About Theresa Sundance

As your experienced and dedicated lending professional, it is my duty and responsibility to ensure you fully understand the home financing options available to you.  This is crucial to ensure you are making the best choice for your specific financial situation, and to make sure that it will meet your long and short term financial goals.  I am an experienced Certified Mortgage Planning Specialist in my area and 100% of my business is based on referrals. Agents and builders I’ve worked with in the past place their trust and confidence in me when providing my name to the people who are important to them who are looking for mortgage financing.

Together we’ll look at your finances, your current situation and your plans for the future to determine the type of financing that will best suit your needs.  A home is the largest purchase most people make in their lives, I want to help you make the best financing choice.  I look forward to providing you with excellent, expert service.  Whether you are buying your first home or adding another investment property to your portfolio, I am committed to providing you with 5 star services!

What Our Customers Say About Me

Scott M. Sep-19
“Working with Theresa was a breeze! We were so lucky to have her as part of our homebuying process.”
Kimberly E. Sep-19
“They were very helpful. Theresa had my back from day 1. I appreciate her backing us by letting the right people know that we would be good people to sell to. I appreciate her meeting me after work with papers to sign that I couldn't get from my packed computer. She knows her stuff and went the extra mile a few times! :)”
Sara Chaney
“Matt and I loved having Theresa as our loan officer! She was so knowledgeable and someone you for sure want there for you during the sometimes confusing up & down market. She was willing to answer the most elementary questions when I had no idea what certain rate rules were (locking, etc). Also, it can be very frustrating trying to find a new home, where someone doesn't accept your offer and back to the drawing board you go. She or someone from her great team was there with us every step of the way. ”
Dana Carsten - Graphic Designer - Home Buyer
“Theresa and her Homebridge team are AMAZING!! We went to look at a house but did not have a lender lined up yet. Our realtor recommended Theresa letting us know she was great to work with. That same day Theresa had the ball rolling for us and we were able to make an offer quickly! The experience was so fast that we were able to get into our new home before Thanksgiving! The communication between us and Home Street was caring and encouraging. They surely went above and beyond compared to what we have experienced in the past. We will definitely recommend to other family and friends! Thanks again for helping us get into our forever home! ”
Baylee Fox - Mrs
“Theresa was so helpful and made my whole loan process so easy. She always emailed and called back right away if she did not pick up. She also has a wonderful staff that was a tremendous help. Everything was done on time, and she took her time to explain things so I could understand each step. She made sure I got the best interest rate available and has great advice on everything that has to do with owning a home. I would recommend her to anyone and will definitely be telling my friends and family about my great experience. ”
Joni Morrell - Administrative Assistant
“The professionals at Homebridge Mount Vernon Home Loan Center are truly outstanding. My husband and I thoroughly enjoyed working with Theresa Sundance and her team on the purchase of our new home. Theresa listened to our needs and carefully match the right loan products to accomplish our desired objectives. Communication was exceptional throughout the process, we were fully informed at every point, and there were no surprises at any time. Theresa carefully monitored each transaction and ensured that each and every aspect was delivered in a timely and accurate manner - which resulted in a very smooth closing. It was a pleasure to work with Theresa; we would recommend her and the Homebridge team of professionals without reservation.”
Rich from Sedro Woolley - Veteran
“Theresa and her team at Home Street are top notch... Knowledgeable, polite and very professional. They worked hard to get us our closing as quick as possible. Communication was outstanding during the whole process. Willing to be flexible to work around our work schedule including meeting on the weekend. Very personable and took the time to explain every detail in our refinance process. Looking forward to working with her again in the future. ”
Jacquelynn Russell
“This is our second experience working with Theresa and she is absolutely wonderful. She is confident, informative, patient and works with our schedule. She made selling and buying our home seamless! ”
Donald Arthur A. - Retired Silicon Valley Exec.
“Theresa came highly recommended to us. Our situation was unique in that we had 6-weeks to move to MV from out of state and the real estate market was an extreme sellers market where listings went to pending in one to four days. The market and move timing required us to buy a home by only having the realtor do a FaceTime walk through with us; essentially buying sight unseen. The property had a bidding war. Hence the seller choose our offer. I strongly believe our offer was accepted not only because our need to close within 5-weeks, but that our prequalification/loan officer is Theresa Sundance. Theresa was actually an integral part of our offer to the seller. Why would our loan officer matter in which offer the seller accepts? Because the buyer was informed that Theresa has a 100% close rate for her prequalified clients and she could bring the transaction to close in the short 5-week time frame. Theresa made the process seamless. It could not have gone any smoother. Theresa and her team are highly coordinated, so if she is not available, her team knows every aspect of the deal, process and handled our questions immediately and accurately. This was by far the best loan process I have ever been apart of. I strongly believe we could not have achieved our timeline goals with anyone else. To that I am very grateful, and honored to render my highest recommendation to Theresa Sundance; the quintessential Loan Officer. ”
Steve otto
“Theresa went above and beyond to get us in to a loan that fit our needs and situation I highly recommend her to anybody for s home mortgage and will use her again for future home loans ”
Haley B - Contract specialist
“I moved from Europe to the USA in the summer of 2018 for work. I found a lovely house for purchase and Theresa helped me every step of the way. She responded within the day and was always available and willing to help. Highly recommend!!! ”
Dallas Moody-Jimenez - Teacher
“Theresa was a wonderful loan officer who helped us tremendously in the search for our home. She was available to answer questions via text message, phone calls, and email--her responses were always prompt. As a first-time home buyer, I had many questions and she was always willing to talk me through my concerns and answer all of my many questions whenever I needed some extra time to discuss my thoughts. She was very personable, but never pushy. She let me take my time when figuring out exactly what I wanted, but knew when to give me important information that she knew I wouldn't want to go without. I am very happy that I chose her and would gladly go to Theresa again for future loan and banking needs. ”
Molly & Richard Walker
“Theresa is amazing! First, she found out what we wanted and then set out to provide it. All the time she remained calm, knowledgeable and so experienced. I was a nervous wreck, and she assured and guided us every step of the way. Because of Theresa, we even closed early. Enabling us to move from our RV with two cats, their box and our lab early was a miracle. Theresa is the super professional everyone needs!”
vbhunter from Stanwood, WA - Theresa is a home mortgage loan expert!
“Customer service ability is beyond reproach. She gained our trust right away because she is so pleasant to work with, and trust. Within 90 days after we closed on our home, the market interest rates were lower, and she was able to refinance our loan to a lower rate. We did not think it was possible. We firmly recommend Theresa to any home buyer!!!”
stambj from Mount Vernon, WA - Theresa Sundance was smart on!
“Theresa is very knowledgeable and courteous! She helped us through the loan process as though we had almost nothing to do. She made our part of the process very easy.”
hpbuds from Burlington, WA - I love working with her.
“I have used Theresa for several purchases and refi's in the past. I have referred her to friends, family and co-workers. I love working with her. She is very good at explaining the steps and what to expect. She spends extra time with people, she gets to know them and she truly cares about their experience. I have seen her get some pretty tough refi's done for people and she is the best VA lender I have ever met. Naturally she is very busy because of these things. She never lets it affect the personalized attention she gives. I will always use Theresa for any loan we do!”
jacobjohnson456 from Conway, WA - She made this process very easy and made sure I was getting the most out of my money.
“I am so happy I had Theresa there to help me with my first home loan. She made this process very easy and made sure I was getting the most out of my money. It was always very easy to get ahold of her when I had a question. Very professional. Thanks!!Jake”
Priscilla Ahrens - Cytotehnologist
“Theresa was recommended to us by our Realtor while on our quest to find a home in the Mount Vernon area of Washington. Buying a home sight on seen was nerve racking on its own ( we lived in California at the time) but what made the process bearable was the knowledge that I was in good hands with Theresa as our Loan Officer. If you are looking for someone who is personable and will "hold your hand" and gently lead you through the endless paperwork, then Theresa and her team are the people you need to make your home buying experience a success. Without Theresa's expertise I honestly don't think we would have been able to close in the time that we did, which was in about 6 weeks. On the day that we moved into our new home, Theresa showed up with a beautiful flowering basket and some delicious local berries for us to try, wow! What a nice thing to do for us, we felt quite special. I highly encourage you to put your home loan needs in Theresa's very capable hands, you won't regret it.”
mejigsaw from Anacortes, WA - We've already recommended her!
“Professional, knowledgeable, caring, efficient, & lots of fun to talk to - these barely scratch the surface of Theresa Sundance! Her staff is detail-oriented & pleasant as well. The entire process went so smoothly that it doesn't seem real, even though I type this in our new forever home. She anticipated every question & had an answer ready, she personally called us when everything was finalized, & we couldn't be happier with our choice for mortgage banking.”
bobwakeland from Bow, WA - Expert in lending
“Thresesa and the Team were very professional & helpful. There are many hurdles to overcome when purchasing a house, I would not consider using anyone else. She is very responsive and knows what paths to take in assisting you in navigating finance.”
melzbellz2003 from Conway, WA - Professional
“Theresa was awesome, helpful, and thorough! My loan process was fast, and Theresa explained every step along the way. I would recommend her to anyone!”
zuser20151105103423919 from Arlington, WA - Wow Look no further!
“Theresa is hands down the best lender that we have worked with as we have used quite a few. From state to finish she was there explaining every little detail. Never did we but understand what was going on. What she promised absolutely happened. She is kind patient understanding and willing to help with whatever. She was never pushy and very easy to get a hold of and treated us like her one and only client even though she is so busy in this market. You owe it to yourself and your family even if you are working with someone else to give her a call. We promise you will be glad you did . Thank you again Theresa you made a daunting process very pleasant. We thank you!”
canajo 13317 from Anacortes, WA - Outstanding Customer Service
“Theresa explained the entire process up front and personally tended to our loan application through closing. She was very responsive to questions and ensured we were well informed. I would recommend Theresa to anyone looking to buy a home in and around Anacortes.”
ChrisGastony from Conway, WA - Theresa is the greatest
“My home loan had to be resubmitted several times. Theresa is very knowledgable, thorough, and explains everything. She followed up and made sure I got the best rate available.”
zuser20160406113021517 from Mount Vernon, WA - Extremely considerate and explained thoroughly
“From the first conversation to signing papers, Theresa was very knowledgeable, caring and willing to go the extra mile to helping us buy our new home. We can't say enough good things about this experience!”
zuser20140305131137424 from Anacortes, WA - Great experience
“I'm a member of the military whose schedule is very sporadic. Theresa and her team was fantastic at working with me and my schedule to get things taken care of in order to close on time. She's very personable, accessible, and easy to work with. I've already recommended her to other friends moving to the area.”
zuser20141207135444257 from Mount Vernon, WA - Theresa Sundance
“Theresa was on top of everything the whole time we were waiting for financing and our house to close; and she made sure we were on top of everything as well. We received emails and telephone calls every time something happened. She was very thorough and always a pleasure to deal with.”
dozerflash from Mount Vernon, WA - Homestreet Bank
“Theresa Sundance and her assistant were great to work with. The process of purchasing my home was a smooth transition. I will definitely use Theresa again in the future!”
Katie Morgan from Stanwood, WA - Amazing
“Theresa works with my realtor so I didn't necessarily pick her but without a doubt I am glad we worked together. She was easily accessible via email and phone, answered all my questions-even the silly ones, and made the process very simple. Between her and my realtor buying a house was a breeze. I've already referred her to a good friend who already bought their first house as well!”
zuser20161119171124679 from Mount Vernon, WA - Excellent to work with!
“Working with Theresa was a great experience! She stayed in contact, made sure we understood everything, and made the process very smooth. I felt like she had our best interests in mind.”
SueOrganizeEverything from Conway, WA - The very best!
“Theresa was extremely helpful when we wanted to purchase our home in somewhat unusual circumstances. We were buying the house without a realtor and from a friend who also didn't have a realtor, so we really relied upon Theresa's knowledge and help. With her help, we were able to qualify for a conventional loan when that would not have been possible generally. The entire process was explained, we got copies of everything (estimate and locked-in loan costs), the purchase was quick and closed easily. The sellor bought the house with Theresa's help 1.5 years ago and there was something of a catch-22 on the insurance, which Theresa managed to untangle. Theresa also had to do some last-minute work for us when we discovered the seller didn't have some of the needed documentation to close and was able to get it for us to close on time. It was a smooth and easy process as a buyer and for our friend the seller. Theresa also helped us to identify a credit issue to be disputed that we now can work to resolve. We worked with Homebridge before and were happy to come back to them and to work with Theresa.”
zuser20140302203610674 from Everett, WA - Theresa goes the extra mile! Competitive loan options & a professional, friendly Loan Specialist!
“As a first-time home buyer, the entire process seemed intimidating and overwhelming. However, Theresa was extremely knowledgable, friendly, & helpful throughout the entire process. She took the time to explain in detail the in's and out's of the lending process, reviewed multiple loan options with me, & worked with urgency to process documents and close my loan- which was critical in this competive marketplace. I am thankful for Theresa and all of her hard work, and will definitely recommend her to friends & family!”
zuser20140728081219094 from Oak Harbor, WA - Perfect
“Theresa made my home buying experience go very smoothly! She was very knowledgeable about the market and the area and guided me through the entire proce. She walked me through the process of buying my first home and made sure no questions were left unanswered. She did everything in her power to expedite the closing process and succeeded! I would recommend Theresa to anyone looking to buy a home in the area without any hesitation!”
steven6897 from Mount Vernon, WA - Theresa Really Cares
“Our loan was easy with Theresa Sundance and Homebridge Bank. She is super friendly, always available, and thoroughly covers all of your bases. Having Theresa on our side while buying our house made it stress-free and easy.”
tjandrh from Mount Vernon, WA - Great Experience!
“Working with Theresa and Homebridge Bank was a real pleasure. Theresa could not have made the home loan process any easier. She was extremely responsive and incredibly knowledgeable about our loan options and throughout the entire application and loan closing experience. I highly recommend Theresa and Homebridge Bank! Thank you.”
dgaggens12 from Conway, WA - Went Above and Beyond!
“Theresa Sundance was amazing! She stayed in touch through the entire process. We had a VERY tight timeline and she got everything taken care of so that we could close on the date we wanted and buy our dream home!”
cindy blangeard from Bow, WA - SHE MADE IT EASY
“I had a wonderful, warm yet professional experience with Theresa Sundance. This was my second home purchase, the first was so painful I was reluctant to ever purchase a home again, but Mrs. Sundance made it a breeze. Mrs. Sundance is well qualified to handle ALL buyers but I was a VA buyer and delighted to learn she has a personal connection to the armed forces and is an expert on VA home financing. My home purchase was as stress-free as possible because Mrs. Sundance kept me informed and always made me feel like I was more important than anything else she might have had going on at every contact. Most importantly she was always available - even at 10pm on a Friday night - and always had a smile in her voice! Thank you Theresa for all your efforts. I love our new home and feel blessed to have worked with you!!!!”
Melissa white from Mount Vernon, WA - The best ever!!!
“Theresa Sundance was so helpful. She was extremely informative and made the process easy for us. With personal connections and a warm smile she will put any buyer at ease!!!!”
Stephanie M from Rockport, WA - Great Lender for Veterans!
“My husband and I have been loyal customers of our bank for 15 years. We approached them first to secure a VA loan but early in the process i could tell the lender didnt have a strong understanding of VA home loans. We brought up this issue with our real estate agent. He recommended Theresa to us. I called her the next day and from our first phone call I could tell Theresa was highly professional and well versed in VA home loans. She made the whole process so simple and we were able to purchase our dream home! I have no doubts that without Theresa's knowledge we would have had a less postive experience.”
Tom S. from Conway, WA - Hassle free first home buying experience!
“We were recommended to Theresea by our realitor due to her expertise in VA loans; She made the whole experience pain free and we had complete confidence when submitting our offer. Theresea and the Homebridge Team have earned my trust and my recommendation to first time homebuyers and veterans utilizing VA loans!”
mexidrum from Conway, WA - Professional
“Theresa Sundance is a down to earth lender. She makes the whole process from to beginning to end seem like a seamless process. She is very nice person and doesn't pressure you for supporting documents. She kept me updated on the whole loan process with phone calls, emails, and text. I do appreciate her patience and professional attitude.”
Derek.kunzman from Camano Island, WA - Great lender who makes things happen
“I would highly, highly recommend Theresa for any loan. She was able to make a very complex process our situation workout on time with no issues. She knows the people you need to know for the VA process as well. I would take her over other lenders any day. Highly personable and professional, she can get things done and knows her stuff. Highest possible recommendation!”
navyboyfrank from Oak Harbor, WA - Best in business
“Theresa is a professional's professional. She helped me and my family close on the house on time after we had a problem on the road while traveling 2000 miles. She kept her word better on everything she talked. Theresa took care of us like she was moving in with us. I am very thankful to have chosen her to work with because you never know how things turn out.”
user3644139 from Mount Vernon, WA - Theresa Sundance, HomeStreet Bank
“Theresa Sundance, at Homebridge Bank provided excellent service in our VA home loan. She has processed VA loans before and is familiar with all the paperwork. She was able to close on time. We enjoyed working with her.”
user7010148 from Conway, WA - Homestreet Bank -Mount Vernon
“Theresa was wonderful. She answered all my questions, was very professional and knowledgeable, was always helpful and very friendly. I felt like I had a made a new friend.”
o dub9 from Conway, WA - An expert that is going to get it done!
“This is an long overdue review for Theresa. She did an exceptional job while working through some very unique circumstances on our end. Highly recommended!”
jwpq49 from Mount Vernon, WA - Very helpful the whole way
“Theresa was helpful throughout the entire process, even while she was on vacation. She was able to answer all of our questions and helped us save money on our VA loan.”
lesliecrparks from Mount Vernon, WA - Worry free loan
“Homebridge and Theresa were easy to work with and helped us secure a loan during a job change. Our rate was locked in, even though the seller requested 60 days to close. Interest rate was competitive and escrow fees were as expected.”
KM
“Theresa is the most knowledgeable, professional, and organized Loan Officer that I've worked with in the past. I've worked with several. Her customer service made me feel secure throughout the process, and I never questioned whether my case was being attended to with the utmost care. I had a difficult closing process, that would have taken any other lender extra time to close, but Theresa ensured the process was swift and efficient. I truly felt she had an understanding in her field of expertise that is far beyond that of typical Originators, especially in the investment field. I enjoyed every conversation that I had with her and look forward to working with her again. Thanks Theresa!”
4RDogs from Mount Vernon, WA - Surpasses All Other Morgage Companies
“Theresa Sundance and staff went out of their way to ensure that we closed as quickly as possible even though it was during the holidays. Everytime we called or stopped by Theresa and staff were always friendly and courteous. Their office expediated everything from start to finish and always kept us in the loop. Not only were we able to close on my birthday, but when we arrived at our new house there were birthday balloons and CAKE! This was a personal touch we will always remember. We have bought multiple homes in the past using several different mortgage companies and this was by far the best experience we have ever had. Plus a five paw rating from our dogs who love the house!”

Our Latest Thinking