About Tim Taylor

Mortgage Loan Originator in Santa Barbara, California

Tim Taylor has been a top-producing mortgage loan officer for over 20 years. He has closed over $2 billion in loans and over 5,000 transactions in his career. Tim credits his success to his broad personal knowledge of mortgage products and the market conditions that affect them but most importantly, his communication skills with every client and Realtor® involved in every transaction.

What separates Tim from other lenders is his product knowledge that comes with decades of experience and his confidence and ability to think outside the box to deliver creative mortgage solutions for every client. Trust and integrity are at the center of each transaction, and Tim establishes this upfront with his clients by listening to their goals and recommending product solutions that best suit their financial goals not only in the present but for years to come.

Tim feels that if you’re working with another lender who lacks his experience and pedigree of being one of the Top 100 volume loan officers in the country*, you could be missing a crucial opportunity to close your mortgage loan quickly and efficiently.

*Mortgage Executive Magazine

Contact Tim Taylor Anytime

Feel free to contact Tim anytime by phone or email for personalized service and expert advice. Tim Taylor will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.
It seems like everything’s always getting more expensive, doesn’t it? Here’s a tool you can use to compare your area’s average cost of living to the national average. You’ll find an overall comparison, plus results in different categories.

Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016

What Our Customers Say About Me

Catherine E. Jun-22
“Great to work with. Knowledgeable and helpful ”
Baird K. Jun-22
“We are very thankful for another smooth, quick and successful loan process with Tim, Morgan and Homebridge.”
Matt Z. Apr-22
“Working with Timothy Taylor and his associates at Homebridge, my wife and I had a great experience from a knowledgeable and responsive staff. We were very satisfied with the entire mortgage process.”
Sandra M. Jan-22
Kristin Q. Nov-21
“Both Tim and Morgan were very responsive when we had questions about the whole refinance process! We are returning customers and have worked with Tim and Morgan in the past! They exceed our expectations, they are very helpful with the whole process and will respond to emails and texts even after hours! Great customer service and would not hesitate to use them again if needed and have already referred friends to Tim Taylor! He is definitely a gem! Both Tim and Morgan deserve a raise!!!”
Bonnie M. Nov-21
“Thank you for your help with the 3 refi's. Merry Christmas!”
Jodie W. Oct-21
“Morgan McCadden was very patient and worked very hard with my husband and myself to make this refience happen. We are grateful to his hard work.”
Charles W. Oct-21
“Tim was a consummate professional. Dee Dee and Morgan did a great job as well. I was very happy with the whole experience.”
Connor H. Sep-21
“Responsive, courteous, and knowledgeable!”
JARED K. Aug-21
“Tim Taylor, Willie Blackman, and Morgan McCadden are excellent.”
Suzanne H. Aug-21
“Thank you very much to Tim and Morgan for making the refinance process stress-free. I am a very busy teacher and trusted Homebridge to close efficiently. Thank you!”
Anthony M. Jul-21
“The team was great the whole way!”
Jay H. Jul-21
“We greatly appreciated the help of Tim and Morgan. They were diligent and creative, and went out of their way to accommodate us regarding closing date. Thanks.”
Sharyn A. Jul-21
“Tim is the best! I've worked him twice in past 9 years and he's made the whole experience easy and stress free. I have recommended Tim to multiple people over the years.”
Mary M. May-21
“Tim Taylor was great! Morgan McCadden, Licensed Loan Partner was fabulous from origination to closing. Tim and Morgan make a wonderful team.”
John T. May-21
“Homebridge rocks!”
Shon T. Feb-21
“Tim and his team are true professionals and very easy to work with. They turn the complex into the simple and provide clear and concise guidance through every step of the way. I also appreciated their quick responsiveness any time I had a question throughout the process. I especially appreciated that there were no surprises and that everything added up exactly as they presented it from the first step of interacting. HFS is the gold standard in lending and customer service!”
Emmanuel S. Feb-21
“It was a pleasure to work with Tim and he and his team managed the loan process very smoothly and this was very easy!”
Christopher M. Dec-20
“Morgan McCadden is incredible and deserves a huge bonus or raise!”
Sandra M. Nov-20
“Tim Taylor is, as always, the consummate professional. He is the top in his field and the person whom we trust most to help guide us through this process and provide us accurate and detailed information. His ability to provide alternatives to the traditional home loan experience is something that sets him apart from his peers in the field. We love Tim Taylor and will continue to turn to him in all of our financing needs. He has never let us down and has always exceeded our greatest expectations.”
Jason T. Nov-20
“If your in the market for a home loan or refinance, the great team at Homebridge Financial Services Inc's in Santa Barbara led by Timothy Taylor and staff will have you dreams come true in home ownership.”
Scott C. Nov-20
“Tim Taylor was extremely professional and timely with all of his requests. I would definitely refer him to others as well as home bridge. Thank you”
Ivan P. Oct-20
“Tim made the process easy - thanks so much!”
Asgar F. Oct-20
“Great team members with extensive experience”
Bruce L. Oct-20
“John Murphy and Morgan McFadden did a great job getting this through. I thank both for their professionalism, and patience!”
Cherise L. Sep-20
“We could not have asked for a smoother process. We highly recommend Tim Taylor and Homebridge Financial Services and will definately work with them in the future!”
Anthony M. Aug-20
“Tim was extremely helpful and responsive right from the pre approval down to the closing. His team gave me an ideal peace of mind you need when financing a home. I will recommend them to anyone.”
James H. Aug-20
“John Murphy helped us throughout and was excellent. Super clear quick communication. Thank you!”
Kurt H. Aug-20
“Tim and Morgan were great, I would definitely work with them again.”
Ezmeralda C. Aug-20
“It was great working with Tim. He was very knowledgeable and always answered any questions we had. Homebridge and it's staff members made securing a loan seem easy and it happened quickly as well. Thank you Homebridge Financial!”
Frederick N. Jul-20
“Timothy Taylor and Morgan McCadden were very knowledgeable about the whole loan process, everything was explained well to us during the entire process, questions were answered in a timely process and sometimes even after hours! We felt very supported throughout the whole process and we will not hesitate to recommend Tim and Morgan to friends in need of home loans or refinancing and we will not hesitate to use them again with any needs we may have! Thank you Tim and Morgan!”
Suzanne H. Jul-20
“Tim made the loan process a very positive experience. I will recommend Tim to people I know Thank you Homebridge!”
Suzanne H. Jul-20
“Tim made the loan process a very positive experience. I will recommend Tim to people I know Thank you Homebridge!”
Ismael J. Jul-20
“Tim Taylor communicates effectively and provides clear descriptions of product options that the customer can make decisions on given their unique situation (finances, age, risks, etc.). I will definitely provide referrals, and seek Tim out again when I am in a position to refinance or purchase a home. Thanks, Ismael”
“Tim Taylor and his team did a fabulous job. We felt very informed along the way and would be happy to refer or use Homebridge again.”
Kenton V. Oct-19
“Good interest rates, smooth process and prompt attention. I have already recommended Homebridge to others based on this experience. Good job Tim, Morgan and team.”
Andrew P. December 2018
“Great job!”
Lorene C. December 2018
“Recommended by my realtor.”
Javier O. November 2018
“Top notch.”
James C. November 2018
“We worked with them several times and have been happy.”
Andrew P. November 2018
“They were great.”
Jamie R. October 2018
“The process was easy and stress free and the rates were competitive.”
Jared K. October 2018
“Great service.”
Edwin L. October 2018
“We appreciated their being proactive, friendly and responsive.”
Jerry M. September 2018
“They made the process very simple.”
Deanna Z. Aug-18
“Tim and Morgan are solutions oriented and creative. They are great at understanding a situation and making it happen. Also, always available and paid attention to detail.”
Deanna Z. August 2018
“Tim and Morgan are solutions oriented and creative. They are great at understanding a situation and making it happen. Also, always available and paid attention to detail.”
Deanna Z. August 2018
“Tim and Morgan are solutions oriented and creative. They are great at understanding a situation and making it happen. Also, always available and paid attention to detail.”
Traci H. June 2018
“They were very fast putting the loan together.”
Michael R. June 2018
“Tim Taylor has done a number of loans for my family and has been very helpful throughout the process.”
Donnie G. May 2018
“Excellent customer service! I was always kept informed of the status.”
Donald C. March 2018
“Excellent service and knowledgeable.”
Jennifer C. March 2018
“Supportive, helpful and excellent advice.”
Juan R. November 2017
“Previous experience, great service.”
Kathryn B. November 2017
“Great service.”
David V. November 2017
“Professional service with knowledgeable and attentive staff. Extremely responsive to questions.”
Hunmi P. October 2017
“Knowledgeable and timely.”
Thomas G. October 2017
“The process was very easy. Electronic signature site was not complicated.”
Marlene C. Upland, CA
“Will Blackman'”
Kevin S. Goleta, CA
“Willy is a Pro. His follow through and insight make him a pleasure to work with!”
Maryann E. Santa Barbara, CA
“Willy made the entire transaction as easy as possible. I couldn'”
Daniel L. Solvang, CA
“Willy was great at every step.”
Jennifer V. Santa Barbara, CA
“Tim Taylor locked us into a great rate and his office provided us with excellent service. They were able to give us multiple Pre-Qual letters on short notice for the several houses that we submitted offers for. I would use them again and recommend them to anyone needing a loan or refinance. Tim Taylor and Morgan did a great job. I can'”
Andrea H. Santa Barbara, CA
“Tim and team got me through the escrow process - unscathed! They held my hand (figuratively) through the entire 30 days and made sure I understood everything I was signing, providing and/or paying along the way. As a first time home buyer, I was completely overwhelmed; however; they educated me so much that I felt completely at ease trusting them and the process.”
Wayne N. Santa Ynez, CA
“Tim came through AGAIN.”
Nicole D. Santa Barbara, CA
“They made buying a home so easy! We felt so taken care of. Tim and team are the best.”
Shawn D. Santa Barbara, CA
“The entire process was smooth and explained in detail. I knew everything that was going on the whole time and Morgan was incredible in making this happen for us. He is a dream- maker for sure. You'”
Akhaury S. Santa Barbara, CA
“Superior skill in organizing and presenting loan request to investors for approval. One of the best Loan Officers I have ever met.”
Gregory L. Santa Barbara, CA
“Responsive, accurate and efficient.”
Jr. P. Nipomo, CA
“Myrna was extremely open and honest throughout the entire process and answered all questions promptly and thoroughly.”
Hsing-Chung F. Goleta, CA
“Morgan always answered e-mail questions/requests immediately. His service was excellent.”
Elayne A. Santa Barbara, CA
“Morgan went out of his way to efficiently answer all my questions. He was amazing!”
Christine A. Santa Barbara, CA
“I had an initial face to face meeting to go over my refinancing needs. He provided options for me to consider and I was very pleased with the understanding of my needs and the package that worked well for me. Morgan McCadden was the person I interacted with during the follow up processing and he was very responsive and knowledgeable. A good team environment.”
Thomas O. Santa Barbara, CA
“He kept his word and made up for the appraisal errors.”
Daniel R. Santa Barbara, CA
“Great experience. Knowledgeable agent - friendly and efficient. Very smooth - the result was "”
Eric R. Lompoc, CA
“For our refinance, everything went fairly smoothly, funds were available when needed, much thanks.”
Carla R. Santa Barbara, CA
“Fabulous communication with both the buyer and myself as the Realtor. Outstanding service!”
Margaret B. Santa Barbara, CA
“Diligent expertise says it all!”
Marion H. Ventura, CA
“As easy as possible.”

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