About Ray Wallace

You must be looking for home financing. I do that! Homebridge has an impressive variety of loan programs to suit many different situations. Whatever type of mortgage you are looking for, I am here to give you the options and guide you through the process. All you have to do is start the conversation and I’ll help with the rest!

Call or email me today!

What Our Customers Say About Me

Lee Tatum - Academic advisor
“I don’t know if I can recommend Ray highly enough, but I’ll try. Ray demystified the whole process and made it easy. (Well, at least for me!) As a first time home buyer, I didn’t know how the business worked, or what the mortgage process entailed. Ray patiently answered all my questions, and was quick to respond to texts and email at every stop of the process. Even during waiting periods, he’d keep me updated. I always knew where I was and what I was supposed to be doing in the lending process thanks to him.  His colleague Becky Pfeiffer is also amazing. Whenever I wasn't getting help from Ray, Becky was there for me. They're a great team! Throughout multiple steps and meetings, Ray never ceased giving me the same top notch service that I received at my very first appointment. From our first sit-down through to the closing signing at the title company, Ray was with me every step of the way. I give him my highest recommendation—you’ll also be happy and fortunate to have him as your lender. ”
Steve
“Ray was fantastic to work with. He was extremely responsive to all of our questions, and helped us with providing recommendations for other services that we were needing. He worked with us and got us the best rates and deal that he could. He made the cumbersome and nerve wracking mortgage process extremely simple and streamlined. I highly recommend Ray and his team. We couldn’t be happier. ”
Joe A - Lending client
“Ray was very responsive and helpful, guiding us through the process of selecting the best funding option for our condo purchase and managing all the supporting documents that underwriters requested to get the loan approved. When there were options, Ray explained the nuances in context that helped us decide what worked best for our situation. I would work with Ray again and recommend him to anyone seeking real estate funding options in the Pullman area who appreciates a partner that is knowledgeable, patient, and personable.”
Sarah Whitley - Clinical Assistant Professor
“Ray was great to work with and he took the time to answer all of our questions. He is very knowledgeable and goes the extra mile to help in any way he can. It was a pleasure working with him and I would highly recommend seeking his service.”
Zach Tindell - Assembler
“Ray was very easy to work with when I bought my first home. His office did an amazing job answering any question I had promptly and accurately. The loan process was easy for both my wife and I, which I attribute to Ray and his staff at Homebridge. I highly recommend Ray to anyone seeking a loan. ”
Glen smith
“He was very courteous and helpful.”
Lee Tatum - Academic advisor
“I don’t know if I can recommend Ray highly enough, but I’ll try. If I had known applying for a mortgage could be this easy and painless, I would have bought my first home ages ago. Ray demystified the whole process and made it easy. (Well, at least for me!) As a first time home buyer, I didn’t know how the business worked, or what the mortgage process entailed. Ray patiently answered all my questions, and was quick to respond to texts and email at every stop of the process. Even during waiting periods, he’d keep me updated. I always knew where I was and what I was supposed to be doing in the lending process thanks to him. Throughout multiple steps and meetings, Ray never ceased giving me the same top notch service that I received at my very first appointment. From our first sit-down through to the closing signing at the title company, Ray was with me every step of the way. I give him my highest recommendation—you’ll also be happy and fortunate to have him as your lender.”
Brian Cox
“We just purchased our first home and Ray did a fantastic job helping us with our mortgage. Very friendly and easy to work with. Highly recommended!”
Lee Tatum - Academic advisor
“I don’t know if I can recommend Ray highly enough, but I’ll try. Ray demystified the whole process and made it easy. (Well, at least for me!) As a first time home buyer, I didn’t know how the business worked, or what the mortgage process entailed. Ray patiently answered all my questions, and was quick to respond to texts and email at every stop of the process. Even during waiting periods, he’d keep me updated. I always knew where I was and what I was supposed to be doing in the lending process thanks to him.  His colleague Becky Pfeiffer is also amazing. Whenever I wasn't getting help from Ray, Becky was there for me. They're a great team! Throughout multiple steps and meetings, Ray never ceased giving me the same top notch service that I received at my very first appointment. From our first sit-down through to the closing signing at the title company, Ray was with me every step of the way. I give him my highest recommendation—you’ll also be happy and fortunate to have him as your lender. ”
Greg Kelley - Engineer
“Ray is knowledgeable and friendly. Home loans are new to me and Ray was able to step me through it patiently. There were no mistakes or wasted time.”
Melanie Weller - Marketing Supervisor
“I really enjoy working with Ray and his team through the home loan process. I've worked with Ray on two home loans now and I have had a great experience each time. I would highly recommend Ray to my friends and family if they are in the market to purchase a new home. ”
Mark Gibson
“I highly recommend Ray. He knows what he's doing, is easy to work with, responds quickly to messages, keeps all parties on track on a weekly basis, and is a really nice guy. I'd be happy to work with him again.”
Josh Whitley - Office Assistant
“As a first time home buyer it was important to my wife and I to work with a Loan Agency that was personable and someone we could trust. After, phone conversations with other lending agencies we were put in contact with Ray Wallace at Home Street Bank. We booked an appointment with Ray. During the appointment it was clear that Ray was thorough in his process' and actually was working to find the best rates and options available for our loan. Clearly we did not receive this type of service and transparency had we used other lenders. Through the entire process Ray was able to explain each step in the process of owning a home. Having never purchased a house before, we needed all the information we could get. Ray was able to relay the information in a way we both could understand. ”
Kevin Armentrout - Engineer
“Ray managed my wife and my loan. Ray was exceptionally professional and managed our numerous questions promptly and thoroughly. He made sure we had the best possible deal on our loan. He even started the preapproval on a weekend. Five star, highly recommend.”
John Zhang - Property owner
“Mr. Ray Wallace has been my loan officer for a long time, he provided professional services on my loans on mortgage, refinancing and HELOC. He is also a very nice person to work with and he always does his best to serve his customers. I trust him and am very happy with his service, that is why I don't care which bank he works for and just followed him from bank to bank. I believe you will also be very satisfied after tried his service.”
Jessica Ortiz - Graduate research assistant
“Ray has guided me through a couple of home loans in the last four years. He is super helpful always providing an excellent explanation throughout the entire loan process. I also love that him and his team kept me posted on the progress of the loans from beginning to end. If you are looking for a smooth and pleasant experience, Ray and his Pullman team are the best for the job. Zero complaints.”
Chris Carlisle
“I have worked with Ray twice to finance homes and he has been exceptional to work with. He has always been very responsive and attentive to details with the loan. He is professional and friendly and we highly recommend him and Homebridge Bank. Ray will truly work to get you the best rates for your loan and always is honest. ”
Tesea Dukart - Tesea Dukart
“Ray was very helpful to us when going through the process of buying our first home! He broke things down so it was easier to understand and wanted to help us make the best/right decision for us.”
Sue Coleman - Chief of Staff - Boeing
“Ray and his team were great to work with. Buying a house long distance is a bit challenging but Becky was SO patient with all of my questions and kept us on track to the very end. Thank you to Ray and Becky!!”
David Bollinger - Research Engineer
“Ray carefully and conscientiously walked my wife Courtney and I through the entire home buying / mortgage lending process. We were new homebuyers and he was both helpful and thorough. I would absolutely recommend Ray to another potential home buyer in the Pullman WA / Moscow ID area!”
Tyler Simmons
“Ray is the man. I've never seen anyone work so fast and competently before. He got me into my house in just 21 days. Absolutely outstanding. ”
Lloyd and Sokha - Owner
“I reccomend Ray any day! We had to close in 30 days, we were pushing it, Ray and his team made it possible. They are trusting, respectful and best of all very patience. We are now proud owners of a home in Pullman. Thank you Ray and Becky for making our dreams come true!”
Lorena Heesen - Interior designer
“Ray is outstanding to work with always ready to assist. He is easy to get ahold of and responds to questions in a timely manner. He keeps you updated on your paperwork and does what he can to move it along. He is super!”
Nick Jorgensen - Data Coordinator
“Ray's assistance in guiding my wife and me through a very complex refinancing process was invaluable -- he provided expert, accurate advice, was always flexible and patient with last-minute scheduling changes, and he and his staff were highly professional and conscientious. Phone calls and e-mails were always returned promptly, interactions were always pleasant and productive, and, most importantly in a process like this, we always felt like we were dealing with an ethical, trustworthy office. I highly recommend Ray.”
Diane Hodge
“Homebridge Bank and Ray Wallace were excellent to work with. They made the home buying process so easy. I would highly recommend!”
Annette Cofer
“Ray did a great job! I highly recommend him!”
Tina Carlson - Project Manager III
“Buying our new home couldn’t have been easier. Ray answered all my questions, was professional and friendly, and made the home-buying process simple. ”
Janet Irene Perry - Buyer of new home
“ Ray guide me thru the process and purchase of my new home in Pullman. I was living in Anacortes so that the distance made it confusing for me. Ray did a great job.”
Rasheen Acree
“Ray is very professional and made the process really easy. Homebridge offers competitive interest rates. ”
Ben Richardson
“Ray was great. He was flexible and very responsive. He made the process from application to funding as painless as possible.”
Courtney Gardner
“My husband and I recently bought our first home after working with Ray. He made the process so easy to understand and we feel lucky to have worked with him. We can’t recommend him enough!”
Joe A - Lending client
“Ray was very responsive and helpful, guiding us through the process of selecting the best funding option for our condo purchase and managing all the supporting documents that underwriters requested to get the loan approved. When there were options, Ray explained the nuances in context that helped us decide what worked best for our situation. I would work with Ray again and recommend him to anyone seeking real estate funding options in the Pullman area who appreciates a partner that is knowledgeable, patient, and personable.”
Jonathon Smathers - Manufacturing Supervisor
“I was having a hard time trying to buy a house, until Ray started helping me. I was doubting I could buy my first home any time soon, but Ray was able to find the right loan for me and my family. I was on the phone with him every step of the way, and he was able to help my family finance our first home. I appreciate all of his effort and support, and must thank him for helping my family buy our first home! Thank You Ray! Couldn’t have done it with out you!”
Blake Galbreath - Librarian
“Ray was great to work with. He was always very responsive and answered our questions day or night. He is also very family friendly and even has a little kid-size folding table n chairs set up in his office. Really nice guy!”
Melanie Whetstine - Psychologist
“I've worked with Ray on two home loans and have had great experiences both times. Ray is efficient, friendly and knowledgeable. ”
Justin Cofer
“Ray Wallace is attentive to detail and gives his clients amazing customer service! Ray is the best.”
Ting C - Faculty
“Ray is a loan expert who you can trust. We have worked with him in a couple of transactions. I have no hesitant to recommend him to anyone who look for a good home loan agent. ”
Brenna Harris - Home Buyer
“Ray was incredibly easy to work with. This was our first time purchasing a home and he took the time to explain all the terminology and concepts. He was accessible and quick to respond. I feel very confident we got the best deal and feel comfortable knowing we’ll be with Home Street for the next 30 years. ”
Steve
“Ray was fantastic to work with. He was extremely responsive to all of our questions, and helped us with providing recommendations for other services that we were needing. He worked with us and got us the best rates and deal that he could. He made the cumbersome and nerve wracking mortgage process extremely simple and streamlined. I highly recommend Ray and his team. We couldn’t be happier. ”
Douglas Otte - Senior Lecturer
“Ray was a blessing as my wife and I purchased our second home in Pullman. He worked with us in getting the best loan possible and always answered our questions with significant insight and actionable responses. His tremendous personality shows in all phases of his work relations and could not have been more helpful in our situation. I would highly recommend anyone in the Pullman area to seek out Ray for his Financing Expertise; you cannot go wrong. Douglas Otte”
Trevor Lichte - Security Operations Supervisor
“Ray was excellent at keeping us up to date with the status of the loan, and its progress. He helped guide us through the VA loan process, which was a lot nicer than going through someone online.”
Jason Albrecht
“We have used Ray for the purchases of our past two homes in the past two years and he has been very prompt, efficient, and provided us with loans that met our needs. I would recommend him to anyone looking for a home loan that wants prompt, personal service and fair rates.”
Patrick Lorang - Senior Assembler, Schweitzer Engineering Laboratories
“A few weeks back, I embarked upon a home purchase which seemed like a long-shot. I had very little saved for a down payment, yet Ray was willing to work with me to find mortgage financing. His knowledge of the loan industry in general, and his familiarity with local resources, led directly to success. This was my third, mortgage-financed purchase; and it couldn't have gone more smoothly. I highly recommend Ray Wallace and Homebridge Bank as a top-notch financing team to have on your side. You'd be hard-pressed to find better. ”
David L
“Ray was extremely helpful setting up the mortgage for our house. He kept in touch with us over the holidays and during weekends to help make sure that we were on track to move in on time. Thanks to his help we were able to move into our house with no delays and finish all the paperwork with the least amount of inconvenience. He made the process very easy and took time to explain everything since we were first time buyers. We would highly recommend him.”
Kymn V - Math Teacher
“Ray is awesome! When we first met Ray, we didn't know if we would even be able to purchase a home. Ray was hopeful, honest and explained what we would need. Then he worked with us through the entire process explaining things so they made sense. Ray was quick to answer phone calls and the entire process went smoothly. Thank you.”
Blaise Schile - Fiscal Analyst
“I would recommend Ray to anyone especially first time home buyers. He very helpful and has a wealth of information. Ray walked me through step by step and answered all of my questions very quickly. I appreciate the effort Ray puts into his work and I look forward to working with him again in the future!”
cathryn m cox
“Ray! Sorry it took so long to respond. My computer has been behaving badly. thanks for your help and expertise in obtaining a loan to help me purchase a great new home. I enjoyed working with you.”
Jennifer Fitzgerald - Early Childhood Program Specialist
“Ray and his team made the whole house buying process simple and easy to understand. They're super quick and professional. I stopped into the office without an appointment many times and was always happy with the service from Ray and his assistants. He creates a small town, friendly atmosphere and I feel confident and secure with my loan. Thanks for all the hard work Ray! ”
Amy Sharp - WSU Women's Center Director
“Ray was great to work with through our whole mortgage experience. He went above and beyond to make this process as smooth as possible even as we would throw him off track with a different home. I am also thankful he is good friends with our realtor. Great experience all around! ”
Danielle Davis-Sandler - Reimbursement and Coding Specialist
“Ray worked hard at making the process of getting our loan as smooth as possible. He was willing to work with my crazy schedule so that we could get papers signed and was great at explaining the details of the process and loan. Ray and his team were easy to talk with and I really felt like Ray was on our side. He made us feel valued. Through the process, Ray consistently communicated with us on what he needed or what the next steps were. I am thankful that Ray was recommended to us and that he was part of our journey to purchasing our first home. Thank you Ray!”
Song H Yi - New house
“He helped us while we were buying our first house and we are so thankful for him to help us.”
Kevin Slover
“Ray was super helpful through the process and made it easy to get through the financing with a minimal amount of effort on my part. This is the 5th house I purchased in my life and the process was as painless as it could possibly be short of doing an all cash deal (I wish). You won't be disappointed with the service level and personal attention that Ray and his team brings to the work.”
Susan Belancin - Pullman Homeowner
“Thank you to Ray and his great team at Homebridge Bank for making the process of financing my new home in Pullman so easy! From start to finish it was a pleasure working with you.”

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