About Tony Campuzano

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #261143), Tony Campuzano can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Tony welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Tony has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Tony Campuzano Anytime

Feel free to contact Tony anytime by phone or email for personalized service and expert advice. Tony Campuzano will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Tony Campuzano is 203(k) Renovation Lending Certified

Tony is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Tony Campuzano values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Tony by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
Top1%
Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

    Trustpilot
John D. Aug-18
“We worked with Tony before and we trust him.”
Jorge M. Aug-18
“The team was very helpful and always there to offer their help, even outside of work hours. Everyone was very professional!”
Steven P. Aug-18
“Worked quickly and good follow-up on everything.”
David H. Aug-18
“Great experience and easy to work with.”
David H. August 2018
“Great experience and easy to work with.”
John D. August 2018
“We worked with Tony before and we trust him.”
Jorge M. August 2018
“The team was very helpful and always there to offer their help, even outside of work hours. Everyone was very professional!”
Steven P. August 2018
“Worked quickly and good follow-up on everything.”
Jorge M. August 2018
“The team was very helpful and always there to offer their help, even outside of work hours. Everyone was very professional!”
Steven P. August 2018
“Worked quickly and good follow-up on everything.”
David H. August 2018
“Great experience and easy to work with.”
John D. August 2018
“We worked with Tony before and we trust him.”
Charles L. June 2018
“Clear expectations and great customer service. Prompt responses, good rates and good advice.”
Sean A. June 2018
“They were very responsive and helpful.”
Hector R. May 2018
“Great previews from Google search.”
Rachel C. May 2018
“They were very thorough, hard working, straight forward and responsive!”
Louis S. April 2018
“Tony and the staff made the experience pleasant and they were very informative and responsive.”
David E. March 2018
“The whole experience was great!”
Salvador A. March 2018
“Tony makes the whole thing feel so easy and it is like doing business with a friend or family.”
Mark Y. January 2018
“Tony is a very nice guy. He listened and answered all questions.”
Kyle T. December 2017
“Excellent and timely service and support.”
Matthew H. December 2017
“Tony was always there for us at any time of the day. Very knowledgeable and his expertise stands out. ”
Lindsay R. October 2017
“Tony was very helpful and worked hard to make sure we were educated on our loan and home buying experience.”
Angel J. October 2017
“Professional and efficient. Partnering with reps was easy and enjoyable.”
Byron C. October 2017
“Excellent service.”
Cathy B. October 2017
“Extremely helpful and always available to answer questions.”
Francisco S. October 2017
“Everyone was incredibly friendly, accessible and incredibly informative. I will only work with Tony again in the future because it was hassle free and the best experience.”
Graham B. Oxnard, CA
“Tony is a great communicator, goes the extra mile, has immense integrity and was easy to work with. Christy was fantastic too.”
Johnathan C. Oxnard, CA
“Tony was a pleasure to work with, he took my difficult financial situation and made it happen. We got our dream home!”
Marisol J. Oxnard, CA
“Tony was always ready to meet or speak with me over the phone whenever I had questions. He explained the process in a way that I could make sense of it all. He made my dream of purchasing a home happen for my family and me of course!”
Aleksey L. Simi Valley, CA
“Tony was amazing throughout the entire process. He was able to expedite us through the process and getting our loan funded in less than 3 weeks from when escrow opened. We ran into a last minute issue with the appraiser and them being stubborn about what the correct address of the property was and Tony was able to overcome this last minute issue to get us funded before the end of the month.”
Arturo F. Oxnard, CA
“Tony was exceptional. He was knowledgeable, always made himself available and in my view went above and beyond in helping us understand and get the financing we needed.”
Scott N. Oxnard, CA
“Took the time to explain stuff to us along the way which was very much appreciated.”
Enrique M. Fillmore, CA
“Tony Campuzano is very professional and knowledgeable in what he does and makes it very stress-free process and closes transaction early at times.”
Ronald S. Ventura, CA
“Tony Campuzano kept us informed as to the status of the loan process all the way through. He did what needed to be done to get the house to close on time which was very important to me based on my work schedule and the work needed to be done at the house.”
Natty R. Oxnard, CA
“Tony Campuzano was completely dedicated through the entire transaction. I felt a sense of security by knowing that he was behind my transaction. I am very thankful and grateful for all his hard work.”
David B. Camarillo, CA
“Tony Campuzano was extremely attentive, informative and helpful throughout the entire process. We felt we could trust him with our finances. He made our experience awesome!”
Matt P. Ventura, CA
“Tony did a great job on meeting timelines and getting the buyer downpayment assistance without any problems.”
Robert W. Oxnard, CA
“Tony made the entire process painless with his strong communication and diligent follow up.”
Enrique M. Oxnard, CA
“Tony Campuzano is an excellent professional lender that makes our transactions go smoothly.”
Karen S. Oxnard, CA
“Tony Campuzano is an incredible Loan Officer. He is always very organized and thorough and makes the process go very smoothly. He does what he says he is going to do and makes the process for the buyer clear and concise.”
Michael M. Oxnard, CA
“Tony Campuzano is terrific to work with. His instruction and explanations are clear and understandable and his service is completely excellent. We enjoyed working with him and have come to think of him as a friend more than our Loan Officer.”
Christopher R. Newbury Park, CA
“Kept us updated on the progress.”
Ray G. Westlake Village, CA
“Kept me updated during the process and was very professional.”
Jane H. Westlake Village, CA
“Keep up the good work. Tony has access to many loan choices and has the ability to explain complicated issues to my clients and make them understand and accept the process. Actually, in over 20 years in real estate, I have never had a loan officer go through the process and make it doable. It's always been pie in the sky and wishful thinking, crossed fingers, not practical and pleasurable. Tony accomplished all that! I have a deep respect for all he does. He is great with my clients!”
Adam W. Simi Valley, CA
“I was a first time home buyer and was not familiar with the entire home buying process. Tony always answered my phone calls immediately and even answered questions pertaining to the home purchase that had nothing to do with the home loan. If I was to purchase a home again I would definitely call Tony. 5 Stars. THANK YOU!”
Jeffrey S. Simi Valley, CA
“I really enjoyed working with Tony. He was very professional and answered my questions in a timely manner. I will refer Tony to my family and friends when they are in the market for mortgage products.”
Linda Q. Oxnard, CA
“I liked how Tony would call me, the Listing Agent, updates on the status of the buyers loan. 2 months later, I 'm still waiting for another lender to call me and let me know my clients were declined! Thanks Tony!”
Clifford R. Ventura, CA
“He was personable. Never rushed, patient. To answer a question or explain something was never a bother for him. He made our schedule work and when an email was sent there was always a quick response. It was a pleasure working with Tony and we would definitely recommend any of our friends or family to work with him.”
Susan J. Ventura, CA
“He was so kind and helpful as was his assistant my whole experience was a delight and would always recommend him to any person looking for a loan. Could not have had a better experience thank you Tony and Jason. Much love to you both.”
Cynthia K. Ventura, CA
“He maintained great contact with my client and with me. Explained things well. Very good communicator. Took very good care of my client.”
Douglas J. Ventura, CA
“He did an excellent job!!”
Iwayan W. Oxnard, CA
“Great Service ,very helpful and very friendly.”
Max M. Oxnard, CA
“Got the job done in a timely manner. Keep up the good work!”
Hector L. Ventura, CA
“First and foremost, I was introduced to Tony a year in a half ago and I just got married and my spouse had really bad credit which affected even my credit score. Tony gave us a game plan and told us what to do in order to get approved at a later time without making us feel like we wasted his time. I got a new job with a promotion and gave Tony a call and he was very helpful and brought real value to our lengthy loan process (due to the seller) and we got our dream home. Thank you Tony for helping myself and my family dream come true :)”
Corina T. Ventura, CA
“Always great working with Tony. True professional and extremely knowledgeable. My clients are beyond excited and pleased with the loan he got them.”

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