About Sandy Edelstein & Kristian Radev

As licensed Homebridge Mortgage Loan Originators in California, Sandy Edelstein (NMLS #250745) and Kristian Radev (NMLS #1114814) can assist you with your home loan needs, including:

  • First-Time Purchase
  • Second-Home Purchase
  • Refinance
  • FHA and VA
  • Conventional
  • 203(k) Renovation
  • Jumbo

Sandy and Kristian welcome the opportunity to serve your needs with quick and accurate real estate financing advice. Sandy and Kristian have the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.

Contact Sandy Edelstein Anytime

Feel free to contact Sandy anytime by phone or email for personalized service and expert advice. Sandy Edelstein will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

To contact Kristian Radev:

Mortgage Loan Originator in AmericaMortgage Executive Magazine 2016

What Our Customers Say About Me

Eric K. Jul-20
“Sandy is the BEST! Totally takes care of his clients, and we were well informed on our journey to buy our new house!”
Christopher D. Jul-20
“SANDY EDELSTEIN IS A FRIGGIN STUD. GIVE THIS MAN A RAISE IMMEDIATELY! He was timely, courteous, engaged, caring, accurate, witty, knowledgeable, and very handsome. I am sure there is a myriad of other positive adjectives to describe him, however, I need to get back to work. Make sure Sandy is there for my next home purchase please.”
Richard C. Jun-20
“Sandy you are the best! Thanks Again for making this process as least painful as possible. Lol”
Paola A. Jun-20
“For the first time ever, I never felt like I was going through a mortgage process! It was painless, pleasant and u believably speedy and efficient!”
Kevin E. Jun-20
“Sandy was incredible!! After all these years, we have purchased several homes and never have we enjoyed with anyone quite like Sandy. He gets the job done quickly and as easily as possible for the customer. We could not recommend him more and we are grateful for all he did to make this process seamless and enjoyable. Thanks so much!”
Christopher S. Jun-20
“Sandy was very helpful and efficient to work with. Definitely would recommend.”
Elaine T. Jun-20
“Sandy Edelstein was great to work with. He explained the process clearly and was always available to answer questions. Thoroughly recommend him.”
JOSE P. 20-Apr
“Kristian Radev was very attentive, very knowledgeable and quick to answer any question I had. I would highly recommended him”
JOSEPH G. Mar-20
“I have either purchased or sold several homes including primary, secondary, commercial and residential investment properties. I can without hesitation say that Sandy Edelstein has been the single best that I have ever worked with. He could not have been more professional, pleasant, prompt, clear and concise and made a potentially cumbersome process actually enjoyable. I would and will give him my highest possible recommendation!”
GARY C. Mar-20
“Sandy did an incredible job every step of the way, highly recommend him at anytime to my friends. Great guy, knows his stuff, very efficient.”
“Sandy and his team are the best.”
RONALD H. Jan-20
“Sandy Edelstein is simply the best I have ever worked with in managing the process of obtaining a mortgage loan. Our experience with him on the original loan made it a lock to use him on the refinance. He is an excellent communicator and makes sure you know what to expect each step of the way.”
JOSEPH O. Nov-19
“Sandy was professional throughout the entire process from start to finish. Initially he told us what to expect and then kept us informed throughout -- up until closing. Closing was quick and easy. Definitely will recommend him to others.”
John C. Sep-19
Eric K. Sep-19
“Sandy does an excellent and timely job keeping you informed at all times and assisting with keeping the process moving. In my opinion, this is the most important function of processing a loan in today's mortgage environment.”
Gary C. Jul-19
“Sandy is a rrue professional, very efficient, helpful, and always courteous”
Michael O. April-19
“The person I worked with, Kristian Radev, was terrific. He was helpful and professional from the beginning to the end of the entire process. You should be proud to have this man working for you, I was.”
Ralph M. April-19
“Sandy Edelman was excellent to work with . He was thorough, professional; calm when we were feeling stressed... Kept in daily communication with us. He was demanding, justifiably so. We needed to get this loan in a short period of time and he stuck with us to make it happen. We really appreciate all Sandy did for us. We would definitely recommend him.”
James S. April-19
“Sandy was great!”
Susan S. April-19
“Sandy was very knowledgeable and easy to work with. He answered all questions quickly and stayed in touch on a daily basis until mortgage was approved. I would highly recommend Sandy Edelstein.”
Anthony D. December 2018
“Good communication and availability.”
Thomas G. December 2018
“Third time with Sandy and Homebridge. Each application was processed efficiently.”
G C. December 2018
“Kristian was always available to answer any questions. Pre approval within 48 hrs.”
Paul S. December 2018
“Sandy Edelstein is a consummate professional. We have been with him for years due to his quality and work ethics.”
Robert S. November 2018
“Sandy Edelstein was very helpful.”
Ross H. November 2018
“Sandy is a pleasure to work with. Professional, kind and informative.”
Mark T. November 2018
“Always easy to work with, Very professional.”
Anton M. November 2018
“Sandy Edelstein is a very professional broker. Very easy to deal with!”
Andrew B. October 2018
“Great, fast service.”
Robert S. October 2018
“Excellent guidance through the process by Sandy Edelstein.”
William F. October 2018
“Prompt and efficient, quality service.”
Russell H. October 2018
“Recommended by CU Escrow for facilitating with Indian Head lease.”
Douglas T. October 2018
“Kris Radeo was friendly and great to work with.”
Catherine G. October 2018
“Sandy Edelstein was excellent and very detailed. I would absolutely recommend him.”
Steven L. October 2018
“Fast, efficient, honest.”
Carolyn N. September 2018
“He and his team are very good at what they do.”
V T. September 2018
“Sandy Edelstein has made the entire process clear cut and comfortable.”
Julie M. September 2018
“Sandy was very responsive and knowledgeable. I also appreciated the issues/ questions he addressed for me/ advised me on.”
Robert V. September 2018
“The process was very smooth.”
Mark N. September 2018
“Excellent experience.”
Mark S. Aug-18
“Sandy was incredible! Fast, efficient, accurate, honest and unbelievably knowledgeable!”
Michael S. Aug-18
“Easy to work with.”
Kevin F. Aug-18
“Responsiveness, flexibility and service.”
Susan B. Aug-18
“Available and knowledgeable.”
Leon H. Aug-18
“Excellent communication with us and easy to work with.”
Keith A. Aug-18
“Terrific service, great communication, rapid response and thorough answers to all questions.”
Mark G. Aug-18
“I have many choices in the lending world. Sandy always does a great job!”
Christopher H. Aug-18
“Sandy was quick and knowledgeable.”
Dennis O. Aug-18
“Very quick turnaround and great customer service.”
Ronald S. Aug-18
“Excellent service.”
Kevin F. August 2018
“Responsiveness, flexibility and service.”
Susan B. August 2018
“Available and knowledgeable.”
Leon H. August 2018
“Excellent communication with us and easy to work with.”
Keith A. August 2018
“Terrific service, great communication, rapid response and thorough answers to all questions.”
Mark G. August 2018
“I have many choices in the lending world. Sandy always does a great job!”
Christopher H. August 2018
“Sandy was quick and knowledgeable.”
Dennis O. August 2018
“Very quick turnaround and great customer service.”
Ronald S. August 2018
“Excellent service.”
Mark S. August 2018
“Sandy was incredible! Fast, efficient, accurate, honest and unbelievably knowledgeable!”
Michael S. August 2018
“Easy to work with.”
Ronald S. August 2018
“Excellent service.”
Mark S. August 2018
“Sandy was incredible! Fast, efficient, accurate, honest and unbelievably knowledgeable!”
Michael S. August 2018
“Easy to work with.”
Kevin F. August 2018
“Responsiveness, flexibility and service.”
Susan B. August 2018
“Available and knowledgeable.”
Leon H. August 2018
“Excellent communication with us and easy to work with.”
Keith A. August 2018
“Terrific service, great communication, rapid response and thorough answers to all questions.”
Mark G. August 2018
“I have many choices in the lending world. Sandy always does a great job!”
Christopher H. August 2018
“Sandy was quick and knowledgeable.”
Dennis O. August 2018
“Very quick turnaround and great customer service.”
Jon A. June 2018
“Efficient service, attentive staff and clear communication.”
Robert T. June 2018
“Great service, fast and efficient!”
Anna M. June 2018
“Excellent service. Handled in a timely manner.”
Elizabeth A. June 2018
“Great service and very helpful. I would recommend highly to family and friends.”
Kelly L. May 2018
“Sandy has been great to work with again.”
Karen D. May 2018
“Easy to work with and professional.”
Mark T. April 2018
“Smooth and professional!”
Curtis T. April 2018
“Sandy and the team were responsive and very thorough in answering all of my questions.”
Joseph S. April 2018
“Sandy was extremely helpful in helping me move through this process. He is very knowledgeable and was responsive to all of my questions/ concerns in a timely manner.”
Jane M. April 2018
“Fast, professional and a good experience.”
Maureen H. April 2018
“Sandy is detailed, trustworthy and thorough.”
Marisela C. April 2018
“Great service. Sandy was extremely knowledgeable and helpful.”
Joseph S. April 2018
“Sandy did a fantastic job!”
Billy W. April 2018
“Fast and efficient.”
Jeffrey B. March 2018
“Pleasurable experience.”
Brian O. March 2018
“Great communication with Sandy who did an excellent job explaining the loan options, etc.”
William S. March 2018
“They are extremely professional, clear, focused and easy to work with! Sandy is a pro!”
Jeffrey F. March 2018
“Everything went smoothly and professionally. Sandy was always available for questions or clarification.”
Andrew M. March 2018
“The team was very efficient and easy to work with.”
Michael L. March 2018
“Everything was smooth and organized from beginning to end.”
Augustine M. March 2018
“Prompt, available, pleasant and quick to communicate.”
Donald W. March 2018
“Quick, smooth and professional transaction.”
Donald W. March 2018
“Quick, smooth and professional transaction.”
John W. January 2018
“Awesome customer service, very knowledgeable.”
David T. December 2017
“Great Service.”
Yolanda B. November 2017
“Completely satisfied.”
Debra H. October 2017
“Great communication.”
Sheldon A. October 2017
“Efficient and timely.”
Christopher K. October 2017
“Great service.”
Scott G. October 2017
“Ease in process of refinancing.”
David W. October 2017
“Thorough and great follow through.”
Jacqueline T. October 2017
“Excellent, proactive service.”
Kristen H. October 2017
“It was easy, no hassle.”
Jerry M. October 2017
“Easy and quick.”
Preston L. October 2017
“Sandy was recommended to us.”
Cary B. October 2017
“Availability, attention to detail, responsiveness, accuracy.”
Robert Z. Cathedral City, CA
“Very helpful and had good information for us. Made everything very straightforward.”
Richard W. Palm Springs, CA
“Sandy was very informative and quick to answer any questions I had. His help was greatly appreciated.”
Brandon S. Palm Springs, CA
“Sandy was a pleasure to work with. Sandy let me know exactly what was needed and was very responsive to my needs. I have worked with many Loan Officers over the years and Sandy was by far the best I have ever encountered.”
Stephanie T. Rancho Mirage, CA
“The communication was fantastic and the loan came in early!”
Kristin R. Palm Springs, CA
“Sandy Edelstien provided outstanding customer service to both the buyers and the agents. This was a stress-free transaction thanks to Sandy's excellent communication skills and dedication to success.”
Tony O. Palm Springs, CA
“I like that he kept me informed throughout the process. He met everyone's deadlines and worked closely with the Escrow company and his clients.”
Alan K. Palm Springs, CA
“Sandy Edelstein was friendly, super competent and very clear about what our options were and what was required of us. He was a pleasure to work with and extremely responsive. I would highly recommend him and your company to anyone.”
Bradley H. Yucca Valley, CA
“Sandy did an excellent job getting the client through the loan process. Thank you Sandy!”
Timothy G. Palm Springs, CA
“This was my 15th or 16th loan and I've never had a smoother process! Sandy is the best!”
Lawrence B. Palm Springs, CA
“Property is on a land lease. We discovered an issued where the existing loan had not been correctly recorded with the leaseholder. Sandy Edelstein worked with the leaseholder to find a compromise option that was good for everyone. Kristian Radev kept me informed and on-track with all required documents, signing, etc. This guy is efficient! Thanks everyone for success with the most challenging refinancing I've had to date.”
Dean S. Palm Springs, CA
“Worked with an extremely difficult client and was still able to close the loan in a timely fashion. Sandy went out of his way to make this transaction happen.”
Jacqueline T. Idyllwild, CA
“We buy and sell real estate for a living and without question this is one of the best experiences we 've ever had. Sandy Edelstein is organized, detailed and proactive. The process was smooth and we were informed every step of the way. We wish all of our transactions were this seamless. We wouldn 't go anywhere else if we were going to take out another loan. We will definitely refer him to all our friends and associates.”
Jeffrey M. Palm Springs, CA
“Very smooth process and very professional. Sandy was awesome!!”
Quentin K. Palm Springs, CA
“Very timely and proactive communications/ instructions throughout process.”
Kenneth M. Palm Springs, CA
“Very responsive”
Erin D. Cathedral City, CA
“Todd was able to help problem solve an issue with regards to a low appraisal! Really outside of the box thinking! Thank you, Todd.”
Clifford C. Palm Springs, CA
“This was the third time Sandy helped me with my loan. He is efficient and thorough. He explains everything he is doing and where we are at with the process. He is always receptive to questions and he gets things done fast. He is impressive.”
Mark S. Palm Springs, CA
“Sandy was very efficient and thorough, very timely on follow ups and made the transaction hassle free.”
R D. Palm Springs, CA
“Sandy was very efficient. He kept us informed as to what was needed and made signing loan documents easy through the e-sign system. He answered questions that I had in a timely manner and was very pleasant and professional to work with.”
Andrew T. Palm Springs, CA
“Sandy was very prompt with replies to our questions/concerns. Excellent service!”
Ira S. Palm Springs, CA
“Sandy Edelstein moved things along very efficiently, helped me, explained everything in detail and was a wonderful mortgage person to deal with. This is the second mortgage he helped me with and I highly recommend him to people.”
Christopher M. Palm Springs, CA
“Sandy Edelstein was exceptionally attentive and kept us well informed. Also expediting through the BIA was greatly appreciated.”
Diane G. Palm Springs, CA
“Sandy Edelstein was informative, efficient, and understanding. The loan process went smoothly and quickly. Sandy is a great asset and I will him recommend to anyone and everyone needing a loan.”
Jeffery K. Palm Springs, CA
“Sandy led me through the entire process and was so professional and patient. I hadn '”
Fredrick F. Cathedral City, CA
“Sandy told me at each step what documents were needed and gave me an honest explanation of the options available for the down payment, mortgage terms and rates.”
Terry N. Palm Springs, CA
“Sandy was always current and provided necessary updates through the process. Even offered to walk me through online document signing, too. (Which for techy ' inept, was a great offer!) He is very trustworthy and most sincere, too.”
Anthony W. Altadena, CA
“Sandy was consistently knowledgeable, patient and helpful throughout the process of securing our loan, making sure we were informed of all the options available to us and advising from a position of experience. He was very responsive and proactive, making sure that the process moved along as quickly as possible while also ensuring that we understood each step. Sandy always has an upbeat attitude making the process very pleasant - quite a feat given all the paperwork and stress entailed in getting a mortgage these days. We will always turn to Sandy in the future for re-financing or additional purchases.”
James H. Palm Springs, CA
“Sandy was extremely efficient and professional, and took the time to carefully explain next steps and answer our questions. An excellent experience overall.”
Patrick R. Palm Springs, CA
“Sandy was on top throughout the process. Couldn '”
Samuel T. Palm Springs, CA
“Sandy was prompt, courteous and helpful in directing us to all of the paper work that was needed to put together the loan package. We could not have been served better.”
Hugh W. Palm Springs, CA
“Sandy E. is a doll to work with”
Tamera B. Palm Springs, CA
“Sandy Edelstein and Kristian Radev made the loan process so easy for my buyer. Communication with updates were great. I will highly recommend these guys to any buyer needing financing.”
Joseph S. Palm Springs, CA
“Sandy Edelstein has always been consistent and professional. I continue to refer him and use him on my personal home loans.”
John S. Los Angeles, CA
“Sandy Edelstein has been our Loan Officer for years. He always finds the best options and expedites the process.”
Lynne B. Palm Springs, CA
“Sandy Edelstein is a professional. He is knowledgeable and really put my buyer at ease. I would recommend him again with confidence.”
Gil R. Rancho Mirage, CA
Gil R. Palm Springs, CA
“Sandy Edelstein is the consummate professional.”
Alex H. Orange, CA
“Sandy Edelstein made the entire loan process easy and painless. It was not stressful at all. Sandy kept us informed of everything, and was great in explaining terms and the entire process.”
Byron L. Palm Springs, CA
“Sandy and his team make our sales go so well! I shared with another mortgage broker today that they make a good back up source but no one gets it done like Sandy and team!”
Thomas M. Palm Springs, CA
“Sandy answered all question we had with courtesy and knowledge. He took the time to explain each aspect of the loan process and made the experience smooth and easy. Thanks!”
Fred A. Palm Springs, CA
“Sandy did a fantastic job! I would recommend him any time.”
Janet B. San Diego, CA
“My Loan Officer Sandy Edelstein is the consummate professional. His counsel, guidance and instructions helped me anticipate and meet the challenges I faced in navigating the loan process. I am so appreciative of his professional and calm demeanor in guiding me during what has been a very stressful time in my life. I am forever grateful.”
Daniel T. Palm Springs, CA
“It was a challenging situation, and lots of paperwork had to be done but Sandy made all possible he has great patience and resources. A stellar ending for a stellar expert.”
Susan C. Palm Springs, CA
“I have worked with Sandy before. Even though this process is never fun, Sandy makes it a little less painful. Sandy is able to come up with solutions to challenging situations, and for that I am thankful.”
Judson F. Rancho Mirage, CA
“I did not have a real estate agent so Sandy Edelstein helped me through the entire process and provided great support in many areas.”
Alex G. Palm Springs, CA
“He gives a new meaning to efficient. I was completely comfortable working with him.”
Colleen P. Palm Springs, CA
“He got this loan done faster than I have seen anyone perform in recent history. Every deadline was met, most of them ahead of schedule. There was not a single hiccup, question or delay at any point. Bar none, this was the best lending experience I have had in my 14-year career in real estate. I would not have believed it if I had not seen it. ABSOLUTELY PHENOMENAL!”
Randy S. Palm Springs, CA
“Finished well ahead of schedule. Well done!!”
George A. Palm Springs, CA
“Fantastic job. Very clean. Very quick.”
Thomas B. Palm Springs, CA
“During much of the process, I was traveling. While I had internet access, I didn 't have a printer. He understood my frustrations at times and found ways to work around the problem and find solutions.”
Patrick R. Cathedral City, CA
“Could not be happier. Sandy, his team and all the staff at Holly 's Homes were great throughout this entire process. Sandy was clear, patient and extremely helpful in explaining to us the purpose of everything that we had to submit, complete, explain, throughout the entire process.”
D C. Palm Springs, CA
“A major move is never easy, particularly as one gets older. Our Loan Officer, Sandy Edelstein, was more than helpful. We felt comfortable asking questions, even though we thought they may be stupid. Neither my husband not I are particularly computer literate, but Sandy guided us through and made it much easier for us to get through this transaction. We highly recommend Sandy.”
Tina G. Palm Springs, CA
“Sandy was a dream to work with, fast and friendly, he understood all the issues for us as small business owners, and made our loan happen within our time constraints. Always available to answer questions.”

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