About Susan Kreyer

As an experienced lending professional, I can meet a wide range of real estate lending needs, whether a first-time purchase, second home, investment-property purchase or refinance. I welcome the opportunity to serve your needs with quick and accurate real estate financing advice. 
With my expertise and knowledge, I will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation. Ensuring that you make the right choice for you and your family is my ultimate goal. I hope you’ll browse my website, check out the different loan programs I have available and use my decision-making tools and calculators.  
Feel free to apply for a loan using the quick and easy online application. After you’ve applied, I’ll call you to discuss the details of your loan. 
As always, you may contact me anytime by phone or email for personalized service and expert advice, and please remember I will extend the same professional service to your friends, family members, work colleagues or neighbors who need my help. I look forward to working with you! 

Contact Susan Kreyer Anytime

Feel free to contact Susan anytime by phone or email for personalized service and expert advice. Susan Kreyer will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Susan Kreyer is 203(k) Renovation Lending Certified

Susan is certified in 203(k) Renovation Lending, a program particularly well suited for buyers of fixer-uppers and REOs in need of repair. Homebuyers can finance both the purchase and future repairs on their new home with one loan.

The Renovation Loan offers some great features. The amount of money you are permitted to borrow for the purchase and renovations is based on the increased value of your home after improvements are made1. Also, because renovation costs are spread throughout the entire term of the loan, monthly payments are often lower than other financing options. With the loan, there is also no need to delay improvements. You can start in immediately after closing. Another great feature is the loan's simplicity - one application, one set of fees and closing costs, one closing to attend and one payment each month. The interest on the cost of your improvements, included in your mortgage, may be tax deductible2 as well.

Susan Kreyer values your business and will provide you with the best professional service and mortgage solutions that make most sense for you and your unique financial situation and real estate goals.

Please contact Susan by phone, email or filling out the pre-approval form on the right to get more information about our Renovation Loan, or any other mortgage financing solution. I look forward to working with you!

1For 203k purchase transactions the maximum loan amount is the lesser of the sales price + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. For refinance transactions the maximum loan amount is the lesser of the property value before renovation + renovation costs or 110% of the as-completed value, times the maximum loan-to-value. Loan amount must be within FHA county loan limits.

For HomeStyle® purchase transactions the maximum loan amount is based on the lesser of the sales price + renovation costs or 100% of the as-completed value, times the maximum loan-to-value allowable. For refinance transactions the maximum loan amount is based on the lesser of 1) 100% of the as-completed value times the maximum loan-to-value or 2) the balance on the existing loan plus the renovation cost plus the settlement costs. The maximum repair amount is limited to 50% of the as-completed value. HomeStyle® is a registered trademark of Fannie Mae.

2Please consult a tax advisor for further information regarding the deductibility of interest and charges.
For your home improvement needs, visit Service Finance Company, LLC to find a trusted local contractor.

Homebridge may receive compensation for referring you to Service Finance Company, LLC.

What Our Customers Say About Me

Alicia V. Aug-18
“It was very easy and everyone was so helpful.”
Alicia V. August 2018
“It was very easy and everyone was so helpful.”
Alicia V. August 2018
“It was very easy and everyone was so helpful.”
Christopher D. June 2018
“Susan Kreyer did an amazing job getting us our first home.”
Josmey B. May 2018
“They were on top of my needs.”
Joshua C. April 2018
“Susan and Rosemary have been wonderful to work with.”
Annmarie C. December 2017
“Susan was lovely. Very communicative about what was needed.”
Jolanta B. Shortsville, NY
“Susan was most supportive, and knowledgeable. She provided valuable information and timely advise, it was a pleasure to work with her to offer support to our mutual client, thank you much Susan, we appreciate, an excellent job :-)”

Our Latest Thinking

"You're gonna hear me roar." (Katy Perry) March may have come in like a lion, but consumer inflation was more of a whimper than a roar last month. The Consumer Price Index (CPI) fell... »
Read More

Did you know? Earth Day was originally proposed in 1970 by United States Senator Gaylord Nelson as a day of education about environmental issues. It is now a globally celebrated holiday that is sometimes... »
Read More

Double your down payment! Get into the home you really want, with Unison HomeBuyer. This innovative equity sharing program can double a homebuyer’s down payment – regardless of income. Unison HomeBuyer is not a grant or... »
Read More

"These are extraordinary times." (Bon Jovi) December marked the 87th month in a row for job growth, the longest stretch on record. However, there was some mixed news within the report. The Labor Department... »
Read More

It’s time to find the right loan for you. Tell us a little more about yourself to get started.