About Tom Chess

Thomas “Tom” Chess has helped homeowners with their home financing needs for over three decades. Earning a BA degree from Lehman College in New York City, Tom began his career in sales in New York, and then moved to Northern Virginia to join his brother-in-law in the mortgage industry. For Tom, the most rewarding part of his career is the satisfaction he gets from helping customers achieve their dream of home ownership. Throughout the financing process, Tom focuses on communication. “Keeping in touch with all involved is my highest priority,” he says. “My goal is determining client and partner needs and formulating a plan to address those needs.” Demonstrating his caring commitment to his community, Tom is a certified trainer for the Virginia Housing Development Authority and an affiliate for the Homes for Heroes program. He is also a member of the Knights of Columbus at his local church. In his spare time, Tom enjoys biking, playing basketball, “struggling” at golf, following most professional sports, reading and exercising. For excellence in home financing, contact Tom Chess today!
We trust you will be satisfied with our service. Whether you’re a first-time customer or a previous customer, we sincerely make every effort to exceed expectations and endeavor to build lifelong relationships. Since 100% of our business comes from referrals we would appreciate you recommending your family, friends and acquaintances to call on us when they’re in need of a mortgage. Thank you for your business.

For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Baivy G. April 2018
“Tom was very helpful and made a stressful process a lot easier.”
Joseph C. March 2018
“Great service.”
Joseph D. November 2016
“I have worked with HomeBridge on two home purchases and one refinance. I will continue to do so as needed!”
Tara K. April 2017
“Tom and Tina were very customer friendly and they kept me up to date on the process!  They were great to work with!  Thank you HomeBridge!”
Robert and Jessica E. September 2016
“Tom was always easy to reach and responsive!  He was very honest and easy to work with!  Thank you HomeBridge!”
Ryan and Leighann S. September 2015
“Tom and his team were all great to work with!  They went out of their way to help us at any time!”
Linda R.
“When my niece finally had the courage to move forward with her first home purchase, I did not have second thoughts endorsing/recommending your team. Based on our experience with you last August, I knew in my heart that you would take care of their home buying process. You held their hands and guided them along the way. I actually felt the personal touch you extended to them from home searching to processing the loan. Thanks Tom and the HomeBridge Team! You are all awesome!”
Dianne M.
“Just a short note to thank you for all of your assistance during the lending process. Although it was a long and cumbersome process, your positive attitude and quick response helped me too stay the course and follow through. You are very good at your job and your customer service skills are top-notch! I'm glad to have met you.”
Gene W.
“Thomas Chess is a consummate real estate lending professional. From my first contact until closing, Tom was always there to provide his knowledge, advice, and timely updates throughout the VA home loan process. Had it not been for Tom’s efforts, I would not have been able to realize my dream of owning a condo in Reston Town Center. Tom provided me with all of the benefits available through the Homes For Heroes program. I highly recommend Tom to anyone, especially to those able to take advantage of the Homes For Heroes program.”
Ross W.
“This letter is to serve as my formal recommendation for Tom Chess. During our time working together, Tom has consistently demonstrated a strong work ethic and a dedication to success.  His efforts have produced high quality results time and time again. During the year we now refer to as the mortgage meltdown, Tom worked diligently to refinance my home and produce results above and beyond my expectations. For these reasons I highly recommend Tom Chess as your Mortgage Loan Originator.”
Rob Hardman, Realtor
“I’ve worked with Tom Chess for the past 10 years as my go-to guy in the mortgage industry. Prior to meeting Tom, I worked with several other lenders in the area and had little success.  I now refer all my clients to Tom.  His professionalism and commitment to excellence provide me with the confidence in knowing that referring him is in the best interest of my customers.  He consistently exceeds expectations and gets the job done on time, every time. As a top producing Realtor, I have many choices when it comes to recommending financing options, but Tom is always my first choice, not only for my customers, but for my personal mortgage needs as well.”
Stephen M. Lynchburg, VA
“I was stationed in Washington, D.C. and getting ready to retire from the Navy after 26 years of service.  As you can imagine, this was a very stressful time.  My to-do list included a new job and a new home. Living in D.C. and buying in Lynchburg, VA was no easy task.  There was no doubt who to call for my loan.  I called Tom Chess on a Tuesday, and we met for lunch on Wednesday and completed the application, and by Friday I was pre-approved. Once again, my fears were alleviated.  Having spent 26 years as a leader in the Navy, I consider myself a very good judge of character and can assure you Tom is top-notch in all respects.”

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