About Stephen Seidler

As licensed HomeBridge Mortgage Loan Originators in California (NMLS #633521, #655426, #633519), Team009 can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Team009 welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Team009 has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Team 009 Anytime

Feel free to contact Team009 anytime by phone or email for personalized service and expert advice. Team009 will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.


Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016

What Our Customers Say About Me

Graham B. Jun-22
“We had a great experience as first time home buyers with Stephen Seidler, who did an amazing job during the entire process. He was very helpful, informative, and would explained every question in such great detail. He made everything so easy and seamless, and we couldn't be more grateful for his assistance. The main reason we chose to work with Stephen over many other mortgage providers was because he always responded to our inquiries and emails promptly, as compared to everyone else who we originally worked with. In this competitive market, speed is necessary and Stephen had the speed!”
Javonne K. Mar-22
“Stephen and his team are absolutely amazing! I was delighted with their expertise and professionalism.”
Erin E. Mar-22
“Superb experience. Highly recommend.”
Patrick C. Mar-22
“Stephen and Diana were great. They always provide excellent service.”
Matthew C. Feb-22
“Very easy to work with as always. Well communicated throughout the process. Extremely smooth process”
Kathryn H. Feb-22
“Stephen and Dianna are fantastic. ”
Ronald C. Feb-22
“Stephen and his partner Dianna are extremely competent and absolutely professional.I could not imagine anyone better.”
Lenora E. Jan-22
“So kind and very helpful! We appreciated the help from the very beginning when we had some things to work on to get to the point of being homeowners. Stephen was informative and positive and made this experience great. A year late we are home owners and it was with Stephen's help we made it to this point!”
Tiffany G. Jan-22
“Such amazing service, quick responses and always willing to answer all my questions! Really a delight working with you all and will continue too and also share with family and friends! Thanks so much!”
Ramon Maria G. Nov-21
“Stephen was very helpful throughout the refinancing process. He would explain and answer questions clearly and everything happened as expected. Will be happy to contact Stephen and Diana again should we have more financing needs.”
Christopher O. Nov-21
“It was a long but satisfactory process. Thank you to all of the team.”
Moustafa H. Nov-21
“As always dealing with Stephen and Diana has been great. Everything went as smooth as possible.”
Ei T. Nov-21
“Stephen provided excellent service and shown excellent professional skills and care throughout the process. We are very thankful for his professional skills and work ethic”
Erik O. Oct-21
“Stephen and team were AWESOME!! I really appreciated their attention to detail and quick work through any challenges. I will highly recommend them to any who ask for a referral.”
Solomon C. Sep-21
“They were very efficient and moved quickly, which I liked. They were very responsive to all questions and explained adequately anything I didn't understand. It was overall very smooth and A+ work.”
Isaac R. Sep-21
“The service we received from Homebridge Financial was excellent. Stephen and his staff were great to work with all the way through the process. Always available to answer questions and provided great recommendations along the way. If we ever need another mortgage, we will definitely use Homebridge Financial again.”
Sherman J. Sep-21
“Thanks, Stephen. It was a little rocky in the beginning, due to the curve-ball that was thrown to me with my credit score. But overall, I thought that you made this process as painless as it could be under the circumstances. Indeed, you confirmed what Mona Koussa told me: You're in good hands with Stephen". Also, I'd like to thank Dianna and the others who helped with the process. Keep up the good work.”
Deborah D. Sep-21
“The experience with Stephen was as pleasant, effective, and efficient as this kind of transaction can be.”
Paul K. Aug-21
“Stephen and his team are fabulous. We will continue to use him and recommend him”
Travis H. Aug-21
“Thank you for all the hard work Stephen Seidler and Dianna Cardiel did an amazing job and are great to work with as was Chicago title company.”
Jason C. Aug-21
“A very straightforward process. Very satisfied.”
Damon K. May-21
“Stephen was Informative took the time to answer my questions I never felt rushed or obligated. I will continue to use his services”
David J. Apr-21
“Stephen was very knowledgeable and helpful. Couldn't have asked for a better professional. He helped guide us every step of the way. I've already referred some friends looking to purchase their first home.”
Kristin S. Apr-21
“Stephen Seidler and Dianna Cardiel were AMAZING throughout the entire refinance process. I had worked with them a few years ago from a referral from Shauna Cox and they did an amazing job then as well. In between I had spoken to a few other lenders and none of them were able to get my refi done, most didn't even want to try but Stephen and Dianna worked hard to get it done despite the complicated nature of my file. On top of that, they were extremely timely, friendly and efficient, my loan wouldn't have happened without them! THANK YOU!!”
Joe D. Apr-21
“Stephen made the home buying process as simple as it could be!”
Patricia J. Apr-21
“Stephen Seidler was absolutely awesome through every step of this process. Everything was thoroughly explained and my expectations with this process were exceeded. Stephen went above and beyond to make sure this worked out in my best interest. Dianna was also very thorough in explaining what I needed. Once I had a problem completing a document and just couldn't find out what I was doing wrong. Dianna was nice and talked me through it until I got it right. Stephen and Dianna are very professional while still being very kind and easy to communicate with. I would definitely recommend them to others and return in the future. Special thanks to Stephen and Dianna.”
Joseph C. Apr-21
“Stephen and Dianna were great. They really helped me get through the process and answered all my questions.”
Christine N. Apr-21
“Stephen and Dianna are always wonderful to work with. Stephen is always available to answer questions and provides answers in a very friendly way and that are easy to understand. Dianna is a gem and keeps us up to date on our loan and keeping our documents in order. Highly recommend this team and have referred many friends and family.”
Yousef Q. Mar-21
“What a great experience with the team at HomeBridge! Stephen Seidler and Dianna Cardiel are the best team ever!”
Karen C. Mar-21
“thank you for helping, your are excellent.”
Cynthia M. Feb-21
“Stephen and Dianna are phenomenal - knowledgeable, friendly, professional and respectful. They responded to inquiries quickly and accurately, and they were always on top of the process, guided us through it with ease, and always knew exactly where we were with respect to funding.”
Dwight M. Feb-21
“Working with Stephen is always straightforward and gets done on time.”
Gary M. Feb-21
“Stephen and Dianna are the best to work with. I trust them for my home financing and would strongly recommend them without question.”
Lucia S. Feb-21
“I can not express the feeling of trust I have working with Stephen and Diana. They are so fast and willing to explain options and have a open dialog without pushing there own agenda. I trust and refer them all the time to my family and friends because i know that that referral I am giving is placing my family and friends in good hands.”
Deborah M. Jan-21
“Stephen is timely, patient and kind. This is my third refi with him and that is only because I feel I can trust him. Also their online portal for uploading documents is easy to use and appears to be a safe method for sending confidential documents. I would highly recommend them.”
Angela G. Jan-21
“Thank you Stephen and Dianna once again for your outstanding service!”
John S. Jan-21
“Stephen and Dianna are definately the BEST in the Business and I would not use anyone else for my mortgage transactions (Residential & Investment Properties) I also recommend them to my all my friends, family and colleagues.”
Peter F. Jan-21
“Stephen Seidler did a great job as well as his team.”
Wacheera D. Dec-20
“Stephen and Dianne were very wonderful during the process. They were customer oriented ensuring all my needs are met. They exhibited patience, caring, and went above and beyond to ensure I had a successful closing. Awesone team!”
Elie A. Nov-20
“Thank you so much Team009 during the refinancing process. As always you guys did a stellar job and it was painless! Very happy about the outcome. Cheers - Elie”
Aaron H. Nov-20
“Stephen Seidler provides excellent financial advise and options around different financing options and vehicles. He and Dianna are an excellent team and make the home financing and refinancing process simple,fast and effective. They are a true pleasure to do business with.”
Paul O. Nov-20
“Stephen was a very good fit for us, very knowledgeable and transparent. He answered our many questions clearly and in detail. The rate and costs were fine but not special, maybe if we spent a lot more time on it, we could have gotten slightly better. The closing was delayed several days, but not the fault of Stephen or Homebridge as far as we could tell. In conclusion, the quality of service made a huge difference, was well worth it, and we will definitely seek to work with Stephen again on our next big purchase.”
Richard P. Nov-20
“This was the third time working with Stephen and his time, and he will be the person I call for my next loan requirement!”
Reginald R. Nov-20
“I have done three loans so far and the experience with Stephen was the best among the three different lenders. What I liked with Stephen was the ease of submitting documents and his responsiveness in answering questions. I also found his recommendations to be in your best interest. What I thought could still be improved was the clarity of the process. In fairness to Stephen, the loan process is really confusing and it wasn't better with the other lenders. While Stephen was great in answering questions and providing recommendations, other people involved in the process were not at the same level as Stephen which affects the overall process. My loan took longer than expected for whatever reason that was not explained to me. As with the other lenders, there were details (important to me) that were not clear to me prior to closing. For example, I wasn't aware that the property taxes were going to be paid for by the loan. Lastly, there was some confusion during the signing of the documents because our legal names were not consistent throughout. But the notary was an experienced person that handled the situation well.”
Hoang B. Nov-20
“Stephen and Dianna are the best.They are so knowledgeable in the home financing field. Thus they are so efficient and accurate in their processes of helping me with our house's re-financing. I also got fantastically very low interest rate. I trust both of them 100%. THANK YOU!”
Ronald O. Nov-20
“We have worked with Steven for years on many different transactions. He and Dianna are great and we wouldn't hesitate to work with them again. I think the difficulties we had with the process this time had to do with the underwriting and their requirements. Not Stephen or Dianna's fault. Stephen and Dianna also did loans for both of our sons first homes”
Donny W. Oct-20
“Very experienced, from the moment we were asked to provide documentation, processing application process and costing estimates, they answered our question promptly. The loan process took longer than expected (2.5 months) due to long queue at the underwriting and title company, but eventually it closed with our expected rates.”
Vanessa L. Oct-20
“Stephen and Dianna did an excellent job on my refi, the communications were clear and timely and the process was very smooth. The online portal was easy to use and documents were easy to upload. I would highly recommend their services and would use them again!”
John A. Oct-20
“Stephen Seidler is the real deal. This is the third time (maybe fourth?) we have used him. He shepherded me through the sale of a house between my two daughters with understanding and grace. His assistant Dianne Cardiel is also top-notch. These are people you can trust.”
Hazem J. Oct-20
“Stephen and his team were great to work with. They understood my needs well and were able to provide the right solutions. They were always available for questions. And they were very efficient in getting the loan to close on time.”
Isaac R. Sep-20
“Stephen Seidler and his team were professional and exceptional in their knowledge of the loan process. I've never experenced such a smooth loan experience. If I ever have another need for a loan, I will use Stephen and his team. Sincerely, Ike Riser ”
Barbara E. Sep-20
“Stephen Seidler and his staff are fabulous to work with! I highly recommend them.”
Zelica R. Sep-20
“Always appreciate the great service from Stephen and Dianna K!”
Paul B. Sep-20
“Stephen is awesome! He is incredibly helpful and knowledgable, he creates a level of trust that will keep me as his client forever !”
Priscilla B. Sep-20
“Stephen is exceptionally good at his job, I highly recommend him to anyone who wants no drama! Priscilla J Banks”
Michelle B. Aug-20
“Stephen helped me obtain my original loan on my condo, and has held my hand through 2 subsequent refinances. He has made a significant effort to understand my personal financial situation and goals to inform the recommendations for various options, and genuinely cares about assisting me. Working with Stephen was painless, personal, and efficient. I will continue to recommend Stephen to anyone needing a loan, and wish him and his family nothing but the very best! Thanks, Stephen!”
Karen M. Aug-20
“Overall very satisfied and found the entire process to be very organized, easy and quick. I have been working with Stephen for 30 years and his expertise and service is what keeps me coming back. Thank you!”
Kirsten K. Aug-20
“Thank you Stephen and Dianna! You made this process as easy as possible for both me and my dad. Much appreciated.”
Edwina C. Aug-20
“Stephen Seidler and Dianna Cardiel (his Licensed Loan Partner) are the best! They were always quick to respond to any question, very detailed and thorough. I am sure I am not the only one they are dealing with but they made me feel like there was no one else! How can they possible attend to all my needs 24/7?? I will not hesitate to recommend them to anyone. This is my second borrowing experience with them and fortunately they were still around to help me.”
Davinder C. Aug-20
“Stephen understood our situation immediately and worked the numbers as we did and made the whole process work. Several lenders/brokers had simply told us NO, infect Quicken backed out on us one day before closing so we were very nervous but Stephen and Dianna made the process close to seamless. We knew what we wanted and knew we were more than qualified and Stephen trusted us. Very highly recommend Stephen & team! ”
Moustafa H. Jul-20
“Stephen and his team were magnificent. As a first time home buyer, being weary of going into this, he and his team made me feel completely at ease and made the process truly painless and relief free. Just an all around great team.”
Shelly M. Jul-20
“I am speechless he is simply amazing!”
Brendan B. Jul-20
“Stephen Seidler helped us get our first mortgage and helped us refinance recently. Years before we bought our house a friend recommended that I speak with Stephen about our goal of homeownership. At every stage Stephen has been helpful, honest, and creative. He is highly responsive and informative. He certainly conducts business in a way which will guarantee that his clients keep returning. I would in good conscious recommend him to anyone I know thinking about financing a home.”
Shelly M. Jul-20
“I am speechless he is simply amazing!”
James E. Jun-20
“If interest fall more we will call Stephen again”
Rebecca M. Jun-20
“Stephen and Diana are a fantastic team! I would recommend them to anyone looking for a mortgage. Both my experiences with them have been easy, and quick. A pleasure to work with!”
Raghavender C. Jun-20
“Thank you, Stephen, for your help and guidance in financing and re-financing my home with Homebridge financial. The entire process is smooth without any hiccups, and Stephen and his team communicated regularly until the loan is funded. The online tools are very convenient to sign and upload the required documents.”
David A. Jun-20
“I have been a long time client of Stephen Seidler's. When he went to Homebridge, it was an easy decision to follow him there. Stephen and Dianna went above and beyond to help me in every way to close my loan despite multiple hurdles. They guided me through the process and were there whenever I needed them. I would not consider using anyone else for my mortgage needs. As far as I am concerned, Stephen and Dianna are the best team I have ever worked with in almost 30 years!”
Jeffrey B. Jun-20
“Stephen was fantastic. I would highly recommend him and his services. A very seamless process. I wouldn't want anyone else helping me with my loan”
“Stephen and Diana are the best. I trust them 100%”
JASON C. May-20
“Stephen is very knowledgeable and provided excellent service. I am very pleased with the loan he secured for me.”
“Stephen's team is nothing but amazing and we're so glad our realtor recommended it! All team members and Stephen were responsive whenever we had any question, silly as it could be. They are very attentive, supportive and, most of all, patient (that's for you Dianna)!”
STEVEN N. Mar-20
“Stephen and his team are excellent!”
Tati A. Oct-19
“I had worked with Stephen Seidler before twice when we refinanced our home. Top of the line person who was always eager to explain and reassure. He never objected to being asked a second and a third time for an explanation. He understood the special problems my family was confronting and worked through obstacles with skill and patience. His assistant Dianne Cardiel was also immensely helpful, always thanking us for our updates, and assuring us she was available for more questions.”
Andrey F. June-19
“Stephen is amazing! The best team ever!!!”
Anas S. May-19
“Thank you so much. you guys are the best”
Desiree M. December 2018
“Stephen and Dianna are very knowledgeable and answered all my questions.”
Kaushik B. November 2018
“Extremely responsive and supportive.”
Laura K. October 2018
“We have used Stephen and Dianna for multiple loans and they always exceed our expectations, we consistently recommend Stephen and team.”
Scott H. October 2018
“Stephen Seidler and Dianna Cardiel were incredibly helpful and helped every step of the way. Fast responses and information throughout.”
Amy F. September 2018
“Very responsive.”
Lakshmipriya S. Aug-18
“The process was very smooth.”
George C. Aug-18
“They were personable, professional and quick.”
Michael K. Aug-18
“Very responsive to questions. Great at providing explanations.”
George C. August 2018
“They were personable, professional and quick.”
Michael K. August 2018
“Very responsive to questions. Great at providing explanations.”
Lakshmipriya S. August 2018
“The process was very smooth.”
Michael K. August 2018
“Very responsive to questions. Great at providing explanations.”
Lakshmipriya S. August 2018
“The process was very smooth.”
George C. August 2018
“They were personable, professional and quick.”
Michael S. April 2018
“They were always quick to reply, informative and highly reliable. Stephen and Diana were exceptional!”
Jonathan B. April 2018
“They were great!”
Priscilla B. March 2018
“Specifically they answer every question you have plus, anticipate any questions you might have.”
Yousef H. March 2018
“They were very helpful, answered questions promptly and knowledgeable. They were very easy to deal with.”
Verzill S. March 2018
“Team 009 went over and beyond customer service. We are very pleased with the overall service provided and will not hesitate to recommend them.”
Manuel V. March 2018
“They kept me informed and kept me on my toes to get papers as soon as possible. ”
Sandra C. March 2018
“Excellent service, follow- through, honesty, speed and trustworthy.”
Tammy P. January 2018
“I have known Stephen and his loan team for over 10 years now.  They have done countless loans for my buyers (and myself too).  They are trustworthy, know their stuff and creative on helping clients improve their credit for better rates. Stephen is approachable, doesn't sugar coat... but in a good way... he honestly tells people where they are and what can be done to help them.   He keeps you up to date and always has your back.   We are working on a client right now that thought they couldn't buy for 6+ months; but with Stephan's brainstorming with client... they are able to make it happen much quicker. If you are looking for someone that doesn't put everyone in a box... call Stephen for more transactions without the unnecessary headaches.”
Ashton H. December 2017
“Transparency and communication are 10/10. Easy to work with.”
Agustin R. October 2017
“I was very satisfied with the service.”
Kyle H. October 2017
“Great information, support, humor and efficiency!”
Suong V. October 2017
“Very helpful.”
George C. October 2017
“Stephen and Licensed Loan Partner Dianna Cardiel are superior.”
Raghavender C. October 2017
“Ease of service.”
Boris B. October 2017
“Responsive, professional.”
Paul K. October 2017
“Because they went above and beyond in service.”
Reymond R. Concord, CA
“Stephen and team are a pleasure to work with. Very knowledgeable and always happy to help with any questions. They pay attention to the small details which I thought was impressive especially in the industry that they are in. World-class service and they made me and my wife feel right at home. Thank you!”
Louise B. Morgan Hill, CA
“Steve had done previous loans for me in an emergency situations and came through, and again he came through. I appreciate you Steve and I hope your company appreciate you also”
Brett J. San Jose, CA
“You guys rocked it. You had loan docs in title one week before the COE.”
Mona K. Livermore, CA
“Went over different loan programs with my clients. Explained the loan process to the clients who were first time homeowners. Went to the signing to make sure everything was going smoothly. Professional - Timely - Relevant. Love Stephen and team!!”
Jeffrey H. San Jose, CA
“We have worked with Stephen on several loans and are always happy with the results. He and his team take care of us and always make sure that we get what we need and are aware of what is happening during the process.”
David A. Fresno, CA
“We had a lot of hurdles to get over and Team 009 came through. They always reassured me and made feel like they cared and were going to make sure the loan closed.”
Bradley J. Livermore, CA
“They were extremely friendly and helpful with all of my questions. Kept the mood light in a stressful process! Stephen and Dianna are great!!!!”
Lisa C. Livermore, CA
“They were always very prompt, professional, and available to answer any and all questions.”
John A. Oakland, CA
“These people are thoroughly professional, generous with explanations, timely in execution, and just a pleasure to work with.”
Tony H. Castro Valley, CA
“Thanks Stephen and team! Your team has been great, knowledgeable, and helpful throughout the whole process. Thank you Stephen for taking the time and explaining the loan docs to us.”
Tony H. Castro Valley, CA
“Thank you Stephen and Dianna for helping me through the refinance process. They were very informative, patient, and sincere with helping me getting it done. Stephen took the time to explain everything in detail to make sure everything was covered. You guys were awesome!!! Thanks.”
David Y. Pleasanton, CA
“Thank you again for everything and you are welcome to put me down in your website for advertisement purpose. I was rejected by other well-known banks, twice and a number of other smaller banks. Again, my sincere thanks to you, Stephen, and the 009 Team. You do make a BIG difference in my life!!”
Michele C. Tracy, CA
“Stephen and his team is awesome. It took a few years for me to be able to refi but each time I contacted Stephen he went above and beyond in trying to get the refi. I would recommend his team any day!”
Christian R. Livermore, CA
“Stephen and his team were honest, responsive and very efficient. The process was smooth and seamless.”
Cynthia S. Orinda, CA
“Stephen and his team were outstanding! I cannot wait to work with everyone again.”
Patrick C. Campbell, CA
“Stephen is very professional and hard working.”
John R. Monterey, CA
“Stephen, Dianna, and Team were readily available and proactive in all facets of the transaction. I would gladly work with them again and look forward to providing future business their way!”
John A. Gilroy, CA
“Since 2010 I '”
Robert V. Palo Alto, CA
“Made the whole process simple, fast. Friendly service and knowledgeable staff.”
David C. Gilroy, CA
“I really appreciated the time everyone took to ensure I was getting the best loan possible for my situation.”
George C. San Francisco, CA
“I love Team 009. I have done business with them for 5 years now. As a matter of fact, I will not go with anyone but them. They just rock. It is very important that you find a Loan Officer who is on top of things and very responsible. They are the 5 stars service.”
Keith N. Campbell, CA
“I appreciate that Dianna worked with me on my timeline. Although I didn't always promptly reply to her emails, she always responded to mine in a timely manner. She was also very easy to get a hold of over the phone and she always spoke to me in a professional manner.”
Sharon M. San Jose, CA
“From the very beginning they were so kind! Never made me feel less than because we had so much debt! Always positive and helpful! The whole process was easy!”
Brett J. San Jose, CA
“Didn't have to ask for updates, they proactively updated us! Such a breath of fresh air. Loved working with them. I would highly recommend them in the future.”
Dana H. San Jose, CA
“Communication that keeps me up to date.”
Kenn C. Mountain View, CA
“All was accomplished exactly as promised.”

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