About Roy Dunn

Roy Dunn, a native of Virginia, moved to Myrtle Beach more than 20 years ago. He graduated from The College of William and Mary and has more than 35 years of experience in financial markets. Roy and his team – The Optimal Service Group – are committed to delivering the highest level of service, while offering the best programs and rates available.

To this end, Roy is happy to lend his knowledge and expertise to his clients.

His business can be summed up in two words: Customer Service. He strives to prove this to each and every client. A firm believer that communication is imperative, Roy’s weekly updates to everyone involved in the transaction help make things go smoothly and close without incident. Referrals from past satisfied clients, top Grand Strand real estate agents, financial planners, CPAs, attorneys and developers make up 100% of his business and are a testament to the superior service he provides.

“Response is everything,” is Roy’s credo, and he strives to prove it with every transaction!  Active in the community, Roy is a youth football coach and an Elder in the First Presbyterian Church of Myrtle Beach.

What Our Customers Say About Me

Lisa R. May-22
“Joni Barnett was a pleasure to work with.”
Crystal T. Jan-22
“Roy Dunn made the process as smooth as I have ever experienced in over 10 different homes I have purchased over the years. He kept me informed and assisted me through multiple extensions.”
Dianne C. Dec-21
“It was a easy refinancing. Thank you!”
Deborah M. Dec-21
“I have already recommended Roy Dunn and Homebridge Financial Services to friends and will again. Thank you all for making this such a simple process and making my future plans come together.”
Melissa T. Sep-21
“Roy and his team picked up the ball that the competition dropped and got it over the finish line. Their speed and willingness to help made the process a lot less stressful. They made my beach house dreams come true.”
James O. Sep-21
“Joni at Homebridge was sooo amazing!! We loved her all through the process! We are so grateful for making my Husband's dream come true for the purchase of our Condo. Thank you for all your help with our loan!!”
Brent D. Jul-21
“Roy Dunn and Joni Barnett helped immensely in my first home purchase. Roy responded to my emails with text message speed. Joni was so personable, and helpful, it made the processing of the loan seem easy. Got a great rate with minimal amounts of effort. Roy and Joni, I know I've said it before, but thank you so much for everything!”
Frank F. May-21
“Roy along his team Kelly and Joni were outstanding. Very satisfied and would use Roy again for sure!!”
Thomas F. Mar-21
“Everyone involved was honest and professional, AAA+ rating!”
Richard A. Mar-21
“Mr. Roy Dunn is an excellent! What's not to like about the way he performs he expertise and detailed messages. Jodi Barnett was a super cummunicator. Kelly Morris need too communicate and responed better to emails and questions.”
Kenneth W. Dec-20
“Roy Dunn and Joni were excellent. Purchased many home and this by far was easiest and best handled. Class A operation”
Robert B. Dec-20
“Roy and his team are the best!”
Thomas P. Dec-20
“The process was almost painless. Roy responded to questions almost immediately. Joni and Kelly were so very helpful! My thanks to you all!”
John M. Dec-20
“Roy was recommended by our realtor and we couldn't be happier. He was very knowledgeable and precise in his delivery. Roy made the process very easy and painless!!!”
Kimberly C. Nov-20
“Mr Roy Dunn was Amazing!! Being a first time buyer he walked me through the process. He remained patient with me and used sense of humor that I needed. His email updates, I literally looked forward with each step of the mortgage and buying process but it was his 'video' communication, (in addition to calls, texts and emails) that added a personal touch even if we were are busy with daily routines. I, in fact told Mr Dunn early on how impressed I was as my earlier communications with other 'agents' in the beginning were not timely, were rude, and left me feeling alone.... Roy Dunn and Homebridge is who I will refer to friends and family and I will use again in the future, Thank You”
Steven L. Nov-20
“Roy and EVERYONE we worked with at Homebridge Financial were exceeded our expectations!!! So informative and easy to work with at all times, we HIGHLY recommend them !!!!”
Thomas B. Oct-20
“Roy was awesome. Very knowledgeable, responsive, and did an excellent job communicating throughout the process. I talked with several lenders and those qualities are not always present amongst your competition. I clearly knew more about mortgages than some of those people and that is not a good thing. Others seemed eager for the business but disappeared when I needed a question answered.”
Edward M. Sep-20
“Communication is everything in these processes. Roy Dunn is a great communicator.”
Virginia C. Sep-20
“We were very happy to have Roy Dunn help us with our first mortgage and now with our refinance mortgage to help lower the interest rate. He explained the process and it was done smoothly without any hassles you may experience with other lenders. If your looking for a mortgage or to lower interest rates in the near future we Highly recommend Roy Dunn and Homebridge Financial !”
James T. Sep-20
“Great service and ease of working with Roy and the team.”
James D. Sep-20
“We were very pleased with the process and all associated personnel at Homebridge.”
Billie O. Aug-20
“Roy and his team worked magic to get us closed by my required closing date. Tammy was spotter fantastic in keeping me updated as I was an over demanding client.”
Jacquelyn P. Aug-20
“From the start Roy Dunn was excellent. He explained everything we needed to know. Called and updated on the portal. Couldn't have asked for a better or nicer Loan Officer. Everyone we dealt with from Homebridge was top notch.”
Tracey Y. Aug-20
“Total experience was outstanding! Roy and team were amazing. Very timely, responsive, accurate and personable. Roy made the experience easy for doing the whole process virtually buying in South Carolina from Virginia. Would highly recommend and the whole process was complete in 30 days!”
John D. Jul-20
“Roy was very responsive to all concerns. Very much appreciated.”
“Great guy a pleasure to work with!”
“Roy was outstanding and always willing to answer questions that we had. far exceeded our expectations and made this home purchase extremely easy”
SCOTT W. Nov-19
“Roy was great to work with and if ever needed again we will definitely go through him!”
ANNA B. Nov-19
“Roy Dunn did a fantastic job at keeping me informed throughout the process. He was professional, courteous, and very prompt at answering my questions.”
MARY L. Nov-19
“Roy Dunn was excellent to work with during my mortgage loan process! He always kept in touch to see how everything was going, he kept me up-to-date on the process of the loan, and always returned my calls, texts, or emails promptly.”
Edward R. Sep-19
“All I can say is awesome job and thanks”
Alan B. Sep-19
“Thank you Roy and to your team, we highly recommend the great service we received.”
Heidi D. Jul-19
“We have worked with Roy to finance two homes and each time he was courteous and professional. He communicated with us throughout the process so we knew where we were in the approval process at any given time. For the most recent purchase, we sold our primary home and had to have a pre-approval and a 30-day close and Roy and his team worked tirelessly to ensure we closed on time - and we did!! Thank you, Roy!”
James M. October 2018
“They made this process very easy for us. Very helpful and always responded to any question.”
Jaclyn E. October 2018
“Homebridge kept me well informed throughout the entire process. Very helpful!”
Patrice B. October 2018
“Very easy to work with, very responsive.”
Shannon D. September 2018
“Very communicative, online docusign, very friendly, transparent and helpful with documentation.”
Michael S. Aug-18
“Roy has been communicative and kept the process moving. I liked the online, automated process and updates.”
Michael S. August 2018
“Roy has been communicative and kept the process moving. I liked the online, automated process and updates.”
Michael S. August 2018
“Roy has been communicative and kept the process moving. I liked the online, automated process and updates.”
James M. March 2018
“Excellent service! Any questions we had, we made phone calls and received very prompt answers.”
Jerome Z. February 2018
“Good company.”
Leona M. December 2017
“Very informative and pleasant.”
Brian B. December 2017
“Roy Dunn and staff were very responsive. They did an excellent job. ”
Susan B. December 2016
“Roy provided great communication and speedy work! Thank you!”
Denise and Norman L. July 2017
“Roy provided excellent service! He had expedient responses during each step of the process! Great rates too! ”
Michal D. and Meghan M. July 2017
“Roy made this an easy transaction! The entire process went smoothly! HomeBridge was very easy to work with! Thank you!”
Stanley and Penny W. June 2017
“Roy was very friendly, helpful and easy to work with!”
Peter and Kristin F. June 2017
“Roy provided a very good document exchange!  He was great with email responses and information.  He was also very communicative throughout the entire process!  Thank you!”
John and Elaine B. June 2017
“Roy kept us well informed with updates and the check list was great!  He was very nice to work with and provided great service!”
Lisa and Kerry U. May 2017
“Roy and his team were very helpful and responsive throughout this process!  This was a good experience at HomeBridge!  Thank you!”
Martin and Katherine O. May 2017
“Roy was very easy to work with and always available to answer questions!  He always kept us in the loop as to the status of the loan!  Thank you for a painless process!  You all are great!”
Mary C. April 2017
“I found Roy and his team to be very professional and detail oriented!  The communication was excellent!  The process was on target and very easy!  Thank you!”
Ramy S. March 2017
“Roy was so reliable, punctual and trustworthy throughout this process!  Thank you HomeBridge!”
Nicholas C. March 2017
“Roy and his staff at HomeBridge were extremely professional and courteous!  I enjoyed their service, style and expertise!”
Brian W. December 2016
“Roy and his team provided timely communication and great service!  They were very thorough and diligent!”
Linda and Robert T. January 2017
“Roy and his team were very efficient and helpful!  I was always able to connect with someone when I had any questions or concerns.  We were very happy with all contacts and the service that they provided!  I would use HomeBridge again in the future since our experience is very positive!  Though I hope to have this as my last home purchase.  Thank you!”
Ozella S. February 2017
“Roy and his team were great to work with!  The online process was very convenient!  Thank you HomeBridge!”
Ronald and Shannon C. September 2016
“Roy communicated with us well on a regular basis.  He kept us informed on the progress of the loan throughout the process!  This was one of the easiest loan processes I have ever been through!  Everything was perfect in my opinion!  Thank you HomeBridge!”
Donald and Terri S. August 2016
“This was the smoothest and easiest mortgage experience that we have ever had!  Everyone involved in this process was so very helpful and pleasant.  Everything was explained in detail each step of the way.  This was an excellent experience that we had at HomeBridge!”
Leonard and Susan G. August 2016
“Roy and his team were very efficient!  The process went so smoothly and stress free!  We will definitely recommend Roy and HomeBridge to everyone!”
Chris B. August 2016
“Roy was great to work with!  He was just great and splendid in every way!”
Benjamin M. August 2016
“This process was quick and professionally done!  We are very happy with the loan process!  Thank you HomeBridge!”
Kevin and Karen C. August 2016
“Roy and his team jumped hurdles to get this loan done!  They were very responsive, efficient and easy to communicate with!”
Peter and Laurie B. July 2016
“Roy and his team answered all of my questions promptly.  The process was so simple and smooth!  Everyone we worked with were great!  This was the most simple loan transaction that I have ever had! Thank you HomeBridge!”
Stephen and Sue J. July 2016
“Everything was handled in a professional and timely manner!  We were kept informed and up to date every step of the way!  I will recommend HomeBridge to others and I will definitely return in the future! Thank you!”
Frank R. June 2016
“Roy was very professional and courteous!  He answered all of my questions promptly.  I will definitely recommend HomeBridge to others!”
Dave Yelton, Waccamaw Realty, Inc.
“I represented the seller and Roy Dunn kelp me in the loop as the mortgage process moved forward for the buyer, and that kind of service is greatly appreciated.”
Madison and Seth F. June 2016
“Roy and his team were great to work with.  There was a fast response time and everything was explained thoroughly.  We will definitely recommend HomeBridge to everyone!”
Kate and James L. May 2016
“This process was handled in a very professional manner!  Roy and his team walked us through each step and was readily available for questions that we had.  We couldn't have been more pleased with everything from beginning to end!  We would definitely return to HomeBridge for any future needs!”
Randy and Paula L. May 2016
“Roy was very helpful, informative and professional!  We would definitely use HomeBridge for any future needs!”
Tracie and Michael D. May 2016
“We have been very pleased with the level of service that we received throughout this process!  Thank you HomeBridge!”
Steve Gruenwald, Dockside Realty Pawleys Island, SC
“Love your loan process updates. Just what every realtor and buyer needs, but doesn't get from other lenders. Customer service at no extra charge. Thank you, Roy!”
Phares and Martha E. April 2016
“Roy and his team were all very professional.  They were always available to answer questions and went out of their way to get paperwork to us.  Thank you!”
Patrick and Marie D. April 2016
“Roy and his team were very thorough and provided prompt responses.  They were all very easy to work with.  I received wonderful customer service!  Thank you!”
Laurie Gabriel, Dockside Realty Myrtle Beach, South Carolina
“The process of closing that Roy and his team provided was fantastic for the sellers' side as well. He kept us informed with the progress in a very timely fashion. The system for communication can't be beat. I highly recommend Roy and will recommend his services in the future!”
Fallon R. April 2016
“Roy and the HomeBridge team were all extremely helpful and made the process easy.  They were all personable and amazing!  Keep up the great work!”
Joseph and Diana M. February 2016
“You all were great!!  Thank you for the great job done with our loan!”
Johnnie Greene, ReMax Southern Shores Garden City, SC
“Roy, you are my source of great information, but you are also my source of great lending. I welcome always sending you business because, you know what you are doing, my clients come away very happy, and we get the transaction closed. Thank you for being the true professional that you are.”
Adam Tadlock, Pawleys Island Realty Pawleys Island, SC
“Thank you for everything; this was probably our smoothest closing to date and I know you and your team had a lot to do with it. Awesome communication!”
John Taylor, Realtor, Century 21/Coastal Lifestyles Myrtle Beach, SC
“Roy, just wanted to let you know how pleased I was that the loan process went exceedingly well. Considering the challenges of financing oceanfront condos, it went extremely well. You and your staff were very professional and the communication was excellent.”
Sean Brooks, Linx Realty Group Myrtle Beach, SC South Carolina
“I plan to basically only recommend you and HomeBridge to all of my clients moving forward. Your process and communication was unlike any other lender I have ever worked with. And to me, communication, especially with the client, is key. You allowed the client to have an even better experience as a result. All in all, it was a great transaction from start to finish. Looking forward to helping many more clients in similar fashion!”
Greg Smith, Coldwell Banker Chicora Myrtle Beach, SC South Carolina
“Roy Dunn recently closed a loan for one of my listings. The borrower had a couple of issues along the way, but Roy was able overcome their issues. Even though they were not my clients, he kept me up to date on a consistent basis using his loan tracking system. This system keeps you up to date on an item by item basis as the loan works its way through the process. This is great for realtors to stay informed without having to track down the answers during the loan process. I would recommend Roy to handle any of my loans going forward.”
Stephanie Hribar, D.R. Horton Myrtle Beach, SC
“I will enjoy working with you as a lender with future buyers!”
David Hyatt, Century 21 Thomas North Myrtle Beach, SC, SC South Carolina
“You guys are machines! Keep up the great work...and yes, you are great to work with.”
Maria F. Myrtle Beach, South Carolina
“Thank you! We always said you performed miracles for us and you are still doing it.”
Johnnie G. Myrtle Beach, SC South Carolina
“NOBODY in this town could have done what you did for us on this loan. HomeBridge reinstated the entitlement, worked with seller paid closing costs, installed a new roof, and followed the direction of a seasoned underwriter by asking for guidance up front. HomeBridge should be proud of its name on this one. In a day where our Veterans are so forgotten and their service taken for granted, you and the whole Homebridge team really bridged the gap on this one. You worked with a Veteran to get him and his family into an affordable home, without the added financial drain of facing a new roof down the road. Erma Bombeck once said this, "when I stand before God at the end of my life, I want Him to say, you used every bit of the talent I gave you." That is precisely how I felt about this case. Thank you Roy, for your patience, knowledge and willingness to work the established guidelines to accomplish this transaction. The services of a Veteran were celebrated with the actions in his best interest.”
Rafik M. Myrtle Beach, South Carolina
“Roy and his team were very informative and easy to work with! The process was self-explanatory!”
Frank T. Matthews, North Carolina
“Roy was very responsive...excellent service! When we buy another property in SC, we will use HomeBridge and Roy.”
Russ Beattie Myrtle Beach, SC South Carolina
“Thank you Roy Dunn and team! I started my mortgage with my own bank because I thought it would be easier that way. My realtor was strong in her recommendation of Roy and I went along. I am so happy that I did! Roy, Kelly and Elisa were incredible every step of the way. They answered my questions, I always knew what was going on with my loan, and we closed on time. Much less stress than I'd been led to believe by friends. I will recommend Roy and HomeBridge to all of my friends needing help!”
Kathie B. Myrtle Beach, South Carolina
“I want to thank you and your group for the wonderful way our closing was handled. The professionalism of you and your team, was beyond what anyone would or could expect. It doesn't seem possible that all of that work was done in 30 days. Dave and I just wanted to thank you all again for everything.”
Al M. Surfside Beach, SC South Carolina
“Roy, thank you for making this such a painless process.”
JoAnne V. Whitmore Lake, MI
“The entire process was flawless, and we know everyone worked hard on our behalf. You made our “one day” dream come true. We are so happy! We could not have done this without you! Really! We will refer you as often as possible – every time.”
Sandy Sanders, Re/Max Southern Shores Myrtle Beach, SC
“I'm lucky to have you on my side and as my support! Together we are an awesome team!”
Greg M. Myrtle Beach, SC
“Thank you so much for your honesty, communicating with me all along, and answering my many questions. I will certainly recommend you to others.  ”
Johnnie Green, Re/MAX Southern Shores Myrtle Beach, SC
“I am delighted to endorse Roy Dunn, with HomeBridge Financial Services, Inc., as a Loan Officer who is a Realtor’s Best Ally. Roy answers his phone, EVEN on weekends. He stays totally abreast of changes in investor requirements, and, is my first contact with a, “can you do this on a VA or FHA loan” question. It is a joy to have Roy in control of my clients; I can relax knowing that he is going to give them the best service in every area of loan processing/closing, AND keep all parties informed at every stage. You do business with people who give service and results, and that is Roy Dunn. I trust him with my clients before I put them in my car. His pre-qualification is their ticket to ride, because everyone is on board the train at that point. Because of him, closings are smooth, and calm and informed clients become referrals for us both. Thank you Roy; your wealth of experience and proven results time after time is why I count on you. Every client is my # 1 client when I work with them………why would I entrust them to anyone but THE #1 Lender...Roy Dunn.”
Lori Myrtle Beach, SC
“Roy Dunn was an absolute pleasure to work with. I was referred to Roy by my realtor and even though I was hesitant to call him at first, it turned out to be the greatest decision I could have made in regards to our dream of home ownership. I left a message on Roy's voicemail and he returned my call very promptly. He was very understanding as I explained the financial situation of my husband and myself. After a brief initial assessment, he sent me a link to a 3 minute mortgage application and I was pleasantly surprised to hear back from him the same day that I was approved! I completed the 3 minute mortgage application online on Feb 1st and we closed on our new home on March 9th! Roy and his team were great every step of the way. Elisa Griffin was so helpful and patient with me throughout the entire process. And I sincerely appreciate all of Eileen Ward's help as well! Overall, working with HomeBridge was convenient and easy. I have already recommended Roy's services to a friend and will continue to do so!”
Mike Cole, Dockside Realty Myrtle Beach, SC
“Roy Dunn does a fantastic job and has been making life easy when it comes to getting a true picture of a prospect or client's buying ability. He is a straight shooter, and if he can't get the loan done, he will tell you so that you don't waste your time with that prospect. You'll find his customer service is second to none!”
Kristina Whalen, Paralegal Myrtle Beach, SC
“I just called our client Steven to give him his final closing figures -he is so excited!!! As you know, Steven is a first time home buyer and this was a new and stressful experience for him..... but, you all have been great to work with and any time we have clients or agents call asking for a lender referral we will definitely be recommending Roy Dunn and HomeBridge.”
Sean Kort, Realtor, Weichert Southern Coast Myrtle Beach, SC
“Amazing job, entire REMN staff! You picked up the fumble by another National Lender (there's a stagecoach in their logo!), approved the FHA loan and will close it within 24 days from the start. That is amazing work in this current financing world. I know Marco and Alesa are very excited. I wanted to thank you for all your hard work and professionalism. ”
Nettie Hutter, Realtor, Century 21 North Myrtle Beach, SC
“Roy, you are my hero!!!”
Misty Greenway, Realtor, Beach Realty Group Myrtle Beach, SC
“As a Realtor we often hear from our clients, "I have a friend that's in the mortgage business, and they told me they can give me a great interest rate, so I appreciate your referral but I'm going to give my friend the opportunity." Weeks go by, everyone is stressed to the max, as we see this friend crumble in their inability to complete the mortgage process. Finally, it's Roy to the rescue! I am convinced his entire team is some type of Lending Super Hero! We were told that lending on this condo was impossible, but not for Roy! He renewed my client's faith in the mortgage process, and just as he said he would, he closed the loan! Now, my clients have a family vacation spot and Roy is their true friend that's in the mortgage business! Thank you, Roy, for your professionalism, knowledge, and the courteous nature you show my clients. You are a true business partner, one that always has my back, and one I can count on 100% of the time! ”
Brenda Ferrand – Owner/Broker of Real Estate Firm Myrtle Beach, SC
“Roy Dunn, you are a Super Star! ”
“I wanted to drop you a note to say a simple "Thank You" for your hard work in getting my loan completed. You delivered on your promise and I wanted to be sure you knew I appreciated your help. Please let me know if I can do anything.”
Joe Atlanta, GA
“I wanted to thank you and your group for the great work in getting my loan done earlier this year for my investment property in North Myrtle Beach. We could not have made it happen without the hard work of your complete team. We had originally gotten my mortgage approved, but then the short sale ran into a snag and we could not close as soon as expected. Your team really came through in the end as the short sale was finally approved but we only had 8 or 10 days to finalize and resubmit our loan and your team made it all happen (at the end of a month on top of that). ”
Julia North Myrtle Beach, SC
“Although the process of purchasing my first home was exhausting, Mr. Dunn made the mortgage part easier by answering my emails promptly, getting information to me quickly and not rushing me when I met with him in his office with a million questions. ”
Will Charlotte, NC
“Roy Dunn and his very professional staff led us through the application process. Our approval came within days; I'm sure in large part to the thoroughness of the HomeBridge team. As a result, we are now enjoying our family getaway at the beach. Should we need this type of service in the future, we will be going back to HomeBridge.”
Carol Burchfield, Realtor, Century 21 Broadhurst & Associates Murrells Inlet, SC
“When our clients have questions or need financing, we have often referred them to Roy Dunn. We know we can count on Roy -- 24/7 and be confident that he will respond quickly whether it”
Dona Hullihen, Realtor, Elliott Coastal Living Real Estate North Myrtle Beach , SC
“Thank you, Roy, for your attention to my clients. I'm very impressed with your quick response.”
Michael Cole, Broker-in-Charge, Dockside Realty Company Myrtle Beach, SC
“Many thanks for getting a tough loan closed”
Debbie Foy Spradling, Realtor, Coldwell Banker Chicora Real Estate Myrtle Beach, SC
“Roy Dunn with HomeBridge is very professional and very knowledgeable in every aspect of the real estate financing industry. I have known and worked with Roy for many years. Over the years, my clients have used Roy.”
Nancy Terrell, Realtor, Century 21 Thomas North Myrtle Beach, SC
“When it comes to clients needing mortgage information, Roy Dunn is my \"Go To Guy\"". I know I can rely on him to contact my clients quickly and efficiently. He gets the job done! "”
Eileen Henriksen, Realtor, ReMax Southern Shores North Myrtle Beach, SC
“Roy is a great business partner! Best response I have ever had from a lender!”
Jennifer Nichols, Realtor – Watermark Real Estate Group Myrtle Beach, SC
“Thank you Roy for all of your help with my clients recent loan! You are officially my ”
Jeannie Turner, CDPE North Myrtle Beach, SC
“From the first initial call, Roy”

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