About Scott Gilman

As a licensed Homebridge Mortgage Loan Originator in California (NMLS #312637), Scott Gilman can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Scott welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Scott has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Scott Gilman Anytime

Feel free to contact Scott anytime by phone or email for personalized service and expert advice. Scott Gilman will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016

What Our Customers Say About Me

Dianne D. Jul-21
“This was by far the fastest and easiest refinance process ever!!!”
Wishard W. Jul-21
“Scott and Alan were both very helpful throughout the process and were very responsive to any questions that we had”
Craig G. Apr-21
“Easy process, very profession and easy to deal with! Great service. Will use them again”
Ralph B. Apr-21
“We were very satisfied with Scott & Alan's dealing with our refinance. We would recommend then and use them again if need be.”
Kathy G. Apr-21
“Scott was very professional and I enjoyed working with him.”
Alexandra L. Apr-21
“Scott was extremely responsive - like literally responded within 15 minutes any time we needed him or had a question - and he was really patient with explaining all of our options. We also worked with Allen from his team who helped with the day to day of paperwork gathering and he was responsive, patient and friendly as well! I would highly recommend both of them and would definitely work with them again if needed!”
Timothy S. Apr-21
“Thank you Scott for making this process seem easy and understandable”
Stacey C. Apr-21
“I had a great experience working with Alan and Scott. Alan kept me informed every step of the way during my complex refi.”
Brande H. Mar-21
“I wanted to confirm that the second person assisting me after Scott, was Alan Osowski. Both gentlemen were very helpful, attentive, personable and easily assessible when needed.Thank you again for providing a great experience for me!”
Alisa B. Mar-21
“Scott & Al are fantastic! I never need to worry when they are involved. They stay on top of the process and update me along the way. Grateful for their help.”
Rodney M. Feb-21
“Scott and his team were great to work with. The only issue we had with documentation had to do the a requested Certification of Trust. I recommend you provide a fillable blank certification document for the customer to use and get notarized. There are many different types. I would be simpler if you provided a blank with the information you require. Many businesses do provide the blank forms to their customers.”
Isaac E. Feb-21
“My husband and I had a fantastic experience with Scott and his team. Extremely capable and supportive, the team helped us through the whole process with ease and a personal touch. We can't thank them enough!”
Vandana S. Feb-21
“The second applicant had to login via their own email to complete their portion but this was not explained so we lost a few days not doing what we needed to do to complete the application process. Would have been helpful to know that upfront.”
Sy T. Jan-21
“Great !!!!!!”
Francine O. Jan-21
“Scott is dependable and easy to work with. This is my second time working with him and i would be glad to recommend him in the future.”
Christian B. Dec-20
“Scott and his team were extremely helpful throughout the loan process. They answered all of our questions in a very clear and timely manner and the loan was able to close way faster than we even anticipated. Thanks a lot.”
Allison H. Dec-20
“Scott is always so patient with answering all our questions, and is so knowledgeable in all the ways the loan could be adjusted to help us as much as possible.”
Shawna R. Dec-20
“Scott Gilman is very knowledgeable. Rates were very good. Always called or texted me right away. His assistant Alan Osowski is extremely helpful. I highly recommend.”
George O. Dec-20
“Great job, Thanks Scott and Alan”
David F. Dec-20
“Scott and Al did a great job and I will continue to use them personally and refer clients and friends.”
Edward B. Dec-20
“As soon as I got in contact with Scott Gillman, we started the loan process. It was great working with him. He is fast, efficient and knowledgeable. He made it very easy. I will recommend him.”
Paul J. Nov-20
“Scott was very easy to work with. He let us know right from the start what would be required, and followed up quickly throughout the process.”
Jeffrey D. Nov-20
“Scott Gilman builds standing relationships with his clients and makes them feel comfortable through the loan process. He's the absolute BEST!”
Gail R. Nov-20
“Have worked with Scott before and would not hesitate to do so again. We have recommended him to many friends and relatives.”
Oliver I. Nov-20
“Thank you Scott everything went very smoothly”
Susan E. Nov-20
“Scott and his team were extremely helpful. Rates and service were excellent!”
Sreescanda S. Nov-20
“Scott is the absolute best. I have worked with Scott for almost 6 years and will choose no other mortgage broker. His assistant Alan is just as courteous and professional and both are an absolute delight to work with. They make the process so easy and painless.Five stars for Scott and Alan”
Susan R. Oct-20
“Scott Gilman is great! He made me feel comfortable thru the whole process. Alan Osowski worked very close to Scott and between both of them everything went very smooth. I can't blame anyone for the closing taking longer than I thought it would, I think the lenders are just on overload. I would not hesitate to contact Scott if I need help in the future!”
Steve L. Oct-20
“I've refi many times through other banks.. And going through Homebridge was the easiest refi ever.. Scott and the others we dealt with have all been awesome and answered all my questions immediately. I will definitely recommend Homebridge nuse you guys again for sure.. Thks”
Leonard V. Oct-20
“Scott Gilman and his assistant Alan Wow they are amazing and make everything easy.”
Jerry C. Sep-20
“Scott and Alan are the best home loan agents out there. I have used Scott 5 times and referred an equal amount of people to him and Alan. Two assets to Homebridge - without a doubt.”
Raphael F. Sep-20
“Scott Gilman and his team, notably Alan, were incredibly approachable and helpful from the start. I am the type of person that needs to make sure I understand everything before signing anything and the team was willing and able to provide their time to make me feel more comfortable with all the details and documentation.”
Caleb S. Sep-20
“Scott and Al both did great jobs. Al went above and beyond to help us get the loan closed. We are very grateful for his help.”
Rogelio S. Sep-20
“I dealt with both Scott Gilman and Alan Osowski. I am very happy with their knowledge, competence, attentiveness, and responsiveness.”
Liana B. Sep-20
“Excellent service. Scott and Al are the best!”
Susan H. Aug-20
“This was the best refinance I have ever experienced !!! Thank you. I worked with Scott Gilman and Al Osowski both were responsive to any questions I had and they kept me updated on the progress of my loan. I would highly recommend them!”
Sandra M. Aug-20
“Alan and scott were fantastic.”
Scott A. Jun-20
“Scott was great and on point to answer all our questions as first time home buyers. Glad we had him and his team to lean on through the process.”
Cherie D. Jun-20
“I never met, spoke with or received anything from Scott Gilman. Is he a real person? My broker and only contact was with Al Osowski. Al was AMAZING. A 10! This was the easiest re-fi ever! Thank you Al!”
LISA B. Apr-20
“Scott Gilman and Al O. are always good to deal with. I have recommended others to Scott also.”
“Thank you for all your help”
“Scott Gilman is honest ethical and more knowledge of the lending side of a real estate transaction that any other lender. I'm a Real Estate agent and Scott is by far the best in the business. a 10 +++++.”
JAMES H. Apr-20
“Scott Gillman and Alan Osowski are like family. Every family needs a doctor, lawyer, plumber and mortgage financier. Very personable and knowledgeable. Truly a pleasant experience. Both of our adult children have had the same experiences, and we are all repeat customers. Thank you for making our homeownership dreams come true.”
“Scott did an excellent job”
ETHAN L. Dec-19
“Scott Gilman is Amazing and If anyone is looking for a lender he will take care of you. Very professional and a pleasure to work with.”
LAURA H. Dec-19
“Thank you, Scott. Great service. I will recommend Homebridge!”
Louise K. Oct-19
“Scott Is vey knowledgeable and customer focused. hr knows things that others are not as informed about. He will get you the best deal, the quickest and least painful route. Great experience.”
Todd G. Sep-19
“Scott was great and loan process timely and great interest rate and terms. Would use him again”
Chad C. Sep-19
“good job guys thanks.”
Sylvia O. June-19
“Prompt attention to my needs...loan closed in an expedient manner, which was impressive.”
Harold C. April-19
“Scott Gilman again exceeded my expectations and provided amazing service!”
Wayne S. January-19
“Scott Gilman and Alan Osowski are the best! Knowledge, helpful, responsive- a pleasure to work with!”
Ryne D. May-19
“Scott Gilman was responsive and patient. He answered all of my questions and made me feel comfortable and secure. We couldn't have asked for a better person to work with!”
Jason R. December 2018
“Al is awesome!”
Tanya W. December 2018
“It was easy and everyone was helpful.”
Sreescanda S. December 2018
“Fast, professional service. No hassles. Great working with Scott Gilman and Alan Osowuki.”
Juliet T. December 2018
“Helpful, understanding, dependable and very patient.”
Edward B. November 2018
“Knowledgeable, quick and easy.”
Mark S. November 2018
“Very accessible and honest.”
Geoffrey S. September 2018
“Great service.”
Richard F. September 2018
“Accuracy and speed.”
Kyle M. September 2018
“Web ratings and reviews.”
David B. September 2018
“Scott and Al are amazing and a joy to work with. This is how it should be to get a loan.”
Ryan R. September 2018
“Great overall experience with Homebridge.”
Chaim A. September 2018
“Professional and easy.”
Erin F. Aug-18
“Great experience!”
Sreescanda S. Aug-18
“Expedient, easy, courteous and efficient.”
Sean E. Aug-18
“Incredible service, great communication. They did an outstanding job!”
Daniel W. Aug-18
“Easy to contact, very helpful and I felt they really worked for us.”
Robert W. Aug-18
“Recommended by Barlow Realty. Great customer service and helpful.”
Erin F. August 2018
“Great experience!”
Sreescanda S. August 2018
“Expedient, easy, courteous and efficient.”
Sean E. August 2018
“Incredible service, great communication. They did an outstanding job!”
Daniel W. August 2018
“Easy to contact, very helpful and I felt they really worked for us.”
Robert W. August 2018
“Recommended by Barlow Realty. Great customer service and helpful.”
Erin F. August 2018
“Great experience!”
Sreescanda S. August 2018
“Expedient, easy, courteous and efficient.”
Sean E. August 2018
“Incredible service, great communication. They did an outstanding job!”
Daniel W. August 2018
“Easy to contact, very helpful and I felt they really worked for us.”
Robert W. August 2018
“Recommended by Barlow Realty. Great customer service and helpful.”
Ronald J. June 2018
“Personal attention excellence.”
Nico W. June 2018
“They are prompt with their services and friendly as well.”
Shani F. June 2018
“Highly organized and responsive.”
Marlena C. June 2018
“Because they are amazing!”
Allison H. June 2018
“The HomeBridge team is excellent at explaining the process and is very responsive.”
Scott R. May 2018
“Scott is a true professional and an expert in his field. He is the best broker we have worked with.”
Patrick F. May 2018
“Recommended by a friend.”
Frederick D. May 2018
“Scott and Alan were very helpful and knowledgeable.”
Gabriel A. May 2018
“Scott is easy to work with, professional and always available.”
Christine M. May 2018
“I am very happy with the customer service!”
Joseph S. May 2018
Alisa B. April 2018
“Scott and Al are great to work with and they help you all along the way.”
Carly L. April 2018
“Scott and Alan worked very hard for me!”
Gregory A. April 2018
“Scott and Alan were very informative, efficient and always available!”
Jerry C. March 2018
“This is our third time working with Scott Gilman. He is very thorough and results oriented.”
Barry S. March 2018
“Excellent service and people.”
Richard P. December 2017
“Everything went smoothly.”
John S. December 2017
“ML.O is creative, attentive, helpful, speedy; very positive experience. ”
Tyler B. December 2017
“They were quick to answer emails and phone calls. ”
Pamela L. October 2017
“Scott did a great job.”
Polly B. October 2017
“Everyone was awesome!”
Donald H. October 2017
“Everyone knew what was going on and guided us there.”
Joshua C. October 2017
“Everyone was fantastic, diligent, informative, helpful.”
Elliot P. October 2017
“Scott and his team were quick to respond and on top of completing my home loan.”
Dadyar R. October 2017
“Al is great! He has helped me with my purchase and 2 refinances.”
Sean M. Long Beach, CA
“Scott Gilman was very professional and informative. He closed on time with no issues.”
the process was smoother and less painless than I could have imagined. Cathy Moran
“Communication was clear and timely”
David B. Westlake Village, CA
“On top of every detail.”
Staci S. Thousand Oaks, CA
“You guys were easy to work with. You made the process un stressful. Thank you! I will be calling you again for my next loan. Thank you.”
John S. Thousand Oaks, CA
“You always handle our requests with the greatest speed and we appreciate it! Thank you!”
Jeanne B. Camarillo, CA
“Very responsive and great communication. Always replied in a very timely manner.”
Kristen L. Camarillo, CA
“Very quick to respond and always had an answer for us.”
Armando V. Canoga Park, CA
“Very efficient.”
Paul M. Thousand Oaks, CA
“Unbelievable customer service and the best communication ever!”
Roy B. Newbury Park, CA
Brian W. Thousand Oaks, CA
“Scott G. and team were fantastic, and they were quick with the whole process. They closed my loan in two weeks! They kept me up-to-date with each step and provided great customer service. I will definitely reccomend others to your company. We are loving our new home!”
Carl L. Thousand Oaks, CA
“Scott Gillman and team were wonderful in their ability to get the loans we needed. My wife and I cannot say enough about both of their professionalism. Great job!”
Lance L. Moorpark, CA
“Scott Gillman is the absolute BEST Loan Officer there is. He is the most positive CAN DO professional we'”
Keli D. Moorpark, CA
“Scott Gillman provided excellent service by communicating through the process, not only to the buyer but to the realtors as well - a true professional! Without a doubt, I would refer Scott to future clients in need of lending.”
Wayne S. Camarillo, CA
“Scott Gilman and Alan Owinsky were quick and easy to work with. All my questions were answered throughout the process. I will refer others to these two gentlemen.”
Josef M. Agoura Hills, CA
“Scott Gilman and his team were fantastic. Attentive and understanding with any needs we had.”
Sreescanda S. Thousand Oaks, CA
“Scott Gilman and team are the best--professional, punctual, diligent, courteous, knowledgeable, but above all else they made the process easy and stress free. I will recommend them to my friends because after working with them, I cannot think going anywhere else for my home mortgage business.”
Ronald A. Playa Del Rey, CA
“Scott is incredible. His knowledge and professional personality were a joy to work with. I was happy with all parts of the refinance process. Scott did an amazing job and took care of everything. There is no one I would trust other than Scott. I recommend him to all my co-workers and friends and I'”
Donald P. Thousand Oaks, CA
“Scott and Al were always available and responsive to any question or request that we had plus provided sage advice and opinions when asked.”
Jamie B. Los Angeles, CA
“Scott and team were incredible, so responsive and helped make what can be a stressful time, an amazing experience !”
James F. Camarillo, CA
“My Loan Officers were impeccable. They were on top of every detail and guided me through the loan process with a relentless commitment to making sure I was happy and treated with the utmost respect as veteran applying for a VA loan.”
Jaime C. Porter Ranch, CA
“Mr. Gilman and his team are extremely knowledgeable and professional. They made my home buying experience less stressful. I would recommend them to all my friends and family.”
Leonard V. Camarillo, CA
“Mr. Gilman and Mr. Osowski, were on top of everything, they are a great team. They took me step by step so I new what to expect, I was also kept inform as to what was going on. It was a pleasure working with both of them they exceeded my expectations. When I purchase another house I would only use this team. Thank you Mr. Gilman and Mr. Osowski.”
Arnulfo M. Los Angeles, CA
“I would like to say that Mr. Al Osowski was very professional but at the same time he made you feel very comfortable and at ease with the whole process that can be quite stressful. I also want to thank him because he helped me navigate my computer (I am not computer savvy) in order to complete process. It was great doing business with him. You should be proud to have team member like him. Wishing you much success.”
Charles P. Camarillo, CA
“I was constantly advised status throughout the entire process. Professional is an understatement. Great experience! Thank you.”
Mojgan T. Thousand Oaks, CA
“I had a very pleasant experience with Scott Gilman and team during my recent loan process. They were very professional, knowledgeable, efficient, responsive, and helpful. This was not my first experience of purchasing a property or going through the loan application but, no one has ever explained the process to me so thoroughly and making me understand the rates and points. Scott made sure I understood what is being offered to me and I really appreciate his time and patience with me. They delivered what they promised me and I was very happy with them.”
Vicente U. Camarillo, CA
“He was very professional in doing his job and attended to all our needs. Everything was done in a timely manner.”
Lawless V. Westlake Village, CA
“He made the language understandable for me. Explained the terms and answered my questions in a friendly yet professional way. He made the process easy to work through,.”
Joanne D. Camarillo, CA
“He had a limited time to close the deal and he got it done. I understood the process as we were going through it. He kept me fully informed.”
Robert T. Camarillo, CA
“Great work, Scott and Al! It was nice to work with competent and knowledgeable folks. Keep up the good work!”
A S. Newbury Park, CA
“Great Loan Officers, quick and thorough service.”
Roy B. Westlake Village, CA
“Experience, personal service, timeliness.”
Fred R. Oxnard, CA
“Everyone involved was great!”
Nancy B. Camarillo, CA
“All was quite helpful during a difficult transaction. He was professional and calm when I was frantic.”
Nicole L. Cloverdale, CA
“Al Osowski was just awesomely helpful, and smart. He stayed calm through any last minuet crisis, guided me through several stressful situations, and even took a late night call. He really made this loan happen, and it was a great rate too. He was the best!!!!”
Joyce R. Camarillo, CA
“Alan and Scott did a terrific job! Funded on time and closed on time. We are very pleased! Hats off to two professionals!”

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