frederick, MD
“My Loan Officer Vince Petrolle was not only extremely professional; but he was helpful, detail oriented, provided honest feedback and results driven. Vince Petrolle and his team made everything happen regardless of the seemingly difficult issues that came up time and again with the seller. Being a first time home buyer, Vince made this experience very memorable. I highly recommend Vince Petrolle and his team. Two thumbs up!”
Stephanie B. Petersburg , VA
“My Loan Officer is Vince Petrolle and his assistant were both very attentive to my loan and I know it is probably one of the smaller ones that they were processing, but you would not know it by the way I was treated. They are both very helpful, professional and pleasure to work with.”
Paul W. Ranson, WV
“It has been a very easy transaction. I am very limited in time due to the holidays and my work schedule and you made this very smooth.”
Marie L. Frederick, MD
“I have worked with Vince Petrolle and his team for the past few years and he has always treated my clients with respect as well as provides support during the whole transaction.”
Jacqueline C. Frederick, MD
“I have the most awesome Loan Officer and team! I can always rely on them to get the job done. I also am very confident that they will take great care of my clients. I could not ask for a better team.”
Richard M. Frederick, MD
“I couldn'”
Shannon O. Walkersville, MD
“He was great!! He worked with us and was able to get us a fair and reasonable rate! Thanks for everything!!”
Dwayne T. Frederick, MD
“He was eager to win our business and very responsive to our questions.”
Steven A. Adamstown, MD
“He kept me informed during the entire process.”
Melissa R. Littlestown, PA
“Great save at the end when the appraiser was not cooperative!”
Anne S. Martinsburg, WV
“Great communication! The buyers and I really appreciated the ability to have the appraisal looked at by the Appraisal Escalation Dept.”
Bryan N. Damascus, OR
“Clearly explained our options and promptly put together a proposal. He kept us on track while being sensitive to our December travel schedules.”
Anne S. Shepherdstown, WV
“Attention to detail was superb!!”
Charles H. Frederick, MD
“Answered all questions that I had and completely walked me through the VA Loan process.”
Craig S. Shenandoah Junction, WV
“Always very responsive and on top of all details of the loan which makes for a smooth transaction.”
Ramona R. Frederick, MD
“Always kept me informed every step of the way, and responded to my emails questions and concerns in a prompt manner. He also was very knowledgeable and did a terrific job!”

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