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About Summer Pineda

Wife, mother of two, and Mortgage Loan Officer – that’s me!  Born and raised in this beautiful Yakima Valley, I have chosen to make this area my home. The service industry has played a major role throughout my entire life. I started working at the age of 12 in my family’s restaurant and continued in the restaurant industry throughout my college career.  This fast-paced, service-oriented atmosphere was the ideal training for my future career. I wanted to help people in a challenging industry that would also encourage long term success for my clients.

After completing my Associates Degree with North Seattle Community College, I worked briefly for Windermere Real Estate in Seattle where I found myself intrigued in the financing side of real estate. I knew I wanted to pursue my education, and in the winter of 2006, I was fortunate to find a mortgage team to help groom me while continuing my education at Central Washington University. After graduating with my Bachelor’s Degree in Business Administration in 2009, I became a full-time Loan Officer and never looked back. During all that time, I experienced the highs and lows of the mortgage industry from companies closing to corporate acquisitions, to finding a home with a fantastic long-standing company. Throughout my career, I have seen the compression and relaxation of mortgage guidelines and have developed an understanding of how best to serve my clients in this ever-changing industry.

My business is 100% supported through the referrals of colleagues, friends, and clients.  The most gratifying feeling is knowing I have set my clients up for long term financial success through homeownership. I have the programs, knowledge, and experience to help serve you.

Whatever your reason for mortgage financing may be, I will help you accomplish your goals. I help first-time home buyers, more experienced buyers, and even investors with purchases or refinances of programs like 0% down VA and USDA to low down payment FHA and Conventional loans.

Call or email me today to set up your complimentary consultation.

What Our Customers Say About Me

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Michelle M. Sep-19
“Summer helped us with our first home loan over 4 years ago. When we had questions regarding refinancing and pulling cash out, Summer was obviously our first call. Yet again she came through! She walked us through the whole process, answered all of my questions quickly, and was readily available by email or phone. We will absolutely use Summer again when we are ready to buy our next house.”
Sara - Soules
“Summer Pineda made the VA home loan process seem easy. She communicated at every step of the transaction and helped us to complete our loan process from another city. I could not say enough about how great Summer is and will always recommend friends and family her way. ”
Lydia Cardenas - Entrepreneur
“Summer was amazing and easy to work with. My situation was not the easiest to put together for my home purchase but she did everything she had to in order to make it work. She even worked after hours and weekends and now I'm a happy first-time home buyer!!!! Me and My family can't thank her enough for getting us through this process and into our home. I highly recommend her if you have anything you need help with.”
Bob and Mary Lou Vail - New Owners
“We are so impressed with Summer with our home loan with Homebridge Bank. She is professional and proficient. We are so thankful that our friends Greig and Stormye Presnell recommended her for our home loan. She kept us up to date with each process with a personal phone call or email. She was very encouraging as we made offers on 3 homes. The 3rd home we purchased and we signed 1 day before our closing day. Summer always has a beautiful smile and continues to keep you thinking positive with your situation. Sincerely Bob and Mary Lou Vail”
Isidro Renteria - Housing Director
“My loan needs were promptly met. I believed that this loan process would take longer, but to my surprise it was completed quickly. There were simple options offered to complete the necessary paperwork that made it convenient. Summer, My Family and I thank you for your diligent work. ”
Robert Davis - Air Traffic Manager
“Summer did an amazing job for us. From the minute I first spoke with her she was an absolute professional and was very nice. She explained the entire VA loan process and answered all of our questions. Her communication with us throughout the entire process was wonderful. She updated us regularly and responded to any and all texts, emails and phone calls quicker than I ever expected. It is clear that she loves her job and prides herself on ensuring people have the best possible home mortgage experience. Well done to Summer and her team for getting us over the finish line on our 3rd VA loan only 5 days after closing on the sale of our previous home (VA loan), and that included a weekend and President's Day. This was a great experience. I strongly recommend Summer and her team at Homebridge in Yakima.”
Melanie Howard - Teacher
“Summer did a fabulous job with our mortgage! She was very patient, clear, helpful, timely, efficient, and always positive. She was easily reached and always got back to us quickly if she happened to be unavailable. We will definitely seek her services again in the future and be recommending her to all our friends.”
Gregory E. Smith - owner - Smith Funeral Homes, Sunnyside - Grandview, WA.
“Summer Pineda could not have been more helpful....She guided me through each step of the loan process and made herself available for any questions or concerns that I had. Homebridge Bank should be proud to have Summer represent their bank....Great job Summer...Thank you so much...Greg Smith..... ”
Rebecca Currans - Food services coordinator
“Summer was highly reccomended to me by the sellers. She had previously walked through a difficult house sale with them. I didn't use a real estate agent. Summer was very organized and always ready to help when I had questions about the process. My particular home loan circumstances were complicated. She was patient, understanding and professional. Five Stars for good service! Thank you, Summer!”
Hayden Warren - Home Owner
“Summer was so amazing in helping us get everything we needed and made this process run so smoothly. She was quick in getting back to us when we had questions and overall just great to work with!”
Brian D. Janz - Professional Truck Driver
“I was truly blessed to have Summer help me through this process of buying my house. Summer was willing to help in every way possible. I will recommend her to any one looking to buy a house.”
David Jolly
“Summer Pineda is a SUPERSTAR and a wonderful person to work with. I have worked with lots of loan officers in the past and have NEVER had the pleasant experience that my wife and I enjoyed with Summer. For example, I was trying to get an approval letter sent to the seller of our new home - Summer got the letter to the seller within an hour on a Sunday!! This gal needs a promotion and you should consider your organization blessed to have her! We will recommend her services to anyone who will listen! THANKS SUMMER!!!”
Andrew Irwin - CFO
“This was my residential purchase and Summer was Great! She made the entire home buying process stress-free and if anything came up she was very prompt about contacting me to keep the ball moving. I will be doing all my future homebuying through Summer for sure.”
Chrstine Willis
“I would like to extend a HUGE thank you to Summer Pineda with her help in regards to the purchase of our new home. She did such an amazing job and took the time to answer our questions even in off hour times and while she was gone on vacation. I would definitely recommend her to our family and friends. Thank you Summer!”
Sara - Soules
“Summer Pineda made the VA home loan process seem easy. She communicated at every step of the transaction and helped us to complete our loan process from another city. I could not say enough about how great Summer is and will always recommend friends and family her way. ”
M. Gabriela Mondragon - New Homeowner
“Summer Pineda was and still is very supportive and helpful with our first time home purchase. She would answer our calls or emails even when she was away from her desk or on vacation. She made sure we were connected to right resources and giving us ideas how we can get more support. She helped us make the best financial decision for our family and took into consideration our financial circumstances. We are so glad to have taken this leap in adulthood and had such the greatest guidance and support from Summer. Thank you so much Summer! ”
Steven Dale Bernard - Loan Recepient
“My wife and I have been thoroughly impressed with the service and support we received from Summer Pineda from application to completion of our home mortgage loan. She told us exactly what documents to provide, what the deadlines were and never failed to reply to our messages and questions. Summer does business the way business should be done. I am currently recommending her to friends, family and business associates for their home mortgage needs. ”
Sherilyn H Johnson - Buyer
“We met Summer at Homebridge Bank. She helped us as through the process of applying and getting our home loan. She was professional, honest, straightforward, helpful, informative and just plain nice to us. We appreciated how she was available to answer all our questions and give us updates as we went through the process of getting approval. Thank you Summer for being amazing. We have already told many friends and family that we think she is pretty great. Also, her co-workers in that office were very appreciated. One afternoon, I showed up without an appointment to drop off papers for Summer, she was unavailable helping someone else, but her coworker was very nice and helpful. We couldn’t be more satisfied with our experience with Sumner and Homebridge Bank. ”
Michael Yusi - Electrician
“It doesn't get any better than Summer Pineda! If you are looking for someone that will work for you, have great communication with immediate responses, knowledge about the industry and get you the best deal possible then Summer Pineda at Homebridge bank is the person for the job. She helped me to raise my credit score and lock in a better interest rate than I had originally thought I would get! She is very kind, great a listening and was a pleasure to work with. She will walk you through the lending process and layout different options to help you find the best choice for your current situation. I will take all my future business to Summer and gladly recommend her to anyone interested in getting a loan. ”
Tor Smith
“This is the second time that we have had Summer help us get a mortgage. We used her the first time because several people recommended her. We returned the second time because she did such a great job the first time. Both times we have worked with Summer she exceeded our expectations. Summer keeps her clients informed and helps them find the right mortgage options. The best part about working with Summer is her easy going attitude and willingness to teach her clients about the mortgage process. ”
Stephen L Landess - Home buyer
“Summer Thank you for everything. This was my fourth home purchase and I have never had it so good. Your courteous timeliness, knowledgeable professionalism, and helpfulness made this my best experience ever. Others are going to be lucky, as I was, to have you on there team. Sincerely, Stephen”
Jene Pleger - Executive Director
“Summer is always so great to work with. She makes the process easy, and she never seems bothered by my millions of little questions at all hours! I highly recommend her to anyone looking to purchase a home!”
Vicky Breithaupt - Home owner
“Summer did a fantastic job for me when purchasing my home. She was there for me every step of the way. She was always confident and very professional during the whole loan process . I would highly recommend her to anyone and I have done so many times. She made the whole loan process for me very easy and I greatly appreciate her.”
Brad Hoffa - Internal Auditor
“Summer Pineda comes with my highest possible recommendation. She's one of the very few great ones who will put nothing above your best interests and keep in constant communication throughout the process. Summer went above and beyond to help me finance my first home. It was an intense experience, and I doubt there was another loan officer in Washington that was up to the task. Every challenge possible came up during the process, and I was ready to give up, but Summer fought hard and got me my first house, all the while keeping all the stakeholders actively involved (there were many stakeholders!!). Not only is Summer the best, she has stuck with Homebridge for a long time, which is rare in today's ever-evolving banking industry. Well done Summer, I look forward to working with you again!”
Danette Tadlock
“Summer made our loan process a great experience. She kept us informed the whole way thru. ”
Amber Betts - Communications Coordinator
“There was no time during our home-buying process that I felt in the dark, or unsure of what was going on. Summer was always there, very communicative and VERY helpful. The process went very smoothly, and Summer made this process extremely enjoyable. I highly recommend getting in contact with her!”
Jose Espinoza - Office Coordinator
“Wow, where to begin. It's truly an understatement to say Summer is amazing! Being a first time home buyer brings a lot of fears and questions but having Summer there through-out the process made things effortless and easy since day one. With my utmost sincerity and highest regards, I would recommend Summer for all your loan needs. ”
Isaac Gutierrez - CMMS Adminstrator
“Summer worked extremely hard to ensure that my wife and I had little to worry about. Whenever summer required any documentation from my wife and I we made sure to get it to her right away. She would even stay past her companies business hours to make sure we were able to get her all the paper work. The meetings were always productive and easy whenever we had to meet and review documents for the loan. ”
Tyler Killam - Home Buyer
“This was our second time working with Summer and we had another excellent experience. Summer took the time to make sure the smallest details were always completed ahead of time. When our first home fell through Summer worked overtime to help us purchase a different home. Thanks to her knowledge and experience we were able to close on time and budget. If you are looking for an experienced, knowledgeable loan officer with excellent communication skills you will find none better than Summer. If we decide to purchase again we will only work with her. ”
Dave Lance
“Summer is great to work with. She takes care of all the details. She is knowledgeable and let me know everything I would need to to provide and made it very easy for me. I highly recommend her.”
Darci Dekker - Self employed
“This was the 2nd time I've worked with Summer when buying my home. Thankfully she made things very clear re the documents I needed to present. Summer was able to have my house close in a very timely manner. If I were to ever sell the house I'm in now, I would definitely return to Summer to help me with my next purchase. I only have words of praise for Summer. ”
Blake Bond
“Summer made refinancing our home an easy and peaceful process, not the usual words associated with obtaining a mortgage. She communicated clearly, quickly, and was very transparent. We live more than 45 minutes from Summer's office, and we still chose to work with her because of how highly she was recommended to us. She even helped us find a recommended title company in our small town to help us avoid a long drive at closing. We will work with her again when it comes time to buy another home.”
Mayra Cornejo
“Summer is awesome! She was available to us all the time, she is very knowledgeable and always worked with us in every way. I would definitely work with Summer for our next home. ”
Tiffany Guerard - Connections Director
“I've used Summer's services on two home purchases and both have been a great experience. Summer is highly efficient, knowledgeable, respects your time and keeps you informed throughout the stages of the home buying process. I've referred many friends to her, in all different stages of the home buying process. I appreciate how she was able to meet the need of each friend, some ready to buy a home, and others she helped get ready to buy a home. My husband and I are considering other ventures in our life and we're very grateful we can count on Summer to help us along. ”
Debra Tucker
“Having a house built can be stressful. The most confusing, stressful part is the loan process. Summer was always available for questions and ready to explain in language I could understand. I would definitely seek out Summer if I were in the need of a loan in the future”
Jayson Mcfadden - Jayson Mcfadden
“Summer did an amazing job. She was very informative, understanding and knowledgeable. Any questions we had she was pleased to answer right away. When we closed she was there with us to ensure everything was correct and we were satisfied. I would highly recommend working with Summer and we will use her again in the future if need be. ”
David Hacker - Home Owner
“Summer was wonderful to work with. She worked with me through my unique situation and helped me with just the right loan programs. Plus she’s a really nice person! ”
Cindy Davis - Lab Tech
“Summer was fantastic!! She was helpful, knowledgeable, kind and patient. She explained all the processes to me and when I didn’t understand the terminology , she walked me through it on a more simplistic level. Lol I was very uneasy starting the whole house buying thing but she made it easy and painless. She is also a good person with good family values. I highly recommend Summer Pineda. ”
Shasta odell
“Summer is awesome at her job She was kind and patient and helpfull and walked us through this process step by step she is an amazing person and she is awesome.”
Matthew J Lawrence - Retail sales
“Summer was extremely helpful throughout the loan process. She explained things well and was quick to respond to questions. I would reccomend her to anyone!”
Charlena Houck
“Summer is an excellent loan officer, she worked diligently on our home loan needs. She is a great source of information and very knowledgeable. If we ever decide to refinance our home loan, I will definitely be contacting her again. She is a very nice person to work with, you will not be disappointed. ”
Yvette Lippert - Credit Analyst at Banner Bank
“Summer was wonderful to work with when I bought my home two years ago. She made the process easy and had simple answers to the questions I had so that I could understand. I have referred many others to her, including those looking to buy a house but just in need advice on improving their credit and financial position. You'll have a hard time finding another Real Estate Mortgage Lenders as knowledgeable and dependable as Summer.”
Frank stewart
“We have worked with Summer many times and it is always a pleasure. Very highly recommended by my wife and I.”
L M N Properties - Owner
“Summer Pineda has helped us with three loans over last nine years. She also advised us not to buy a homes that would not work in our budget. We are still working with Summer on a loan for one of our homes and will be doing many more in the future. Summer is a great source for loan information and always gets the best deals.”
Miles Pollack - Home buyer
“Summer did an excellent job helping us through the mortgage process. This was our second experience buying a home and Summer exceeded our previous expectations. She went above and beyond to make sure the process went smoothly, was very approachable and available, and took time to understand our budget and mortgage goals. Without a doubt, I would call on Summer in the future for any mortgage questions and needs.”
Tim Janke - Homeowner, Yakima WA
“Summer Pineda expertly handled the financing options for our out-of-state purchase of our home in Yakima. The house we purchased was listed on Craigslist (a sale by owner). Ms. Pineda guided the sale smoothly to its conclusion two days before Christmas 2016. We could not have been happier with her professionalism and care, and without hesitation offer our highest recommendation for her services.”
Daniel Erickson - Marine Fisheries Policy Analyst
“We will not hesitate to ask Summer Pineda to help us acquire our loan for our next purchase. We purchased 2 properties through Homebridge, and we will definitely go through the same company for the third. The primary reason is the professional and personalized service that Ms. Pineda provided to us. She works tirelessly, always made us feel comfortable, is an expert in her field, and takes the extra steps that others may not take. She is one of those special individuals that is a gift to work with. We give Summer Pineda our highest recommendation. ”
Sandra rebollo
“We came to summer after having a bad experience with another home loan agancy. Being first time buyers we had allot of questions and summer answered all of them. She had allot of patience working with us, she's just great. I will definitely be recommending her to all my friends and family. Thank you summer!”
Brett Valicoff - Business General Manager
“Summer is a great person to work with. She is very quick to respond to questions and concerns and her communication is excellent. Her attention to detail and expertise on the market do make her one of the best. I would highly recommend using Summer as your agent when purchasing a new home. ”
Brad Oberlander - Plant Supervisor
“I was introduced to Summer by my realtor in 2015 during a home purchase. Summer was able to close the deal in 35 days from start to finish. i commend her for her over and above efforts since i am not an easy person to finance owning several businesses. Summer also was able to finance my son to buy his first home at age 24. I would recommend her for any of your financing needs.”
Tara Rojas - Dental Hygienist
“I recently bought a home for the 2nd time. I was dreading the entire process because the experience i had buying my first home was confusing and awful. There were a couple of big bumps in the road due to my job situation. Summer kept me aware of what was going on and reassured me she would help in any way possible to make sure I got the home I fell in love with this time around. She did not give up on me once and got my loan approved in time for me to get my current home! I am grateful to her to this day! She is hardworking and very passionate about her career. You will be in competent, confident hands. Thank you again Summer! ❤”
Courtney Rodgers - Real Estate Bookkeeper
“Summer was very quick and efficient in handling my home loan. Made the most out of my money and very professional and pleasant to work with. I would highly recommend Summer to anyone looking for assistants in home loans as I know I'll never use anyone else. ”
Kathy Coffey - Mayor of Yakima, WA
“Summer assisted me with my home loan and I found her to be very efficient and professional. I would definitely request her assistance in the future. ”
Tenya Moravec - Associate Director, University of Washington GEAR UP
“My husband and I were first time home buyers and Summer did such a great job of explaining the ins/outs of the process, what's happening behind-the-scenes, expected timelines, and really helped us understand everything. She was so helpful and patient, taking time to answer all of our questions... even so, long after our closing date! We would definitely recommend her services to anyone, especially those new to the home buying process! Tenya Moravec”
Kaci Worley - Community Impact & Evaluation Coordinator
“Summer was very friendly and made the loan process very simple. The loan was preapproved so quickly and I was able to make an offer to purchase my dream home. I had questions after purchasing the house and was able to contact her and have those questions answered immediately. I highly recommend her.”
Jim and Catie
“Summer was great! Super responsive when we had questions or needs and helped guide us through the purchase of our first home. We were using a VA loan, which, while not super hard, does add a little bit of complexity to the process. She made the whole process very easy for us; explaining everything thoroughly and in a way that was easy to understand. Very professional. We initially started our loan application through a different bank and were constantly having problems with the loan officer not answering questions in a timely manner (or correctly as it turns out), or needing to make several phone calls to get things done, reviewed, etc. We were getting really discouraged. At the recommendation of our agents we contacted Summer and she pretty much saved the day for us. Summer was always quick with getting back to us which was really great because we ended up going through inspection on the first house we offered on and discovered some stuff that made us decide to back out. We ended up with a better and bigger house in the end and were lucky to have Summer on our team! ”
A’nna Fish - Case Resource Manager
“Summer is knowledgeable and easy to work with. She was quick to provide me with as many loan options as possible and helped make my home buying experience simple.”
Keri Compton - Home Owner
“Summer worked with us through a very difficult transaction that lasted far longer than it should've. She worked hard to make sure we got things done as soon as possible and worked with us on the down payment as the time stretch kept increasing the documentation fees. All of our questions were answered promptly and she was readily available for questions whereas some other loan agents wouldn't have been. I highly recommend working with Summer Pineda for your home loan needs.”
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