About Summer Pineda

Wife, mother of two, and Mortgage Loan Officer – that’s me!  Born and raised in this beautiful Yakima Valley, I have chosen to make this area my home. The service industry has played a major role throughout my entire life. I started working at the age of 12 in my family’s restaurant and continued in the restaurant industry throughout my college career.  This fast-paced, service-oriented atmosphere was the ideal training for my future career. I wanted to help people in a challenging industry that would also encourage long term success for my clients.

After completing my Associates Degree with North Seattle Community College, I worked briefly for Windermere Real Estate in Seattle where I found myself intrigued in the financing side of real estate. I knew I wanted to pursue my education, and in the winter of 2006, I was fortunate to find a mortgage team to help groom me while continuing my education at Central Washington University. After graduating with my Bachelor’s Degree in Business Administration in 2009, I became a full-time Loan Officer and never looked back. During all that time, I experienced the highs and lows of the mortgage industry from companies closing to corporate acquisitions, to finding a home with a fantastic long-standing company. Throughout my career, I have seen the compression and relaxation of mortgage guidelines and have developed an understanding of how best to serve my clients in this ever-changing industry.

My business is 100% supported through the referrals of colleagues, friends, and clients.  The most gratifying feeling is knowing I have set my clients up for long term financial success through homeownership. I have the programs, knowledge, and experience to help serve you.

Whatever your reason for mortgage financing may be, I will help you accomplish your goals. I help first-time home buyers, more experienced buyers, and even investors with purchases or refinances of programs like 0% down VA and USDA to low down payment FHA and Conventional loans.

Call or email me today to set up your complimentary consultation.



Have you ever seen an advertised mortgage interest rate that seemed too good to be true? Those rates are often based on factors that aren’t likely to occur in a real-world scenario. Try plugging some numbers into our fun rate factors machine to see how a little bit of reality can impact advertised rates.

The information and calculations provided via this site are for educational and/or informational purposes only and have been provided in this format by Top of Mind. This is not an offer to lend. The above calculators are for fixed rate scenarios, unless specifically noted. The rates/APRs shown may not be available at this time and the rates/APRs/loan terms provided do not constitute an offer to lend. The P&I payments shown are monthly payments for principal and interest only, unless specifically noted.

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