About Rafael Ramirez

As a licensed Homebridge Mortgage Loan Originator in Illinois (NMLS #226215), Rafael Ramirez can assist you with your home loan needs, including:

  • First-time purchase
  • Second-home purchase
  • Refinance
  • FHA and VA loans
  • Conventional loans
  • 203(k) Renovation loans
  • Jumbo loans

Rafael welcomes the opportunity to serve your needs with quick and accurate real estate financing advice. Rafael has the expertise and knowledge, and will make sure you understand the features associated with the loan program you choose and that it meets your unique financial situation.
Contact Rafael Ramirez Anytime
Feel free to contact Rafael anytime by phone or email for personalized service and expert advice. Rafael Ramirez will extend the same professional service to your friends, family members, work colleagues or neighbors who need help.

What Our Customers Say About Me

Robert D. Apr-22
“Rafael realized he was dealing with a rookie. I was flat footed at first but Rafael patiently guided me through the entire process and made my imagined dragons disappear. There were never any surprise documents that I had to produce out of thin air, he told me everything I needed and how to come across them. It was overwhelming to me at first but Rafael guided me through everything easily. I've already recommended to others who prospectively are looking to buy a home.”
Steven M. Mar-22
“Rafael did a fantastic job with this whole process. He made it feel like I was dealing with a friend whom actually cared about his client. Highly recommend Rafael's expertise!”
Julie T. Jan-22
“Rafael was knowledgeable and compassionate in guiding me through this process. I would give him a 15 on a scale of 1 to 10!”
Steven H. Jan-22
“I enjoyed working with Rafael. Will likely use him and refer him to others. There were a few times especially on closing day when I was asked for documents that I had already sent. It seemed the team wasn't talking to each other. Otherwise it was a good experience.”
Maita S. Jan-22
“Rafa was recommended to me by my realtor, and we couldn't have been happier with our mortgage broker. He went out of his way to get us the best rate possible, but more importantly - Rafa was always available, day or night... well, late evening for sure :), workdays and weekends. He took the time to answer all of our questions, and as first time buyers, we had a lot! Highly recommended. LOVE YOU RAFA!!!!!!”
Katia B. Sep-21
“I am very glad I had the chance to work with Rafael Ramirez. He made everything go very smooth and I appreciate everything he did to help me. I will definitely be recommending his services.”
John S. Jul-21
“Working with Rafael was an absolute pleasure. He always explained things to me that I was having trouble with. He returned my calls quickly. I didn't have to stress knowing Rafael was taking care of me. I would definitely use homebridge again. Thanks for everything. ”
Rafael M. Jul-21
“Rafael and his team did a great job helping me refinance my home. Very seamless process!!!”
Susana M. May-21
“Rafael always answered my concerns at any time of the day even night, always replied my texts and emails. He was very helpful and even did extra with the documents I needed to have ready. Great person to work with!!!”
Juan P. Apr-21
“I met Rafael Ramirez November 2020 at a Cowboys v. Bears NFL game and we exchanged business cards. Fast forward to 2021, he was an easy option for my VA mortgage needs. Rafael exceeded my expectations and went above and beyond in all aspects of this very stressful process. In fact, I was so impressed with Rafael's professionalism and assertiveness I recommended Home Bridge services via Facebook. This recommendation is visible to my 1000+ friends! I firmly believe that Rafael is the right man for this job, it's definitely something I couldn't do.”
Mark M. Apr-21
“Rafael made the process seamless, and reassured us along the way. He knows how to ease you through the process. Thanks!”
Marilyn B. Apr-21
“Rafael Ramirez was incredible to work with! I would recommend him to everyone I know that is interested in buying a house. He was very attentive, answered all my questions and always available when I needed him. He made this very important and potentially stressful experience a great one. I would definitely work with him again!”
Thomas H. Mar-21
“Rafael is a great guy to work with. Very responsive and knowledgeable. This was my 2nd time doing a refi with him and I'd gladly do another. I recommend him to everyone I know when they're thinking of buying a house.”
Mayra R. Jan-21
“Rafael was an absolute joy to work with! He was always responsive, helpful, and timely to my concerns. I'm a very satisfied client!”
Breianna A. Dec-20
“Rafael was excellent. He answered all of our questions and always was sure to return our phone calls. He was very communicative through out the whole process.”
Javier C. Dec-20
“Rafael Ramirez was very nice, helpful & professional at his job. It's was great working with him.”
Jerome A. Nov-20
“Rafael is responsive and has exceptional knowledge of the Mortgage process. He always alerted us as to the next step in the process and introduced Team members that were helping to process the mortgage through the lending system. Great Job Rafael and team!”
William R. Nov-20
“Easy to work with. Went way above and beyond call of duty to help us would definitely recommend him to anyone looking for a loan.”
Jeffrey S. Sep-20
“Rafael and Terri were on top of it from start to finish. It was a pleasure working with them.”
Reginald F. Aug-20
“Rafael Ramirez made sure I was kept in the know about every aspect of my loan. His knowledge, wisdom, and understanding made my experience very smooth. I would like to commend him for his hard work and diligence. Thank You...”
Daniel L. Aug-20
“Rafeal was Awesome.Always answered my call with questions and was very helpful through the whole process..”
Thaddeus C. Aug-20
“Very satisfied with the attention and assistance that we received during the process. Thank you for your help!”
JAMES S. Dec-19
“Rafael was amazing to work with and I would recommend him to anyone. He was always available and was so helpful.”
THOMAS H. Nov-19
“It was a pleasure to work with Rafael Ramirez and his team. Extremely responsive, whether by email or answering phone calls. Always had the answers for all of my questions. I wouldn't hesitate to use them again.”
Scott R. Jul-19
“From my first encounter with Rafael I knew I was in good hands. He has assembled an amazing support staff. They worked so hard and diligently to make this all work.”
Silvia A. October 2018
“Excellent service.”
Laura R. October 2018
“Easy, seamless process. Good communication.”
Kristen O. October 2018
“I had a great experience with Rafael.”
Magdalena S. October 2018
“He did a fantastic job.”
Nicholas O. October 2018
“Professional and easy going. The process of the whole loan was exceptionally easy. They also had great customer service and communication.”
Francisco D. October 2018
“You're the best!”
Lissette M. Aug-18
“Very effective communicators.”
Lissette M. August 2018
“Very effective communicators.”
Lissette M. August 2018
“Very effective communicators.”

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